Carlton J L Homes with FHA Terms

Welcome to Carlton J L, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within Hamilton County. This delightful community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, professionals, and retirees alike.

Carlton J L features a variety of homes that cater to diverse tastes and lifestyles. Whether you’re seeking a cozy single-family home or a spacious property for entertaining, you’ll find options that suit your needs. One of the standout features of this subdivision is its accessibility to FHA financing, making homeownership more attainable for first-time buyers and those looking to invest in their future. With FHA terms available, you can explore a range of financing options that may require lower down payments and more flexible credit requirements.

The neighborhood itself is characterized by tree-lined streets, well-maintained properties, and a friendly atmosphere. Residents enjoy easy access to local parks, schools, and shopping centers, ensuring that everything you need is just a stone's throw away. The vibrant city of Chattanooga is known for its rich history, scenic views, and a plethora of recreational activities, from hiking in the nearby mountains to exploring the bustling downtown area.

In Carlton J L, you’re not just buying a home; you’re investing in a lifestyle. Experience the warmth and community spirit that this subdivision has to offer. Come and discover your dream home in Carlton J L—where comfort meets convenience in beautiful Chattanooga!

Newest Carlton J L Homes with FHA Terms

$274,900

2 Beds ⋅ 1 Baths ⋅ 1541943 MLS

Modern updates meet timeless character in this beautifully refreshed home at the foot of Lookout Mountain. Thoughtfully updated while retaining the charm of its original hardwood floors, this home features LVP flooring throughout much of the living space, refinished original hardwood, modern fixtures, quartz countertops, and newer paint. The spacious primary bedroom offers a walk-in closet, while a versatile additional room provides the perfect space for a nursery, home office, or flex room. Step outside to a fenced backyard and an impressive 600-square-foot metal outbuilding, offering plenty of space for working on cars, hobbies, projects, or additional storage. The location is hard to beat, just 7 minutes from downtown Chattanooga and the new Erlanger Park and Chattanooga Lookouts stadium. Historic St. Elmo is only 5 minutes away, with quick access to the top of Raccoon Mountain, Reflection Riding, the Nature Center, hiking, and outdoor recreation. This home combines modern updates, original character, functional space, and an unbeatable location near some of Chattanooga's best attractions. Owner/Agent.

3311 Mountain View Drive, Chattanooga

Listing courtesy of Bridge City Realty, LLC.

$465,000

3 Beds ⋅ 2 Baths ⋅ 1536285 MLS

**PRICE OPPORTUNITY + MOUNTAIN VIEWS + RV PARKING!** Here's a rare opportunity to purchase a beautifully renovated Lookout Valley home for essentially what the sellers paid--**$465,000 on 11/5/25--plus the additional investment they've made in major crawlspace improvements and other interior/exterior upgrades within the past year.** This renovated 3-bedroom, 2-bath single-level home offers the best of both worlds: a peaceful, rural-feeling setting surrounded by mountains while being **less than a 10-minute drive to downtown Chattanooga!** The fully fenced backyard is a true standout, featuring beautiful **Raccoon Mountain views** and an incredible collection of outdoor amenities, including raised garden beds, greenhouse, watering system, chicken coop, large storage shed, firepit, cooling pool, playground, and a mature shade tree perfect for swings. Multiple exterior storage closets provide even more room for tools and equipment. **RV owners will love the added gravel parking area beside the home.** The spacious side driveway provides dedicated RV parking, and the RV can also be pulled completely behind the home and secured inside the privacy fence through the gated access--an uncommon and highly desirable feature! Inside, the open-concept layout has been thoughtfully renovated with stylish finishes, a beautifully updated kitchen with custom cabinetry, designer lighting, gorgeous countertops and large island, plus a pantry and functional mudroom. The private primary suite features an oversized tiled shower, while two additional bedrooms and an updated guest bath complete the home. Beyond the property, Lookout Valley puts you minutes from Raccoon Mountain's trails and reservoir, John A. Patten Community Center, and Reflection Riding Arboretum & Nature Center. **Mountain living, an incredible backyard, RV storage, extensive recent improvements, and downtown Chattanooga just minutes away--this is an opportunity you won't want to miss!**

3312 Mountain View Drive, Chattanooga

Listing courtesy of Zach Taylor - Chattanooga.

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.