Horse Creek Farms, Phase Ii Homes with VA Loan Terms

Welcome to Horse Creek Farms, Phase II, a hidden gem nestled in the vibrant heart of Chattanooga, Tennessee. This charming subdivision offers a perfect blend of tranquility and modern living, making it an ideal choice for families, retirees, and anyone looking to enjoy the beauty of the Tennessee landscape.

Horse Creek Farms boasts beautifully designed homes that reflect both comfort and style, with spacious layouts and contemporary finishes that cater to the needs of today’s homeowners. The community is known for its friendly atmosphere and picturesque surroundings, featuring lush green spaces and tree-lined streets that invite leisurely strolls and outdoor gatherings. Whether you’re sipping coffee on your front porch or enjoying a weekend barbecue in your backyard, the warmth of Horse Creek Farms is sure to make you feel right at home.

For those eligible, the subdivision offers homes with VA loan terms, making it an accessible option for veterans and active-duty military personnel seeking to invest in their dream home. This financing option not only eases the path to homeownership but also highlights the community’s commitment to supporting those who have served our country.

Located just a short drive from downtown Chattanooga, residents of Horse Creek Farms enjoy easy access to shopping, dining, and recreational activities. With its unique blend of suburban charm and urban convenience, Horse Creek Farms, Phase II is more than just a subdivision; it’s a place where memories are made, and community thrives. Come discover your new home in this enchanting neighborhood!

Newest Horse Creek Farms, Phase Ii Homes with VA Loan Terms

$700,000

4 Beds ⋅ 3 Baths ⋅ 1542496 MLS

PRIMARY ON MAIN | CORNER LOT | GOURMET KITCHEN | VAULTED GREAT ROOM | COVERED PORCH | EXTRA-LARGE FENCED YARD | HORSE CREEK FARMS Welcome to 1227 Saddlebrook Drive, a corner-lot beauty tucked into sought-after Horse Creek Farms with the primary suite on the main level! A soaring vaulted ceiling crowns the great room, where a fireplace anchors the space and French doors open straight onto the covered back porch. The primary suite offers a generous walk-in closet and a private en-suite bath, while a second main-level bedroom just off the foyer makes an easy guest room or office. The formal dining room, lit by a crystal chandelier, flows into a true gourmet kitchen featuring crisp white cabinetry, marble countertops, subway tile backsplash, a gas cooktop with glass canopy hood, a new dishwasher and oven, a walk-in pantry, and an oversized island extended with an attached marble table for effortless everyday dining. Upstairs, additional bedrooms share a full bath beneath vaulted ceilings and oversized windows. A mudroom-style entry with built-in bench and a dedicated laundry room with sink, cabinetry, and a new washer and dryer add everyday convenience, and the oversized garage includes extra storage bays for gear, bikes, or a workshop. Major systems have been thoughtfully updated with a new roof, new HVAC, and new heat pump, offering true move-in-ready peace of mind. Outside, the covered front porch -- complete with ceiling fan and swing -- takes in mountain views, while the expansive, fully fenced corner lot offers rare space to play, entertain, and roam. Horse Creek Farms features sidewalks, community ponds, and a community greenway space, all just minutes from everything Chattanooga has to offer.

1227 Saddlebrook Drive, Chattanooga

Listing courtesy of Compass Tennessee.

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.