Heritage Landing Homes with FHA Terms

Heritage Landing Homes with FHA Terms

Welcome to Heritage Landing, a picturesque subdivision nestled in the heart of Chattanooga, Tennessee, within Hamilton County. This charming community offers a perfect blend of modern living and natural beauty, making it an ideal place for families, professionals, and retirees alike.

Heritage Landing boasts a variety of beautifully designed homes that cater to diverse lifestyles and preferences. With a range of architectural styles and floor plans, you’re sure to find the perfect fit for your needs. One of the standout features of this community is the availability of homes that qualify for FHA financing, making it easier for first-time buyers and those looking to invest in their dream home. This financing option allows for lower down payments and more flexible credit requirements, ensuring that homeownership is within reach for many.

The subdivision is conveniently located near major highways, providing easy access to downtown Chattanooga’s vibrant culture, shopping, and dining options. Residents can enjoy nearby parks and recreational areas, perfect for outdoor enthusiasts and families looking to spend quality time together. The sense of community in Heritage Landing is palpable, with friendly neighbors and a welcoming atmosphere that makes everyone feel at home.

Whether you’re searching for a cozy retreat or a spacious family abode, Heritage Landing offers a unique opportunity to embrace the charm of Chattanooga living. Discover your dream home in this inviting subdivision and become part of a community that truly feels like home. Come explore the possibilities today!

Newest Heritage Landing Homes with FHA Terms

$539,000
2 Beds ⋅ 3 Baths ⋅ 1537468 MLS
Set on an oversized corner lot framed by mature trees, 2019 Clearfield Lane enjoys peaceful views across the fountain pond--an exceptional setting that immediately distinguishes it from the rest. The home's elegant yet comfortable design offers a spacious floor plan with abundant storage and thoughtfully designed living spaces. This home has been freshly painted throughout for its next owners. The main level is filled with natural light and tranquil views from every room. At the heart of the home, a cozy gas fireplace anchors the living space, creating a warm and inviting atmosphere. One of the home's most exceptional features is the expansive screened porch--a true outdoor living room where you can dine, relax, and entertain while enjoying the surrounding beauty for most of the year. The kitchen is designed for both beauty and function, offering generous cabinetry, abundant prep space, a gas range, and a pantry that makes everyday cooking effortless and enjoyable. A charming breakfast nook overlooking the lush front yard adds warmth and character to the space. Just across from the pantry is an oversized laundry closet with washer and dryer. For those who dream of an extraordinary butler's pantry, this space could easily be transformed by relocating the laundry to the garage or upstairs--providing flexible options to suit your lifestyle. The thoughtful floor plan includes a welcoming foyer, spacious dining room, convenient powder room, and a huge secondary bedroom with its own ensuite bath--ideal as a guest room with home office or multi-generational living. The primary suite is exceptionally spacious and serene, featuring two large closets and an airy, calming feel that creates a true retreat within the home.

2019 Clearfield Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

$469,000
2 Beds ⋅ 3 Baths ⋅ 1532655 MLS
NEW PRICE + Seller will pay 1% HOA buyer initiation fee at closing! Fantastic move-in ready value in Chattanooga's premier gated community featuring custom plantation shutters throughout and fantastic water views. See the difference today! A stunning first impression is made by the home's generous setback and shaded front lawn. Inside, the main level features rich wood flooring and a bright living room anchored by a gas fireplace with custom built-ins. The thoughtfully designed floor plan flows seamlessly from the elegant dining room overlooking a fountained pond through pocket doors into a sun-drenched kitchen complete with dual pantries and a charming bay-window breakfast nook. Retreat upstairs to a primary suite that serves as a true sanctuary, featuring a private sitting area and a spa-like ensuite finished with sleek, large-format tile. The over-sized second bedroom and bath makes a perfect guest suite with ample room for a home office. Outside, the partially covered private deck offers a serene vantage point for panoramic water views. 1414 Heritage Landing has been thoughtfully maintained with upgrades including plantation shutters, an encapsulated crawlspace and a custom-insulated attic for peak efficiency. Residents enjoy resort-style amenities including two pools, a racquet court, and 24-hour security, while the HOA handles all exterior maintenance and landscaping. Purchasing in Heritage Landing offers residents the peace of mind of a financially robust association. The HOA's reserve fund ensures Heritage Landing's status as Chattanooga's premier gated community, protecting your home's value for years to come. Zoned for the coveted Normal Park School District, this is more than a home - it is an invitation to effortless, riverside living.

1414 Heritage Landing Drive, Chattanooga

Listing courtesy of Keller Williams Realty.

$1,465,000
5 Beds ⋅ 4 Baths ⋅ 1531791 MLS
Seller will consider owner financing. Inquire for details. Seller is also offering $25,000 toward property improvements with acceptable offer. Back on the market after extensive renovations, this gorgeous home is tucked inside the gated community of Heritage Landing on Chattanooga's North Shore, offering a rare blend of privacy, space, and thoughtful improvements in one of the area's most established neighborhoods. Set on a level, nearly half-acre lot, the home enjoys a peaceful backdrop with pond views and mature landscaping, creating a quiet, tucked-away feel just minutes from downtown, parks, shopping, and dining. Positioned within one of Chattanooga's most desirable waterfront communities along the Tennessee River and neighboring the Chattanooga Golf and Country Club, this home is also one of a limited number of single-family residences within Heritage Landing. Inside, the home has been thoughtfully refreshed with updates that elevate both style and function, including beautifully refinished hardwood floors on the main level. The layout feels open yet comfortable, with generous living areas designed for everyday living and easy entertaining. The living room features soaring ceilings, expansive windows, plantation shutters, and a gas fireplace, while an adjoining sunroom-style sitting area is lined with windows that bring in abundant natural light. At the heart of the home, the fully remodeled kitchen offers a clean, modern design with updated appliances, new lighting, and fresh paint. The eat-in area overlooks the pond, while a separate formal dining room with bay windows provides an inviting space for gatherings. The main-level primary suite is filled with natural light and includes a beautifully renovated bathroom and custom closet, creating a comfortable and refined retreat. Upstairs, new flooring adds a fresh feel, with flexible spaces that can function as additional bedrooms, an office, or bonus rooms. Out back, a newly constructed Trex deck extends the living space outdoors, overlooking the pond, fountain, and visiting wildlife. Additional improvements include an encapsulated crawlspace and updated HVAC. As a single-family home, it benefits from lower HOA dues while still offering full access to Heritage Landing's pools, tennis courts, clubhouse, and walking paths. The location is exceptional, with easy access to the Walnut Street Bridge, North Shore amenities, and Normal Park schools. This is a home where thoughtful updates, a flexible layout, and a beautiful setting come together with ease. Local lenders are preferred. Schedule your showing today!

1160 Heritage Landing Drive, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$550,000
3 Beds ⋅ 3 Baths ⋅ 1531116 MLS
Wow! Convenient, secure, and low-maintenance living at its finest! This gorgeous condo offers peaceful pond and fountain views from the private deck, living room, and primary bedroom. The current owner has thoughtfully upgraded the home with new hardwood floors, refinished kitchen cabinets, fresh interior paint, and a finished upstairs loft that serves as a third bedroom (no closet). Located in the highly desirable Heritage Landing community, residents enjoy a gated, single-entrance neighborhood with 24/7 security, two swimming pools, clubhouse, tennis courts, scenic ponds, and beautifully maintained grounds. The HOA covers landscaping, irrigation, exterior maintenance and repairs, exterior insurance, and even conducts semi-annual crawl space inspections to ensure it remains dry. The siding and the roof were also replaced just two years ago. The new owner will only need interior (studs-in) condo insurance. Zoned for excellent schools and ideally situated just 3 minutes from the shops and restaurants of Northshore, with the added bonus of being within walking distance to Coolidge Park. This exceptional home won't last long. Schedule your private showing today!

2003 Clearfield Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

$410,000
2 Beds ⋅ 2 Baths ⋅ 1530600 MLS
Carefree Living in Chattanooga's Premier Riverfront Condo Community Welcome to effortless living in one of Chattanooga's most sought after condo communities where resort style amenities meet a beautifully renovated interior. This 2 bedroom, 2 bath residence has been thoughtfully updated throughout with all new flooring and carpet, fresh interior paint, completely remodeled bathrooms and kitchen, new lighting, and select new appliances offering a turnkey opportunity for the next owner. The vaulted great room features a cozy fireplace and abundant natural light, creating an inviting space for both everyday living and entertaining. The fully renovated kitchen blends modern finishes with functionality, while both bathrooms have been beautifully reimagined with updated design and fixtures. Step outside to your private screened porch overlooking the peaceful pond and fountain, the perfect place for morning coffee or evening unwinding. Enjoy summer days by the pool, friendly matches on the tennis courts, and gatherings at the clubhouse, all within the security of a gated community. A two car garage adds convenience and storage, while the walkable location places you just minutes from Chattanooga's vibrant downtown dining, shopping, and attractions.

1213 Bridgewater Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

$499,500
2 Beds ⋅ 2 Baths ⋅ 1525870 MLS
Discover the perfect blend of convenience, comfort, and community in this beautifully updated end-unit townhome located in the desirable Heritage Landing community. Just minutes from Downtown Chattanooga, Frazier Avenue's vibrant restaurants and shopping, and the scenic walking paths of Coolidge Park, this home offers unmatched access to some of the city's best amenities. Enjoy easy opportunities to take in the Tennessee River views, whether strolling the neighborhood or exploring nearby parks. Step inside and you'll find an inviting, open layout that makes the unit feel bright and spacious. Since moving in, the owners have thoughtfully updated the home with a new HVAC system, new hot water heater, new lighting fixtures, whole-house surge protector, fresh interior paint, professional landscaping, and a master bath shower renovation—all designed to provide peace of mind and modern comfort. The community itself is one of Bridgewater's greatest highlights, offering numerous common areas including two pools, tennis courts, and gathering spaces where neighbors become friends. Outdoors, the property backs up to a peaceful pond, giving you a serene view and added privacy. As an end unit, you'll also enjoy easy access and an extra sense of openness. Storage is never an issue here—the garage is equipped with both cabinetry and a dedicated closet for keeping everything organized. With its excellent location, thoughtful updates, and a welcoming community atmosphere, 1220 Bridgewater Lane is ready to provide its next owner with the ideal Chattanooga lifestyle.

1220 Bridgewater Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

$399,000
2 Beds ⋅ 2 Baths ⋅ 1524835 MLS
Explore the Urban NorthShore of Chattanooga Lifestyle! This sleek 2 bedroom condo in the Heritage Landing riverfront community is close proximity to everything the vibrant downtown waterfront has to offer; including local shopping, restaurants, sought after schools, the downtown bridges and parks, endless walking and biking trails and peaceful views. The well designed floor plan offers a desirable open concept living floor plan and invites one to enjoy life in a daily retreat. The kitchen features stainless steel appliances and marble countertops and has a pass through into the formal dining area. Floor to ceiling windows and doors open to the semi-private back deck from the spacious living room. There is a powder room on the main level as well. Upstairs gives way to two large bedrooms and a luxurious bathroom designed with spa-like features including; a soaking tub, separate shower (completely tiled) and a double vanity with marble countertops. Also, this condo has a TWO CAR GARAGE WHICH SETS IT APART FROM SIMILAR UNITS IN THE NEIGHBORHOOD!! Did you just say, ''I could move here?'' Yeah, this incredible home has that effect! The HOA fee includes exterior maintenance, irrigation, landscaping, lawn maintenance, roof, windows, gutter cleaning, exterior painting, exterior insurance, flood insurance on exterior, security, pools, tennis court, club house etc. There is a one time new buyers fee and registration fee of due at closing. Contact office with HOA questions at 423-266-0852. Buyer to verify any and perform their own due diligence. This MLS information is deemed reliable but not guaranteed. Home is listed for sale and for rent.

1518 Heritage Landing Drive, Chattanooga

Listing courtesy of Realty Specialists.

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