Cross Creek Ests Homes with USDA Loan Terms

Welcome to Cross Creek Estates, an enchanting subdivision nestled in the heart of Ringgold, Georgia, within the picturesque Catoosa County. This charming community offers a delightful blend of serene living and modern convenience, making it an ideal place for families, retirees, and everyone in between.

Cross Creek Estates boasts a variety of beautiful homes, each designed with comfort and style in mind. From spacious single-family residences to cozy townhomes, there’s something for everyone in this inviting neighborhood. The well-maintained streets are lined with lush trees and manicured lawns, creating a welcoming atmosphere that residents are proud to call home.

One of the standout features of Cross Creek Estates is its accessibility to USDA loan terms, making homeownership more attainable for many. This financing option is perfect for those looking to invest in their first home, as it offers low-interest rates and no down payment for eligible buyers. This means you can secure your dream home without the burden of hefty upfront costs, allowing you to focus on what truly matters—creating cherished memories with your loved ones.

Residents of Cross Creek Estates enjoy a close-knit community with easy access to local amenities, including parks, schools, shopping, and dining. Whether you’re exploring the scenic trails or enjoying a family picnic at one of the nearby parks, there’s no shortage of activities to keep you engaged.

Discover the charm of Cross Creek Estates, where your dream home awaits in the beautiful surroundings of Ringgold, Georgia. Embrace a lifestyle of comfort, community, and convenience today!

$1,250,000

4 Beds ⋅ 6 Baths ⋅ 1536471 MLS

Welcome to 222 Cross Creek Drive, a stunning waterfront retreat offering more than 5,400 square feet of thoughtfully updated living space in one of Ringgold's most desirable communities. Featuring 4 bedrooms, 5 bathrooms, and an exceptional blend of luxury, privacy, and recreation, this home delivers a lifestyle that is difficult to find in today's market. Perfectly positioned along a picturesque 4.02-acre community pond shared by only a few neighboring properties, this home enjoys breathtaking water views and direct access to one of the neighborhood's most unique amenities. The pond reaches depths of approximately 14 feet, is fed by natural springs and runoff, and has been carefully stocked with bass and bluegill, offering outstanding catch-and-release fishing right from your backyard. Since 2021, the owners have invested more than $170,000 in improvements, creating a truly move-in-ready opportunity. Major upgrades include a new roof, three new heat pumps, extensive pool equipment and system updates, pool deck resurfacing, interior and exterior painting, updated kitchen cabinetry, new appliances, professional landscaping and lighting, drainage improvements, septic repairs, security enhancements, and numerous additional updates throughout the home. Designed for both everyday living and entertaining, the property features spacious living areas, generous bedroom suites, multiple gathering spaces, and a resort-style outdoor environment complete with a beautifully maintained pool overlooking the water. Technology and entertainment upgrades include a whole-house Sonos sound system, providing seamless audio throughout the home, as well as a dedicated theater room featuring a universal remote system and all-new equipment for an exceptional viewing experience. Outdoor enthusiasts will appreciate the proximity to Chickamauga Battlefield, local golf courses, hiking trails, and the Tennessee River recreation areas. Commuters benefit from quick access to I-75, making downtown Chattanooga, Hamilton Place, and Chattanooga Metropolitan Airport easily accessible. Offering luxury, recreation, and convenience in a peaceful waterfront setting, 222 Cross Creek Drive presents a rare opportunity to own one of the premier homes in the area.

222 Cross Creek Drive, Ringgold

Listing courtesy of Keller Williams Realty.

Cross Creek Ests Homes with USDA Loan Terms

Newest Cross Creek Ests Homes with USDA Loan Terms