Rossville Homes with USDA Loan Terms

Rossville Homes with USDA Loan Terms

Welcome to Rossville, Georgia – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled in the scenic foothills of the Appalachian Mountains, Rossville boasts a rich history and a vibrant community spirit. With its friendly neighborhoods, lush parks, and convenient access to nearby Chattanooga, Tennessee, Rossville is an ideal place for families, young professionals, and retirees alike.

The city is known for its affordable housing options and diverse real estate market, making it an attractive destination for homebuyers. One of the standout features of Rossville’s housing landscape is the availability of homes that qualify for USDA loan terms. These loans are designed to help low-to-moderate-income families achieve the dream of homeownership, particularly in rural and suburban areas. With zero down payment options and competitive interest rates, USDA loans make it easier than ever to settle into your dream home in this charming city.

In Rossville, you’ll find a variety of homes, from cozy single-family residences to spacious modern builds. The community is dedicated to maintaining a high quality of life, with excellent schools, local parks, and a range of recreational activities. Whether you're enjoying a leisurely stroll through the historic downtown or participating in local events, Rossville offers a welcoming atmosphere that feels like home.

Explore the possibilities of homeownership in Rossville, where your dream home awaits with the added benefit of USDA financing. Experience the charm of this delightful city and make it your own!

Newest Rossville Homes with USDA Loan Terms

$279,900
3 Beds ⋅ 2 Baths ⋅ 1539897 MLS
LIMITED-TIME BUYER INCENTIVES! Qualified buyers may receive $7,500 toward closing costs PLUS a 3.99% interest rate (conditions apply). Escape the hustle without sacrificing convenience in The Dover at The Stables by Lennar. This beautifully designed move-in ready one-story home offers the easy lifestyle today's buyers are looking for, with an open-concept floor plan that's perfect for entertaining, family gatherings, or simply enjoying everyday living. The heart of the home features a spacious kitchen overlooking the dining and living areas, creating a bright, welcoming space where everyone can stay connected. Best of all, you'll enjoy Lennar's renowned Everything's Included® package, giving you premium features already built into the price--including stylish finishes and upgrades that many builders charge extra for. Step outside to your private backyard and enjoy the peaceful surroundings of this charming country-inspired community. With low-maintenance living, you'll spend less time working in the yard and more time enjoying your home. The Stables combines the tranquility of country living with the convenience of being just minutes from shopping, restaurants, schools, and major commuter routes. Future community amenities, including a pool and cabana, will make this an even more desirable place to call home. With incredible financing incentives, premium included features, and immediate move-in availability, this home offers exceptional value. Schedule your showing today and discover why The Dover at The Stables is one of Chattanooga's best opportunities for easy, affordable new-home living.

38 Buck Creek Lane 101, Rossville

Listing courtesy of Zach Taylor - Chattanooga.

$449,900
5 Beds ⋅ 3 Baths ⋅ 1539703 MLS
You'll love this home as soon as you crest the hill and see the stunning views of Lookout Mountain from the driveway! Enter the front door to find a spacious open floor plan with real hardwood floors, modern fireplace and large kitchen designed to accommodate a large vintage table/island, combining the old with the new. The master suite is on the main level with huge walk-in closet, double vanity and enormous tile shower. A half bath and laundry room complete the main level. Upstairs you'll find 3 spacious bedrooms, a beautiful full bathroom with double vanity and tile shower, as well as a huge bonus room/5th bedroom. Outside you have a large covered patio to enjoy the mountain views, and the lot is over 3/4 an acre with a combination of cleared backyard and woods! All of this located just minutes to Downtown Chattanooga, Rossville, Chickamauga and Fort Oglethorpe!

270 Cascade Drive, Rossville

Listing courtesy of Keller Williams Realty.

$305,500
4 Beds ⋅ 3 Baths ⋅ 1539652 MLS
Furnished and move-in ready nothing to buy, nothing to build. Conveys: kitchen appliances (fridge, microwave, dishwasher, oven), piano, garage fridge, washer/dryer, gym equipment & shelving, primary bedroom curtains, trampoline & swing set, plus a 4-camera security system. Priced below comparable new construction on Quarter St, with more sq ft per dollar than nearby inventory. Stone-accented curb appeal, covered front porch, one of the bigger lots on the street, and just 16 minutes to downtown Chattanooga. Open main level features hardwood-look flooring, a flexible bonus/office space, and dining area with backyard access. Upstairs, the primary suite offers a private sitting area and walk-in closet, plus 3 more bedrooms, incl. a nursery-ready room. Motivated seller ready to deal!

149 Quarter Street Street, Rossville

Listing courtesy of Keller Williams Realty.

$370,000
3 Beds ⋅ 2 Baths ⋅ 1539403 MLS
Looking for a low-maintenance, single-level home that still feels open and welcoming? This beautifully built 2023 home checks all the boxes. Featuring 3 bedrooms, 2 bathrooms, and a two-car garage, it offers thoughtful upgrades like an oversized laundry room, a spacious primary closet, and abundant kitchen pantry storage—all designed with everyday comfort in mind. Located in the friendly community of The Fields at Huntley Meadows, you'll enjoy flat, walkable sidewalks and the convenience of being just five minutes from everything Fort Oglethorpe has to offer. Best of all, the backyard backs up to peaceful farmland, providing serene country views while maintaining a manageable, easy-care lot. A rare blend of convenience and tranquility—this one is a must-see.

98 Winchester Drive, Rossville

Listing courtesy of Porchlight Real Estate LLC.

$175,000
2 Beds ⋅ 1 Baths ⋅ 1539008 MLS
Here it is!! ADORABLE and AFFORDABLE! Are you a first time home buyer looking for an updated home 10 minutes to Downtown Chattanooga, or an investor looking to add to your portfolio? This is a great opportunity for any buyer! This home features a 5-year-old roof and HVAC, and a newer water heater, newer windows, updated electrical and siding and a charming original fireplace (inoperable) and beautiful, original hardwood floors. This well-kept home is currently occupied by a long term-tenant paying $1,500/month. Washer and Dryer hookups in the kitchen could potentially be moved into a nook off the hall. Buyer to verify. Don't miss the extra storage at the back of the home off the back porch! Schedule your showing today!

616 Carden Avenue, Rossville

Listing courtesy of Keller Williams Realty.

$268,880
4 Beds ⋅ 3 Baths ⋅ 1538862 MLS
The Edmon plan available in Timber Creek in Rossville, GA, is a charming floorplan suited for any stage in life. The foyer opens to an expansive open concept living area and kitchen. The kitchen includes an island with countertop seating, a pantry, and a breakfast nook. The living and kitchen areas overlook an outdoor patio. Upstairs are four spacious bedrooms and two full bathrooms. The primary bedroom features a walk-in closet and en suite bathroom. The upstairs also features a laundry room.

279 Hawks Drive, Rossville

Listing courtesy of D R Horton Realty of Georgia.

$329,900
3 Beds ⋅ 2 Baths ⋅ 1538468 MLS
Welcome to 237 Sweet Birch Drive, where thoughtful design and room to grow come together! This home features a desirable split-bedroom floor plan, offering privacy for the primary suite while keeping the secondary bedrooms separate. The roof is only 6 years old, providing added peace of mind. Outside, you'll appreciate the extra side parking and drive-through gate leading to the spacious, level backyard- perfect for creating the backyard you've always wanted. One of this home's standout features is the unfinished bonus space above the garage that's ready to be transformed into additional living space. Whether you envision a teen suite, in-law quarters, home office, media room, or hobby space, the possibilities are endless. Conveniently located with easy access to shopping, dining, schools, and downtown Chattanooga, this home offers the perfect combination of comfort, functionality, and future potential. Enjoy evening strolls or morning walks on the sidewalks throughout the neighborhood, adding to the community's welcoming atmosphere. Don't miss your chance to make this versatile home yours!

237 Sweet Birch Drive, Rossville

Listing courtesy of Zach Taylor - Chattanooga.

$335,800
3 Beds ⋅ 2 Baths ⋅ 1538328 MLS
HUD Case # 106-516968 ''HUD homes are Sold As Is'' www.olympusams-at.com www.HudHomeStore.gov... Welcome to this brick home situated on a desirable corner lot! Offering a functional layout, this home features a spacious primary suite on the main level for added convenience. The inviting living area provides plenty of room to gather, while the kitchen and dining spaces are perfect for everyday living or entertaining. A two-car garage offers ample parking and storage. Outside, enjoy the added curb appeal and extra yard space that comes with a corner lot with outdoor pavilion and fireplace. Conveniently located with easy access to shopping, dining, schools, and Chattanooga, this home is ready for its next owner. Schedule your private showing today!

812 Orchard Terrace, Rossville

Listing courtesy of BHHS Southern Routes Realty.

$300,440
3 Beds ⋅ 3 Baths ⋅ 1537934 MLS
The Darwin floorplan available at Evergreen Landing in Rossville, GA is a charming two-story home. The main level is open concept, featuring a spacious kitchen with a pantry and island with countertop seating. The kitchen overlooks an expansive living area, a well-lit breakfast nook, and an outdoor patio. There is also a powder room off the foyer for convenience. Upstairs features a desirable primary bedroom with a walk-in-closet and private bathroom. Two additional bedrooms are also on the upper level, and these each have their own walk-in-closet. An additional bathroom and laundry room complete the upstairs of this home.

15 Leyland Cypress Lane, Rossville

Listing courtesy of D R Horton Realty of Georgia.

$299,500
3 Beds ⋅ 3 Baths ⋅ 1537659 MLS
Why wait for new construction when you can own this beautifully maintained, move-in-ready Darwin floorplan that's just one year old and offered at a more attractive price than comparable new homes in the neighborhood? This thoughtfully designed two-story home features an open-concept main level with a spacious kitchen complete with a large island, pantry, granite countertops all overlooking the bright breakfast area and inviting living room. Step outside to enjoy the backyard patio, perfect for relaxing or entertaining. A convenient powder room completes the main floor. Upstairs, the private primary suite offers a walk-in closet and en-suite bath, while two additional generously sized bedrooms each feature their own walk-in closets. A full hall bath and conveniently located laundry room complete the second level. Enjoy the benefits of a nearly new home without the construction delays or builder pricing. This exceptional home offers modern finishes, energy-efficient features, and immediate availability--making it one of the best values in the community.

19 Quarter Street, Rossville

Listing courtesy of Coldwell Banker Kinard Commercial.

$215,900
3 Beds ⋅ 1 Baths ⋅ 1537646 MLS
THIS ONCE-UGLY-DUCKLING TURNED BEAUTIFUL SWAN IS NOW READY FOR A NEW OWNER!! REHABBED AND BETTER THAN NEW, SINGLE-LEVEL HOME WITH ADDITIONAL LOT IS NOW AVAILABLE! 3 bedrooms, 1 bath, 2 covered porches, fenced yard, with new cabinets, counters, flooring, windows, appliances, fresh paint, new fixtures, and much more! New roof was added in 2011. This beauty qualifies for USDA 100% financing. Seller is related to listing agent.

232 Poplar Street, Rossville

Listing courtesy of DK Real Estate LLC.

$319,000
3 Beds ⋅ 2 Baths ⋅ 1537337 MLS
** For a limited time-Seller paid closing costs for this Quick Move In Home and enjoy and interest rate of 3.99% ** Welcome home to the Alan at The Stables by Lennar, where thoughtful design and effortless single-level living come together in one exceptional home. From the moment you enter, you're greeted by a wide, welcoming foyer that sets the stage for the open and spacious layout beyond. Two generously sized secondary bedrooms and a full bath are thoughtfully positioned at the front of the home, creating a private retreat for family members or guests. A spacious laundry room and convenient garage entry add everyday functionality. At the heart of the home, the gourmet kitchen flows seamlessly into the dining area and expansive family room, making entertaining easy and everyday living comfortable. Large windows fill the space with natural light, creating a bright and inviting atmosphere throughout. The private owner's suite is tucked away at the rear of the home and features a spacious bedroom, luxurious bath, and oversized walk-in closet. Located in The Stables, residents enjoy a charming community with a future pool and gazebo, convenient access to shopping, dining, outdoor recreation, and fabulous long-range mountain views. Lennar's signature Everything's Included® program delivers outstanding value with many of today's most desired features already built into the price. Enjoy beautiful quartz countertops, a complete suite of stainless steel kitchen appliances--including the refrigerator--plus a washer and dryer, 2-inch window blinds throughout, and smart home technology, all included so you can move in and start enjoying your new home from day one. Discover the ease of ranch-style living and exceptional value in the Alan--where comfort, convenience, and style come together beautifully.

94 Buck Creek Lane 51, Rossville

Listing courtesy of Zach Taylor - Chattanooga.

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