Horse Creek Farms Homes with Conventional Terms

Welcome to Horse Creek Farms, a picturesque subdivision nestled in the heart of the American countryside. This charming community offers a unique blend of rural tranquility and modern convenience, making it an ideal choice for families, retirees, and anyone in search of a serene lifestyle.

At Horse Creek Farms, you'll find beautifully designed homes that reflect the essence of country living while incorporating contemporary amenities. Each residence is crafted with care, featuring spacious layouts, inviting outdoor spaces, and stunning views of the surrounding landscape. The homes are built with quality materials and attention to detail, ensuring comfort and durability for years to come.

One of the standout features of Horse Creek Farms is its accessibility to conventional financing options. This means that potential homeowners can take advantage of traditional mortgage terms, making the dream of owning a home in this idyllic community more attainable than ever. With a variety of floor plans and styles available, there’s something to suit every taste and budget.

The community itself is a haven for outdoor enthusiasts, with plenty of walking trails, parks, and recreational areas to explore. Imagine enjoying peaceful evenings on your porch, surrounded by nature, or taking leisurely strolls through the neighborhood as the sun sets. Horse Creek Farms is not just a place to live; it’s a lifestyle choice that promotes connection, relaxation, and a sense of belonging.

Discover the charm of Horse Creek Farms today and take the first step toward making this enchanting community your new home!

Newest Horse Creek Farms Homes with Conventional Terms

$394,500

3 Beds ⋅ 3 Baths ⋅ 1542371 MLS

Well maintained one level living in highly desirable Cleveland neighborhood. This home boasts of an inviting open floor plan with a split bedroom layout that provides both comfort and privacy. Updated sunny eat in kitchen features new granite, fresh pain, new cabinets and stainless appliances. Primary suite has double sinks, new soaking tub, separate walk- in shower and organized closet with built in shelves. Additional bedroom has it's own bath, perfect for a guest or Mother. Formal dining room is being used as an office. This home has a deck perfect for grilling out and the comfortably sized lot great for kids and pets. You will love the sidewalks and friendly atmosphere.

213 Thoroughbred Drive NW, Cleveland

Listing courtesy of Crye-Leike REALTORS.

$475,000

3 Beds ⋅ 2 Baths ⋅ 1541298 MLS

Beautifully maintained, move-in ready home offering easy one-level living in the desirable Horse Creek Farms community. Built in 2004 and offering 1,962 square feet with 3 bedrooms and 2 full baths, this home is very convenient to Downtown Chattanooga and Signal Mountain. Great curb appeal includes a partial brick exterior, mature magnolia shade tree and a covered rocking chair front porch with swing. Across the street is a beautiful spring fed pond. Inside, a tiled foyer framed by majestic columns welcomes you. To the left of the foyer, two bedrooms offer generous closets and share a full bath with tub/shower combo. There is also an office space off of the hallway with a nice built-in desk, shelves and cabinets (this home was designed so that a staircase could go here to access the second floor attic to create additional living space for your guests or growing family!). To the right of the foyer, enter the spacious living room, featuring hardwood floors and a gas-log fireplace. More beautiful columns welcome you to the kitchen offering a breakfast bar with pendant lighting, abundant cabinetry, stainless appliances, and pantry storage, while the adjacent eat-in area features a triple window that fills the space with natural light. Off of the kitchen, at the back of the home, French doors open to the main-level private primary suite, complete with chair rail molding and a luxurious ensuite bath featuring dual vanities, walk-in closet, and oversized tiled walk-in shower with double shower heads and body sprayers. The laundry room includes the washer and dryer, which remain, along with cabinetry and wire shelving. Outside, enjoy the covered side porch and patio overlooking the level grassy yard. The rear-entry garage provides covered parking or storage space. Behind the home, there is a beautiful greenway for your enjoyment with trails and Beautiful Horse Creek. This move-in ready, charming home offers a great opportunity for it's next owner!

217 Horse Creek Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$749,900

4 Beds ⋅ 4 Baths ⋅ 1539421 MLS

Welcome to Horse Creek Farms, a sought after community nestled at the base of Signal Mountain, where peaceful surroundings meet everyday convenience. Tucked beside the neighborhood pond and fountain, this home offers a serene setting that's perfect for enjoying morning coffee, outdoor dining, or quiet evenings on the screened porch while taking in the sounds of nature. Inside, soaring vaulted and 9'+ ceilings create a bright, open feel, while the thoughtfully designed floor plan flows effortlessly from the spacious living room with a cozy gas fireplace to the well appointed kitchen featuring granite countertops, custom cabinetry, and plenty of space to gather. The main level primary suite provides a comfortable retreat, and the upstairs bonus room offers flexible space for a media room, home office, playroom, or guest accommodations. Hardwood floors, generous storage, and quality finishes throughout make this home as functional as it is inviting. Located just minutes from downtown Chattanooga and Red Bank, you'll enjoy quick access to award winning restaurants, local boutiques, parks, the Tennessee Riverwalk, hiking and biking trails, and the vibrant outdoor lifestyle that makes Chattanooga one of the South's most desirable places to call home.

713 Shearer Cove Road, Chattanooga

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.