Golden Oaks Homes with USDA Loan Terms

Welcome to Golden Oaks, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This delightful community offers a tranquil escape from the hustle and bustle of city life while maintaining convenient access to all the amenities that Chattanooga has to offer. With its lush tree-lined streets and friendly neighbors, Golden Oaks is the perfect place to call home.

The homes in Golden Oaks are designed with modern living in mind, featuring spacious layouts, contemporary finishes, and beautiful outdoor spaces that invite relaxation and gatherings. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of styles and sizes to suit your needs.

One of the standout features of Golden Oaks is the availability of USDA loan terms for eligible buyers. This means that you can secure your dream home with little to no down payment, making homeownership more attainable than ever. The USDA loan program is designed to support families in rural and suburban areas, and Golden Oaks perfectly embodies this vision with its serene environment and close-knit community vibe.

Residents enjoy easy access to nearby parks, schools, and shopping, as well as the vibrant culture and recreational opportunities that Chattanooga is known for. From hiking the scenic trails of Lookout Mountain to exploring the bustling downtown area, there’s something for everyone in this dynamic city.

If you’re looking for a welcoming community with affordable housing options and a strong sense of belonging, Golden Oaks in Chattanooga, TN, is the perfect place to start your next chapter. Come and discover the charm of Golden Oaks today!

Newest Golden Oaks Homes with USDA Loan Terms

$310,000

4 Beds ⋅ 2 Baths ⋅ 1539213 MLS

Whether you're looking to grow your investment portfolio or offset your mortgage by living in one side and renting the other, this turnkey single level duplex is full of opportunity. Situated on a spacious ¼-acre lot, this well-maintained property offers major mechanical updates already completed, allowing you to enjoy peace of mind while adding your own cosmetic touches over time. Each single-level unit includes a refrigerator, and one unit already has a washer and dryer in place, and NO carpet, making it move-in or rent-ready from day one. The spacious basement provides abundant storage, while the large deck- rebuilt approximately six years ago-overlooks the expansive backyard, creating a great space to relax or entertain. A new extended parking pad, sidewalk, privacy fence, and updated porch railings enhance both curb appeal and functionality. Extensive improvements include HVAC updates on both units, including a brand-new HVAC system on the left side in 2026 and rebuilt air handlers with new ductwork on both sides in recent years. The basement has also been professionally encapsulated and features a commercial-grade sump pump and dehumidifier for added protection. County taxes only (no city taxes). Conveniently located just minutes from shopping, restaurants, and everyday amenities, this duplex is an excellent opportunity for investors or buyers looking to live in one unit while generating rental income from the other.

6270 Teletha Lane, Chattanooga

Listing courtesy of Keller Williams Realty.

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