Heritage Landing Homes with VA Loan Terms

Heritage Landing Homes with VA Loan Terms

Welcome to Heritage Landing, a charming subdivision nestled in the heart of Chattanooga, Tennessee. This picturesque community, located in Hamilton County, offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, professionals, and retirees alike.

Heritage Landing boasts a variety of beautiful homes designed to cater to diverse lifestyles and preferences. With well-manicured lawns, tree-lined streets, and modern architectural styles, this neighborhood exudes warmth and character. Residents enjoy a sense of community, with friendly neighbors and a safe environment for children to play and grow.

One of the standout features of Heritage Landing is its accessibility to VA loan terms, making homeownership more attainable for veterans and active-duty military personnel. This financing option allows eligible buyers to secure their dream home with favorable terms, including no down payment and competitive interest rates. It's a fantastic opportunity for those who have served our country to settle down in a vibrant community that feels like home.

In addition to its welcoming atmosphere, Heritage Landing is conveniently located near a wealth of amenities. From shopping centers and dining options to parks and recreational facilities, everything you need is just a stone's throw away. Plus, the stunning natural beauty of Chattanooga, with its scenic views and outdoor adventures, is right at your doorstep.

Discover the charm and comfort of Heritage Landing today—a place where your dream home awaits!

Newest Heritage Landing Homes with VA Loan Terms

$1,350,000
5 Beds 4 Baths 1541704 MLS
**$25,000 CREDIT TO APPLY TOWARD BUYER CLOSING COSTS OR INTEREST RATE BUY DOWN.** Back on the market after extensive renovations, this gorgeous home is tucked inside the gated community of Heritage Landing on Chattanooga's North Shore, offering a rare blend of privacy, space, and thoughtful improvements in one of the area's most established neighborhoods. Set on a level, nearly half-acre lot, the home enjoys a peaceful backdrop with pond views and mature landscaping, creating a quiet, tucked-away feel just minutes from downtown, parks, shopping, and dining. Positioned within one of Chattanooga's most desirable waterfront communities along the Tennessee River and neighboring the Chattanooga Golf and Country Club, this home is also one of a limited number of single-family residences within Heritage Landing. Inside, the home has been thoughtfully refreshed with updates that elevate both style and function, including beautifully refinished hardwood floors on the main level. The layout feels open yet comfortable, with generous living areas designed for everyday living and easy entertaining. The living room features soaring ceilings, expansive windows, plantation shutters, and a gas fireplace, while an adjoining sunroom-style sitting area is lined with windows that bring in abundant natural light. At the heart of the home, the fully remodeled kitchen offers a clean, modern design with updated appliances, new lighting, and fresh paint. The eat-in area overlooks the pond, while a separate formal dining room with bay windows provides an inviting space for gatherings. The main-level primary suite is filled with natural light and includes a beautifully renovated bathroom and custom closet, creating a comfortable and refined retreat. Upstairs, new flooring adds a fresh feel, with flexible spaces that can function as additional bedrooms, an office, or bonus rooms. Out back, a newly constructed Trex deck extends the living space outdoors, overlooking the pond, fountain, and visiting wildlife. Additional improvements include an encapsulated crawlspace and updated HVAC. As a single-family home, it benefits from lower HOA dues while still offering full access to Heritage Landing's pools, tennis courts, clubhouse, and walking paths. The location is exceptional, with easy access to the Walnut Street Bridge, North Shore amenities, and Normal Park schools. This is a home where thoughtful updates, a flexible layout, and a beautiful setting come together with ease. Local lenders are preferred. Schedule your showing today!

1160 Heritage Landing Drive, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$539,000
2 Beds 3 Baths 1537468 MLS
This is the lifestyle that gives you more time for the things you love--and less time maintaining a property. Heritage Landing offers an unmatched setting in North Chattanooga, just across the river from downtown and minutes from Northshore, Riverview, Coolidge Park, and the Walnut Street Bridge. Homes in Heritage Landing are condominiums, allowing residents to enjoy a truly low-maintenance lifestyle. The condominium association maintains the exterior and structural elements of each home, including the roof, siding, gutters, soffits, fascia, windows, exterior doors, decks, porches, walkways, driveways, crawlspaces, attics, landscaping and irrigation, mulching, lawn care, and tree and shrub maintenance. Dues also include insurance on the building's structure, so owners carry a condominium policy covering only the interior and personal belongings. In addition as members of the condominium association, homeowners have voting rights and a meaningful voice in shaping the community's future. Neighborhood amenities include an onsite management and maintenance team, a beautiful clubhouse with a full kitchen and expansive outdoor space, two private saltwater pools, a racquet court, multiple community green spaces, six fountained ponds, sidewalks, street lamps, monthly community events, gated entry, 24-hour surveillance, and so much more. Set on an oversized corner lot framed by mature trees, 2019 Clearfield Lane enjoys peaceful views across the fountained pond--an exceptional setting that immediately distinguishes it from the rest. Freshly painted throughout, the home offers an elegant yet comfortable design, a spacious floor plan, abundant storage, and thoughtfully designed living spaces filled with natural light and tranquil views. A gas fireplace anchors the inviting living room, while the expansive screened porch serves as a true outdoor living room--perfect for dining, relaxing, and entertaining while enjoying the surrounding beauty throughout much of the year. The kitchen is designed for both beauty and function, with generous cabinetry, abundant prep space, a gas range, and pantry. A charming breakfast nook overlooking the lush front lawn adds warmth and character. Just across from the pantry, an oversized laundry closet includes the washer and dryer. For those dreaming of an extraordinary butler's pantry, this space offers exciting potential if the laundry is relocated to the garage or upstairs. The thoughtful floor plan also includes a welcoming foyer, spacious dining room, convenient powder room, and an exceptionally large secondary bedroom with its own ensuite bath--ideal for guests, a home office, or multigenerational living. The serene primary suite provides a true retreat, with generous proportions, an airy feel, and two large closets. Spend your weekends enjoying our incredible Scenic City instead of maintaining your home. A beautiful home in an extraordinary setting--and a lifestyle designed to give you your time back. All information is deemed reliable, but buyers to verify any and all information of importance.

2019 Clearfield Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

$399,000
2 Beds 3 Baths 1532655 MLS
Incredible price improvement in gated North Shore! This spacious 2BR/2.5BA Heritage Landing home offers an unbeatable opportunity to get into Chattanooga's most desirable neighborhood for under $400,000. Enjoy low-maintenance living and instant equity steps from the riverfront in the top-tier Normal Park school district. At this price point, you get the absolute best value on the North Shore without sacrificing location or space. Inside, you will find a highly functional, spacious layout featuring rich wood flooring and a bright living room anchored by a gas fireplace with custom built-ins. The thoughtfully designed floor plan flows seamlessly from the dining room--which overlooks a peaceful fountained pond--through pocket doors into a functional kitchen complete with dual pantries and a charming bay-window breakfast nook. Upstairs, the generous primary suite includes a private sitting area and a clean, modern ensuite bathroom finished with large-format tile. A massive second bedroom and full bath make the perfect guest suite with more than enough space to double as a home office. Outside, the partially covered private deck offers a serene vantage point for panoramic water views without the upkeep of a massive yard. 1414 Heritage Landing offers incredible built-in savings with efficiency upgrades already completed for you, including plantation shutters, an encapsulated crawlspace, and a custom-insulated attic to keep utility bills low. Residents get maximum value from the community amenities, including access to two saltwater pools, a racquet court, and 24-hour gated security. Best of all, your investment is protected. The HOA handles all exterior building maintenance and landscaping, saving you thousands in weekend chores and unexpected repair costs. Heritage Landing boasts a financially robust association with an excellent reserve fund, ensuring long-term property value protection and hassle-free living. Zoned for the highly coveted Normal Park School District, this is your chance to secure an effortless, riverfront lifestyle at an incredibly competitive price point.

1414 Heritage Landing Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.