Ringgold Homes with FHA Terms

Ringgold Homes with FHA Terms

Welcome to Ringgold, Georgia – a charming city nestled in the heart of Catoosa County. This picturesque locale is celebrated for its rich history, vibrant community, and stunning natural beauty. With its quaint downtown area, Ringgold boasts an array of local shops, delightful eateries, and historical landmarks, making it a perfect blend of small-town charm and modern convenience.

Residents enjoy a strong sense of community, with numerous events and festivals held throughout the year, fostering connections among neighbors and families. The city is surrounded by breathtaking landscapes, including the nearby Chickamauga and Chattanooga National Military Park, offering ample opportunities for outdoor recreation, from hiking and biking to picnicking and birdwatching.

For homebuyers, Ringgold presents an attractive market with a variety of housing options, including properties eligible for FHA financing. This means that whether you’re a first-time buyer or looking to invest, you can find homes that meet your needs and budget. FHA loans are designed to make homeownership more accessible, providing flexible credit requirements and lower down payment options, allowing you to step into your dream home sooner than you might think.

With a growing economy, excellent schools, and a welcoming atmosphere, Ringgold is not just a place to live; it’s a place to thrive. Explore our listings today and discover the perfect home waiting for you in this delightful city. Embrace the opportunity to call Ringgold your home – where community spirit and southern hospitality meet!

Newest Ringgold Homes with FHA Terms

$325,000
3 Beds ⋅ 3 Baths ⋅ 1539908 MLS
Fully Renovated + Heritage Schools! If you've been looking for a move-in ready home with plenty of space in one of Ringgold's most sought-after school districts, this is one you'll want to see. Located in the established Smoketree Estates neighborhood and zoned for top-rated Heritage Schools, this home has been completely renovated from top to bottom, so all the hard work has already been done for you. Step inside to fresh paint throughout, all new LVP and tile flooring, and a beautifully remodeled kitchen featuring rich dark blue cabinetry, granite countertops, and brand-new stainless appliances including an electric range, range hood, dishwasher, and microwave. The oversized living room gives you plenty of space to spread out and includes a cozy wood-burning fireplace along with double French doors leading to the huge back deck overlooking the private backyard. Part of the yard is already fenced, making it a great space for kids, pets, or simply enjoying the outdoors. The main-level primary suite has been completely updated with a gorgeous tiled walk-in shower, glass doors, and modern finishes. A second bedroom and remodeled guest bath complete the main floor, while new lighting and ceiling fans throughout give the home a fresh, updated feel. Downstairs you'll find approximately 1,200 additional square feet of finished living space, giving you incredible flexibility. The large family room, kitchenette with built-in cabinetry and a mini refrigerator, two separate office or study spaces, and an additional bedroom make this level perfect for guests, teenagers, multi-generational living, or anyone needing room to work from home. There's also a private exterior entrance leading to the backyard by way of a stone paver walkway. With 2,508 square feet of finished living space, a fully renovated interior, an established neighborhood, and a location in the highly desirable Heritage School district, it's hard to beat everything this home offers. Tour it today!

158 Smokewood Lane, Ringgold

Listing courtesy of Real Estate Partners Chattanooga LLC.

$374,900
4 Beds ⋅ 3 Baths ⋅ 1539854 MLS
Like new home loaded with upgrades in convenient location! As soon as you step inside the front door you'll know this home is just different. The wide open floor plan is highlighted by coffered ceiling in the living room, shiplap walls and upgraded counter tops. The spacious master suite is on the main level with coffered ceiling, double vanity, upgraded huge tile shower and walk-in closet. Upstairs there are two very large secondary bedrooms that share a second full bathroom. A large bonus room with it's own office space completes the second floor. The fenced backyard is one of the larger ones in the neighborhood and has an extended patio for entertaining. All of this located walking distance to award winning Graysville elementary and just minutes to shopping, dining, entertainment and health care in East Brainerd Ringgold and East Ridge! Agent is related to seller.

130 Georgetown Drive, Ringgold

Listing courtesy of Keller Williams Realty.

$120,000
4 Beds ⋅ 2 Baths ⋅ 10816508 MLS
Beautiful piece of property waiting to be remodeled. As is

943 Roach Hollow Road, Ringgold

Listing courtesy of Zach Taylor Real Estate.

$320,000
3 Beds ⋅ 2 Baths ⋅ 1539723 MLS
This home has been thoughtfully maintained, and it truly shows the moment you walk in. Fresh paint and all new flooring throughout give every room a clean, updated feel. The kitchen features granite counters and new appliances, and the bathroom offers a lovely quartz vanity. All new light fixtures and ceiling fans throughout. A fireplace insert makes the cooler evenings cozy, and the brand new deck is the perfect spot for morning coffee. Best of all, the big items are already taken care of: roof (2018), HVAC (about 3 years), and septic tank (2 years). That is real peace of mind for years to come. The exterior is just as inviting, with a new front door and garage door, black shutters, updated railing, and cleared trees for a fresh, welcoming look. Nothing left to do but move in and enjoy. A home this well cared for will not last long.

700 Debbie Lane, Ringgold

Listing courtesy of RE/MAX Real Estate Center.

$415,000
5 Beds ⋅ 3 Baths ⋅ 1539649 MLS
Large almost new home in THE GROVE - located just off Battlefield Parkway. This family home features master on main and an additional bedroom on main level which would also be a great office. The kitchen is open to great room and there is a separate dining room. Upstairs are two additional bedrooms and well as a large bonus/5th bedroom room. A covered back porch and two car garage complete this home. Seller is in the process of refreshing home with new paint, etc.

59 Willow Grove Court 5, Ringgold

Listing courtesy of Real Estate Partners Chattanooga LLC.

$825,000
5 Beds ⋅ 6 Baths ⋅ 1539637 MLS
Custom built estate home offering elegant main-level living with timeless Mid-Century Modern design. A stately portico welcomes you into a stunning foyer with marble floors and sweeping views of Lookout Mountain. The gracious formal living room features an imported French fireplace surround, a bay window with abundant natural light and the formal dining room flows seamlessly from the living room and is filled with more bright windows. The oversized kitchen showcases marble floors along side many original appliances, including the double oven, cooktop, dishwasher and an original built-in functioning wall clock. The charming breakfast nook is a cheerful room with expansive windows that take advantage of the views to be had on top of this neighborhood. All of the 4 full and 2 half bathrooms feature original 1960's tile and beautifully preserved architectural details, and have been thoughtfully maintained to honor the home's original design. Off the kitchen is the inviting study, featuring another fireplace, built-in shelving and direct access to a covered deck where breathtaking panoramic views take center stage. The private main-level bedroom wing includes a luxurious primary suite with two addition bedrooms and another full bath. A grand staircase leads to the walkout lower level, thoughtfully designed for entertaining or providing multigenerational living. It includes a game room large enough for a regulation size pool table, a wet bar, another full bath and a guest suite with a private en-suite bath. Continuing over to the other side of this level is a comfy family room with another fire place and a walk out to the terrace with that stunning view. Last but not least in this incredible home, there is an apartment with its own kitchen and a private exterior entrance for guests or extra income.

14 Mockingbird Lane, Ringgold

Listing courtesy of United Real Estate Experts.

$260,000
2 Beds ⋅ 2 Baths ⋅ 20263929 MLS
Welcome home to this charming 2-bedroom, 2-bath home situated on a beautiful, level 1-acre corner lot in the highly sought after Heritage Middle and Heritage High School district. Featuring an open concept layout, the spacious living room flows seamlessly into the kitchen, creating the perfect space for entertaining or everyday living. Nestled in a quiet, well maintained neighborhood, this property offers the ideal combination of peaceful country living with convenient access to nearby amenities. With plenty of outdoor space to enjoy, this home is ready for its next owner to make it their own!

1182 Dedmon Road, Ringgold

Listing courtesy of Berkshire Hathaway J Douglas Properties.

$260,000
2 Beds ⋅ 2 Baths ⋅ 1539177 MLS
Welcome home to this charming 2-bedroom, 2-bath home situated on a beautiful, level 1-acre corner lot in the highly sought after Heritage Middle and Heritage High School district. Featuring an open concept layout, the spacious living room flows seamlessly into the kitchen, creating the perfect space for entertaining or everyday living. Nestled in a quiet, well maintained neighborhood, this property offers the ideal combination of peaceful country living with convenient access to nearby amenities. With plenty of outdoor space to enjoy, this home is ready for its next owner to make it their own!

1182 Dedmon Road, Ringgold

Listing courtesy of Berkshire Hathaway HomeServices J Douglas Properties.

$350,000
3 Beds ⋅ 3 Baths ⋅ 1539595 MLS
Peaceful living meets everyday convenience. Nestled on 2 private acres surrounded by mature trees, this beautiful 1.5 story home offers a tranquil setting with breathtaking views while remaining just minutes from shopping, dining, and schools. The home's painted cedar exterior with stacked stone accents blends beautifully into its natural surroundings. A covered front porch welcomes you into the bright sunroom, the perfect place to enjoy your morning coffee while taking in the natural surroundings. From there, step into the spacious great room highlighted by soaring vaulted ceilings, rich hardwood floors, and a stunning floor-to-ceiling stacked stone fireplace with gas logs, creating a warm and inviting gathering space. The adjoining kitchen is designed for both function and style with granite countertops, a pantry, and a full complement of appliances including the freestanding electric range, refrigerator, microwave, and dishwasher. The desirable main-level primary suite is generously sized and features a beautiful bay window overlooking the wooded landscape. The primary bathroom offers granite countertops with double vanities, tile flooring, a walk-in shower, and a convenient linen closet. A second bedroom with hardwood flooring with a spacious closet complete the main level. Upstairs, you'll find a private third bedroom with a walk-in closet and its own full bath featuring tile flooring, a jetted soaking tub, and a separate shower, ideal for guests, family, or a private retreat. The unfinished basement provides exceptional storage space, a third garage bay, and an additional full bath, offering endless possibilities for a workshop, hobby area, or future expansion. Updates include a new metal roof installed in 2019 and a new HVAC system in 2023. If you've been searching for privacy, scenic views, quality construction, and a convenient Ringgold location, this exceptional property is one you won't want to miss. Being sold with adjacent lot Parcel 0053A 009.

494 Forest Drive, Ringgold

Listing courtesy of Zach Taylor - Chattanooga.

$914,900
3 Beds ⋅ 3 Baths ⋅ 1539554 MLS
Perched atop 4 private acres with breathtaking panoramic views stretching across Southeast Tennessee and Northwest Georgia, this stunning log-sided mountain retreat offers a rare blend of rustic luxury, privacy, and entertainment-focused outdoor living. Overlooking the majestic ridgelines of Signal Mountain and Lookout Mountain, the property captures unforgettable long-range mountain vistas from nearly every angle. The main home features approximately 2,880 square feet with 3 bedrooms and 3 full bathrooms, thoughtfully designed to embrace both comfort and scenic beauty. Recent upgrades and improvements throughout the property create a true move-in-ready mountain escape. Outdoor living has been extensively transformed with a complete deck remodel around the pool area featuring a custom tiki bar, RGB lighting, stamped concrete, and a large pavilion with wet bar--perfect for entertaining year-round. The pavilion and tiki area are equipped with 220V heaters, creating an ideal space for gatherings in every season. Additional exterior enhancements include a stacked stone retaining wall, updated landscaping, new outdoor light fixtures, freshly stained porches and decks, and the entire home recently stained for long-term preservation and curb appeal. The oversized 3-car garage features a professionally coated garage floor, while inside the home, a new Trane HVAC unit services the upstairs level for improved comfort and efficiency. Adding even more value and versatility is a separate 552 sq. ft. cabin that offers incredible potential as a guest house, mother-in-law suite, private office, or income-producing rental opportunity. This one-of-a-kind mountain property combines incredible views, privacy, extensive upgrades, and exceptional entertaining spaces--creating a truly unforgettable North Georgia retreat.

359 Potts Road, Ringgold

Listing courtesy of Realty One Group Experts.

$295,000
2 Beds ⋅ 2 Baths ⋅ 1539511 MLS
Welcome to 175 Dietz Road, where timeless farmhouse charm meets modern comfort. Originally built in 1935, this beautifully renovated one-level home offers 1,658 square feet with 2 bedrooms, 2 full baths, and sits on approximately one private acre. Enjoy amazing views of the sun rising and setting. Every major update has already been completed, including a new roof, windows, HVAC system, flooring, paint, fixtures, and an on-demand tankless water heater, making this home truly move-in ready. Inside a spacious living and dining combination is accented by luxury vinyl plank flooring and crown molding throughout much of the home. The thoughtfully redesigned kitchen features new countertops, a deep farmhouse sink, floating shelves, a butler's pantry, a cozy bar-top seating area, and a full suite of new stainless steel appliances, including a refrigerator, microwave, dishwasher, and electric range. The primary suite offers a luxurious retreat with a beautifully tiled walk-in shower featuring a built-in bench and water panel system, tile flooring, a new vanity, and a new toilet. The first full bath has been tastefully updated with a tiled shower, new vanity, vinyl flooring, charming shiplap accents, a sliding barn door, and a stackable washer and dryer that will remain with the home. The spacious secondary bedroom includes an adjoining flex room ideal for a home office, sunroom, nursery, or an oversized walk-in closet. A generous den with all-new lighting and fixtures opens through a sliding glass door to the level, private backyard, perfect for relaxing, entertaining, or enjoying the peaceful surroundings. Additional peace of mind comes from a recently serviced and pumped septic system. Relax on the inviting front porch and enjoy the perfect blend of historic character and today's conveniences. If you've been searching for a fully renovated home with character and modern finishes, acreage and one-level living, this exceptional property is ready to welcome you home

175 Dietz Road, Ringgold

Listing courtesy of Zach Taylor - Chattanooga.

$492,000
4 Beds ⋅ 4 Baths ⋅ 1539498 MLS
Welcome to 759 Smitherman Road where there is room for the entire family - 4 Bedrooms, including a modern Mother-in-Law suite, 3.5 Baths and a 417 sq. ft. bonus room above the garage that is not included in the stated square footage. Situated on a double lot, this cape cod style home has so many wonderful features including a beautiful private inground pool. On a hot summer day, it becomes the centerpiece of warm weather living. The main level of the home is very welcoming - upon entering you will immediately appreciate the size of the rooms - the oversized living room can accommodate large groups for watching the game or just curling up in front of the fire on a cool night. The formal dining room can accommodate a large group for holiday gatherings or family celebrations and has delightful natural light streaming in. The wonderful white kitchen was updated three years ago and is the heart of the home. There is a large island for gathering along with a large breakfast area, an abundance of cabinets and countertop space featuring quartz countertops, white subway tile backsplash stainless appliances and a pantry. Also on the main level is space that could be used for a den or home office, the laundry room and a half bath. Upstairs you find the primary ensuite and two generously sized guest bedrooms and a hall guest bathroom. There is access from the upper level through the attic space to the bonus room - access is also available from the two car garage. In the basement, the Mother-in-Law or teen suite, is very pleasing - with 1,276 sq. ft. of living space. It's far from a dark dreary basement retreat - it features a bright space including a modern expansive kitchen with stone countertops and stainless appliances. Outdoor living is just steps away - step out from the kitchen area to the screened back porch or to the pool deck where you can relax and enjoy the private natural setting. If you are searching for a home with a larger lot and room for family and friends, this may be the one! Conveniently located just minutes from I-75, restaurants and shopping. Schedule your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

759 Smitherman Road, Ringgold

Listing courtesy of Coldwell Banker Pryor Realty.

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