Heritage Landing Homes with FHA Terms

Heritage Landing Homes with FHA Terms

Welcome to Heritage Landing, a picturesque subdivision nestled in the heart of Chattanooga, Tennessee, within Hamilton County. This charming community offers a perfect blend of modern living and natural beauty, making it an ideal place for families, professionals, and retirees alike.

Heritage Landing boasts a variety of beautifully designed homes that cater to diverse lifestyles and preferences. With a range of architectural styles and floor plans, you’re sure to find the perfect fit for your needs. One of the standout features of this community is the availability of homes that qualify for FHA financing, making it easier for first-time buyers and those looking to invest in their dream home. This financing option allows for lower down payments and more flexible credit requirements, ensuring that homeownership is within reach for many.

The subdivision is conveniently located near major highways, providing easy access to downtown Chattanooga’s vibrant culture, shopping, and dining options. Residents can enjoy nearby parks and recreational areas, perfect for outdoor enthusiasts and families looking to spend quality time together. The sense of community in Heritage Landing is palpable, with friendly neighbors and a welcoming atmosphere that makes everyone feel at home.

Whether you’re searching for a cozy retreat or a spacious family abode, Heritage Landing offers a unique opportunity to embrace the charm of Chattanooga living. Discover your dream home in this inviting subdivision and become part of a community that truly feels like home. Come explore the possibilities today!

Newest Heritage Landing Homes with FHA Terms

$1,350,000
5 Beds ⋅ 4 Baths ⋅ 1541704 MLS
**$25,000 CREDIT TO APPLY TOWARD BUYER CLOSING COSTS OR INTEREST RATE BUY DOWN.** Back on the market after extensive renovations, this gorgeous home is tucked inside the gated community of Heritage Landing on Chattanooga's North Shore, offering a rare blend of privacy, space, and thoughtful improvements in one of the area's most established neighborhoods. Set on a level, nearly half-acre lot, the home enjoys a peaceful backdrop with pond views and mature landscaping, creating a quiet, tucked-away feel just minutes from downtown, parks, shopping, and dining. Positioned within one of Chattanooga's most desirable waterfront communities along the Tennessee River and neighboring the Chattanooga Golf and Country Club, this home is also one of a limited number of single-family residences within Heritage Landing. Inside, the home has been thoughtfully refreshed with updates that elevate both style and function, including beautifully refinished hardwood floors on the main level. The layout feels open yet comfortable, with generous living areas designed for everyday living and easy entertaining. The living room features soaring ceilings, expansive windows, plantation shutters, and a gas fireplace, while an adjoining sunroom-style sitting area is lined with windows that bring in abundant natural light. At the heart of the home, the fully remodeled kitchen offers a clean, modern design with updated appliances, new lighting, and fresh paint. The eat-in area overlooks the pond, while a separate formal dining room with bay windows provides an inviting space for gatherings. The main-level primary suite is filled with natural light and includes a beautifully renovated bathroom and custom closet, creating a comfortable and refined retreat. Upstairs, new flooring adds a fresh feel, with flexible spaces that can function as additional bedrooms, an office, or bonus rooms. Out back, a newly constructed Trex deck extends the living space outdoors, overlooking the pond, fountain, and visiting wildlife. Additional improvements include an encapsulated crawlspace and updated HVAC. As a single-family home, it benefits from lower HOA dues while still offering full access to Heritage Landing's pools, tennis courts, clubhouse, and walking paths. The location is exceptional, with easy access to the Walnut Street Bridge, North Shore amenities, and Normal Park schools. This is a home where thoughtful updates, a flexible layout, and a beautiful setting come together with ease. Local lenders are preferred. Schedule your showing today!

1160 Heritage Landing Drive, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$399,000
2 Beds ⋅ 3 Baths ⋅ 1532655 MLS
Incredible price improvement in gated North Shore! This spacious 2BR/2.5BA Heritage Landing home offers an unbeatable opportunity to get into Chattanooga's most desirable neighborhood for under $400,000. Enjoy low-maintenance living and instant equity steps from the riverfront in the top-tier Normal Park school district. At this price point, you get the absolute best value on the North Shore without sacrificing location or space. Inside, you will find a highly functional, spacious layout featuring rich wood flooring and a bright living room anchored by a gas fireplace with custom built-ins. The thoughtfully designed floor plan flows seamlessly from the dining room--which overlooks a peaceful fountained pond--through pocket doors into a functional kitchen complete with dual pantries and a charming bay-window breakfast nook. Upstairs, the generous primary suite includes a private sitting area and a clean, modern ensuite bathroom finished with large-format tile. A massive second bedroom and full bath make the perfect guest suite with more than enough space to double as a home office. Outside, the partially covered private deck offers a serene vantage point for panoramic water views without the upkeep of a massive yard. 1414 Heritage Landing offers incredible built-in savings with efficiency upgrades already completed for you, including plantation shutters, an encapsulated crawlspace, and a custom-insulated attic to keep utility bills low. Residents get maximum value from the community amenities, including access to two saltwater pools, a racquet court, and 24-hour gated security. Best of all, your investment is protected. The HOA handles all exterior building maintenance and landscaping, saving you thousands in weekend chores and unexpected repair costs. Heritage Landing boasts a financially robust association with an excellent reserve fund, ensuring long-term property value protection and hassle-free living. Zoned for the highly coveted Normal Park School District, this is your chance to secure an effortless, riverfront lifestyle at an incredibly competitive price point.

1414 Heritage Landing Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.