Horse Creek Farms Homes with Owner May Carry Terms

Welcome to Horse Creek Farms, an enchanting subdivision nestled in the heart of Chattanooga, Tennessee, within the scenic Hamilton County. This picturesque community offers a perfect blend of tranquility and modern living, making it an ideal place for families, professionals, and retirees alike.

Horse Creek Farms is characterized by its spacious lots, lush greenery, and a welcoming atmosphere that invites you to enjoy the great outdoors. Residents here appreciate the serene surroundings, with walking trails and open spaces that encourage an active lifestyle. The community is designed to foster connections among neighbors, creating a friendly environment where everyone feels at home.

One of the standout features of Horse Creek Farms is the availability of homes with Owner May Carry Terms. This flexible financing option allows buyers to explore creative ways to purchase their dream home, making it more accessible for those who may face challenges securing traditional financing. Whether you're a first-time homebuyer or looking to invest, this unique opportunity can pave the way to homeownership in this desirable area.

Chattanooga is known for its vibrant culture, rich history, and breathtaking natural beauty. From the stunning views at Lookout Mountain to the bustling downtown area filled with shops and restaurants, there’s always something to explore. With Horse Creek Farms as your home base, you can easily access all the amenities and attractions that this charming city has to offer.

Come discover the magic of Horse Creek Farms, where your dream home awaits in a community that feels like family.

Newest Horse Creek Farms Homes with Owner May Carry Terms

$475,000

3 Beds ⋅ 2 Baths ⋅ 1541298 MLS

Beautifully maintained, move-in ready home offering easy one-level living in the desirable Horse Creek Farms community. Built in 2004 and offering 1,962 square feet with 3 bedrooms and 2 full baths, this home is very convenient to Downtown Chattanooga and Signal Mountain. Great curb appeal includes a partial brick exterior, mature magnolia shade tree and a covered rocking chair front porch with swing. Across the street is a beautiful spring fed pond. Inside, a tiled foyer framed by majestic columns welcomes you. To the left of the foyer, two bedrooms offer generous closets and share a full bath with tub/shower combo. There is also an office space off of the hallway with a nice built-in desk, shelves and cabinets (this home was designed so that a staircase could go here to access the second floor attic to create additional living space for your guests or growing family!). To the right of the foyer, enter the spacious living room, featuring hardwood floors and a gas-log fireplace. More beautiful columns welcome you to the kitchen offering a breakfast bar with pendant lighting, abundant cabinetry, stainless appliances, and pantry storage, while the adjacent eat-in area features a triple window that fills the space with natural light. Off of the kitchen, at the back of the home, French doors open to the main-level private primary suite, complete with chair rail molding and a luxurious ensuite bath featuring dual vanities, walk-in closet, and oversized tiled walk-in shower with double shower heads and body sprayers. The laundry room includes the washer and dryer, which remain, along with cabinetry and wire shelving. Outside, enjoy the covered side porch and patio overlooking the level grassy yard. The rear-entry garage provides covered parking or storage space. Behind the home, there is a beautiful greenway for your enjoyment with trails and Beautiful Horse Creek. This move-in ready, charming home offers a great opportunity for it's next owner!

217 Horse Creek Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$749,900

4 Beds ⋅ 4 Baths ⋅ 1539421 MLS

Welcome to Horse Creek Farms, a sought after community nestled at the base of Signal Mountain, where peaceful surroundings meet everyday convenience. Tucked beside the neighborhood pond and fountain, this home offers a serene setting that's perfect for enjoying morning coffee, outdoor dining, or quiet evenings on the screened porch while taking in the sounds of nature. Inside, soaring vaulted and 9'+ ceilings create a bright, open feel, while the thoughtfully designed floor plan flows effortlessly from the spacious living room with a cozy gas fireplace to the well appointed kitchen featuring granite countertops, custom cabinetry, and plenty of space to gather. The main level primary suite provides a comfortable retreat, and the upstairs bonus room offers flexible space for a media room, home office, playroom, or guest accommodations. Hardwood floors, generous storage, and quality finishes throughout make this home as functional as it is inviting. Located just minutes from downtown Chattanooga and Red Bank, you'll enjoy quick access to award winning restaurants, local boutiques, parks, the Tennessee Riverwalk, hiking and biking trails, and the vibrant outdoor lifestyle that makes Chattanooga one of the South's most desirable places to call home.

713 Shearer Cove Road, Chattanooga

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.