Rossville Homes with USDA Loan Terms

Welcome to Rossville, Georgia – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled in the scenic foothills of the Appalachian Mountains, Rossville boasts a rich history and a vibrant community spirit. With its friendly neighborhoods, lush parks, and convenient access to nearby Chattanooga, Tennessee, Rossville is an ideal place for families, young professionals, and retirees alike.

The city is known for its affordable housing options and diverse real estate market, making it an attractive destination for homebuyers. One of the standout features of Rossville’s housing landscape is the availability of homes that qualify for USDA loan terms. These loans are designed to help low-to-moderate-income families achieve the dream of homeownership, particularly in rural and suburban areas. With zero down payment options and competitive interest rates, USDA loans make it easier than ever to settle into your dream home in this charming city.

In Rossville, you’ll find a variety of homes, from cozy single-family residences to spacious modern builds. The community is dedicated to maintaining a high quality of life, with excellent schools, local parks, and a range of recreational activities. Whether you're enjoying a leisurely stroll through the historic downtown or participating in local events, Rossville offers a welcoming atmosphere that feels like home.

Explore the possibilities of homeownership in Rossville, where your dream home awaits with the added benefit of USDA financing. Experience the charm of this delightful city and make it your own!

Newest Rossville Homes with USDA Loan Terms

$229,900

3 Beds ⋅ 2 Baths ⋅ 1542764 MLS

Welcome to 404 Keller Rd in Rossville, GA! This charming single-level home offers comfortable living with the added flexibility of a property currently operating as a successful Airbnb. Whether you're looking for a primary residence, investment property, or a home with income-producing potential, this property is worth a look. The home features an inviting layout, stainless steel kitchen appliances, and easy one-level living. Step outside onto the deck and enjoy grilling, entertaining, or simply relaxing outdoors. Furnishings are negotiable, offering the opportunity for a convenient transition for a buyer interested in continuing the Airbnb use. A home warranty is included for added peace of mind. And for qualified buyers, 100% financing may be available through the USDA Rural Development program, making this an excellent opportunity to explore homeownership with little to no money down. Conveniently located in Rossville with easy access to Chattanooga and surrounding communities, 404 Keller Rd offers versatility, affordability, and investment potential all in one. Owner/Agent.

404 Keller Road, Rossville

Listing courtesy of Crye-Leike, REALTORS.

$255,000

2 Beds ⋅ 2 Baths ⋅ 1542361 MLS

Welcome to easy, comfortable living in this inviting one-level condo offering 2 bedrooms, 2 full baths, and a versatile flex space designed to fit your lifestyle. Whether you envision it as a cozy sitting area, sunroom, reading nook, or home office, this additional space adds valuable flexibility to the floor plan. The living room provides a warm and welcoming gathering space centered around a fireplace--perfect for relaxing evenings at home. The primary bedroom features a private en-suite bath, while the spacious layout offers plenty of storage to keep everything organized and out of sight. Step outside to enjoy your own back patio and yard area, an ideal spot for morning coffee, unwinding after a long day, or simply enjoying a little fresh air. And one of the best parts? The yard maintenance is taken care of for you! With convenient one-level living, comfortable spaces, abundant storage, a flexible bonus area off the living room, and low-maintenance outdoor living, this condo offers an easygoing lifestyle without sacrificing comfort. Come see how much easier--and more enjoyable--life can be when you have more time to live and less time to maintain. Less than 15 minutes to downtown Chattanooga and Ringgold and although it has a Rossville address, it's in the Fort Oglethorpe district. Don't let this one get away, call today for your private tour!

72 Limestone Dr, Rossville

Listing courtesy of Realty One Group Experts.

$290,000

3 Beds ⋅ 3 Baths ⋅ 1542239 MLS

Better than new and move-in ready, this 2025-built Cape Cod in Rossville's Hawks Ridge community offers 3 bedrooms, 2.5 baths, and 1,749 square feet of thoughtfully designed living space. Step inside to an open-concept main level where the living room flows seamlessly into a gourmet kitchen featuring granite countertops, a large center island, stainless steel appliances, and crisp white cabinetry, perfect for entertaining or everyday living. Luxury vinyl plank flooring runs throughout the main level, while a walk-in pantry adds extra storage. Upstairs, the primary suite offers a private en suite bath with dual vanities and a spacious walk-in closet, alongside two additional bedrooms, a full hall bath, and a dedicated laundry room. Outside, enjoy a covered front porch and back patio overlooking the level backyard, ideal for relaxing or entertaining. A two-car garage provides ample parking and storage. As a bonus, the living room sofa, TV, and dining plates convey with the home, making move-in even easier. Located in a sidewalk-lined community with a neighborhood playground, this home is zoned for Stone Creek Elementary, Rossville Middle, and Ridgeland High School, with easy access to I-75 and I-24. Schedule your showing today and see why new construction living does not get better than this.

19 Quarter Street, Rossville

Listing courtesy of Keller Williams Realty.

$244,900

3 Beds ⋅ 2 Baths ⋅ 10838502 MLS

Completely renovated, move-in ready and minutes from some of the best things Chattanooga and North Georgia have to offer, 711 W. James Ave. gives you a whole lot to love at an approachable price point. This 3 bedroom, 2 bathroom home offers 1,584 square feet, all on one level with only a couple of steps into the home. The split bedroom floor plan gives the primary suite its own space, while the additional bedrooms and bath are located separately. There's plenty of room to spread out with a living room, dining area and kitchen plus an additional family room that gives you that extra living space everyone seems to need. You'll also find plenty of closets and storage throughout. New flooring, an updated kitchen and bathrooms, updated lighting and a beautiful back deck overlooking the large, level fenced yard complete the interior and outdoor spaces. A newer roof, vinyl siding, windows and HVAC mean many of the big-ticket items have already been taken care of too. And let's talk about location. You're only 1 minute from a local grocery shop, just a couple of minutes from Food City and Be Caffeinated, and less than 10 minutes from Fort Oglethorpe and the Battlefield Parkway shopping and dining corridor. If you love being outside, you're less than 10 minutes from miles of hiking and outdoor recreation at Chickamauga Battlefield, with Lookout Mountain trails and attractions just minutes beyond. In around 15 minutes, you can be in Downtown Chattanooga enjoying the Tennessee Aquarium and riverfront, Chattanooga Zoo, Ruby Falls, the Incline Railway and other area attractions, with Rock City also nearby. Whether you're buying your first home, downsizing, or simply looking for a beautifully updated home with plenty of space without a long list of projects waiting for you, this one is ready for you to come make it yours. OWNER/AGENT

711 W James Avenue, Rossville

Listing courtesy of Keller Williams Realty.

$298,125

4 Beds ⋅ 2 Baths ⋅ 1541916 MLS

The Cali floorplan is available in the Timber Creek in Rossville, GA. This single-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and covered patio. Entertaining is a breeze, as this popular home features a spacious kitchen island and kitchen pantry for extra storage. The primary bedroom is located off the living space in the back of the home for privacy. The primary bedroom also includes a walk-in closet with a spacious bathroom. At the front of the home, there are two additional bedrooms and a second full bathroom. Across the hall is a fourth bedroom. This home features a space to fit all your needs.

336 Hawks Drive, Rossville

Listing courtesy of D R Horton Realty of Georgia.

$250,000

3 Beds ⋅ 2 Baths ⋅ 1541562 MLS

Step inside to find a bright and airy open-concept living space, thoughtfully designed by the sellers to maximize flow and comfort. You can rest easy knowing all the heavy lifting is already done with the HVAC, plumbing, and electrical systems all under 5 years old. The home features an oversized kitchen, fresh vinyl flooring, and a durable metal roof. Tucked on a flat lot with two driveways and a carport offering great storage or expansion potential, you will love the front and back decks overlooking your private backyard. Best of all, you are just a quick, straight drive into downtown Chattanooga. Move right in or lease it out immediately!

1205 Poole Street, Rossville

Listing courtesy of EXP Realty, LLC.

$334,900

4 Beds ⋅ 3 Baths ⋅ 1541514 MLS

🏡 NEW CONSTRUCTION | THE PRIMROSE | THE STABLES BY LENNAR | COMPLETION OCTOBER 2026! The best homesite in Phase 1!! End homesite on a large cul de sac!! Welcome to The Primrose, a beautifully designed new home under construction in The Stables by Lennar, where modern style, thoughtful design, and Lennar's renowned Everything's Included® philosophy come together to create an exceptional place to call home! The Primrose offers a spacious, open-concept layout designed for the way you live today with an office on the main level. The inviting main level features a bright and airy living space that flows seamlessly into the dining area and well-appointed kitchen--perfect for everyday living, entertaining, and making memories with family and friends. The kitchen is designed to impress with quartz countertops, stylish cabinetry, stainless steel appliances, and a large island that provides the perfect gathering spot. Upstairs, you'll find 4 generously sized bedrooms, including a private owner's suite designed to be your personal retreat. Enjoy the convenience of a well-appointed owner's bath and ample closet space, along with additional bedrooms that provide flexibility for family, guests, a great loft area/flex space and a home office, or whatever fits your lifestyle. And because this is a Lennar home, Everything's Included®! Enjoy the added value of features and finishes that are often costly upgrades elsewhere, including quartz countertops, stainless steel appliances, refrigerator, washer and dryer, 2-inch blinds, smart home features, smart locks, and more--all included in your new home. Located in The Stables, Rossville's premier lifestyle community with pool and cabana...this home offers the excitement and peace of mind of brand-new construction while giving you the opportunity to secure your home now and watch it come to life. Estimated completion is October 2026.

151 Buck Creek Lane 46, Rossville

Listing courtesy of Zach Taylor - Chattanooga.

$299,900

4 Beds ⋅ 3 Baths ⋅ 1541188 MLS

You aren't going to find a better deal than this! 4 bedroom+flex for under $300k!!! Work with our lenders and you won't have to play closing costs either! Now is this time!!! Welcome to The Davidson, a beautifully designed new home under construction in The Stables by Lennar, where modern style, thoughtful design, and Lennar's renowned Everything's Included® philosophy come together to create an exceptional place to call home! The Davidson offers a spacious, open-concept layout designed for the way you live today with a bedroom on the main level. The inviting main level features a bright and airy living space that flows seamlessly into the dining area and well-appointed kitchen--perfect for everyday living, entertaining, and making memories with family and friends. The kitchen is designed to impress with quartz countertops, stylish cabinetry, stainless steel appliances, and a large island that provides the perfect gathering spot. Upstairs, you'll find a great loft and 3 generously sized bedrooms, including a private owner's suite designed to be your personal retreat. Enjoy the convenience of a well-appointed owner's bath and ample closet space, along with additional bedrooms that provide flexibility for family, guests, a great loft area/flex space and a home office, or whatever fits your lifestyle. And because this is a Lennar home, Everything's Included®! Enjoy the added value of features and finishes that are often costly upgrades elsewhere, including quartz countertops, stainless steel appliances, refrigerator, washer and dryer, 2-inch blinds, smart home features, smart locks, and more--all included in your new home. Located in The Stables, Rossville's premier lifestyle community with pool and cabana...this home offers the excitement and peace of mind of brand-new construction while giving you the opportunity to secure your home now and watch it come to life. Estimated completion is November 2026.

115 Buck Creek Lane 41, Rossville

Listing courtesy of Zach Taylor - Chattanooga.

$179,900

3 Beds ⋅ 2 Baths ⋅ 1540980 MLS

Enjoy the convenience of being close to Chattanooga while coming home to the privacy of a peaceful cul-de-sac setting. Located at 49 Dee Vue Lane in Rossville, Georgia, this move-in ready home features 3 bedrooms, 2 full bathrooms, and approximately 1,404 square feet of living space on a generous 0.95-acre lot with no HOA. The two-car basement garage provides secure parking along with ample additional storage space. Outside, the expansive lot offers plenty of room to enjoy the outdoors, while the prime location provides easy access to local shopping, dining, parks, and major routes. Schedule your private showing today.

49 Dee Vue Lane, Rossville

Listing courtesy of Heritage Dalton Group LLC.

$250,000

3 Beds ⋅ 2 Baths ⋅ 1540953 MLS

Cozy Home indoors; great adventures outdoors! This quaint home at 6 Canary Lane provides a comfortable and convenient living experience in North Georgia. Outdoor adventures are right at your fingertips! It is located close to the Chickamauga & Chattanooga National Military Park, downtown Chattanooga events and live activities, and the Lula Lake Land Trust on Lookout Mountain. This four-bedroom, two-bath home features an easy-flowing main level, durable flooring, a bright kitchen, and access to a broad back deck overlooking the shaded, wooded setting. The full finished basement adds valuable flexibility, with a room that could potentially become a fourth bedroom, home office, recreation area, or hobby & craft space. A basement garage, covered front porch, and generous outdoor space round out this practical home with room to grow. Come home to the rising Rossville area near Chattanooga today!

6 Canary Lane, Rossville

Listing courtesy of Real Estate Partners Chattanooga LLC.

$309,900

4 Beds ⋅ 3 Baths ⋅ 1540889 MLS

🏡 NEW CONSTRUCTION | THE PRIMROSE | THE STABLES BY LENNAR | COMPLETION OCTOBER 2026 Welcome to The Primrose, a beautifully designed new home under construction in The Stables by Lennar, where modern style, thoughtful design, and Lennar's renowned Everything's Included® philosophy come together to create an exceptional place to call home! The Primrose offers a spacious, open-concept layout designed for the way you live today with an office on the main level. The inviting main level features a bright and airy living space that flows seamlessly into the dining area and well-appointed kitchen--perfect for everyday living, entertaining, and making memories with family and friends. The kitchen is designed to impress with quartz countertops, stylish cabinetry, stainless steel appliances, and a large island that provides the perfect gathering spot. Upstairs, you'll find 4 generously sized bedrooms, including a private owner's suite designed to be your personal retreat. Enjoy the convenience of a well-appointed owner's bath and ample closet space, along with additional bedrooms that provide flexibility for family, guests, a great loft area/flex space and a home office, or whatever fits your lifestyle. And because this is a Lennar home, Everything's Included®! Enjoy the added value of features and finishes that are often costly upgrades elsewhere, including quartz countertops, stainless steel appliances, refrigerator, washer and dryer, 2-inch blinds, smart home features, smart locks, and more--all included in your new home. Located in The Stables, Rossville's premier lifestyle community with pool and cabana...this home offers the excitement and peace of mind of brand-new construction while giving you the opportunity to secure your home now and watch it come to life. Estimated completion is October 2026.

139 Buck Creek Lane 45, Rossville

Listing courtesy of Zach Taylor - Chattanooga.

$155,000

2 Beds ⋅ 1 Baths ⋅ 1539008 MLS

Here it is!! ADORABLE and AFFORDABLE! Are you a first time home buyer looking for an updated home 10 minutes to Downtown Chattanooga, or an investor looking to add to your portfolio? This is a great opportunity for any buyer! This home features a 5-year-old roof and HVAC, and a newer water heater, newer windows, updated electrical and siding and a charming original fireplace (inoperable) and beautiful, original hardwood floors. This well-kept home is currently occupied by a long term-tenant paying $1,500/month. Washer and Dryer hookups in the kitchen could potentially be moved into a nook off the hall. Buyer to verify. Don't miss the extra storage at the back of the home off the back porch! Schedule your showing today!

616 Carden Avenue, Rossville

Listing courtesy of Keller Williams Realty.

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