Ringgold Homes with VA Loan Terms

Welcome to Ringgold, Georgia—a charming city nestled in the heart of Catoosa County, where Southern hospitality meets picturesque landscapes. Known for its rich history and vibrant community, Ringgold offers a unique blend of small-town charm and modern convenience. With its stunning views of the Appalachian foothills and easy access to outdoor activities, residents enjoy a serene lifestyle complemented by a strong sense of community.

Ringgold boasts a variety of amenities, including local parks, boutique shops, and delightful dining options. The city is also home to the historic Ringgold Depot, a testament to its past and a gathering place for community events. With a strong emphasis on family-friendly living, Ringgold is an ideal location for those seeking a peaceful yet connected environment.

For potential homeowners, Ringgold presents an array of housing options, including properties eligible for VA loan terms. This is especially beneficial for veterans and active-duty military personnel looking to settle in a welcoming community. With favorable financing options, buying a home in Ringgold becomes not just a possibility, but a gateway to a fulfilling lifestyle.

Imagine relaxing on your porch, enjoying the scenic beauty of Georgia, and being just a short drive from the bustling cities of Chattanooga and Dalton. Whether you're looking for a cozy cottage or a spacious family home, Ringgold has something for everyone. Come explore the possibilities and make your dream of homeownership a reality in this delightful Southern gem!

Newest Ringgold Homes with VA Loan Terms

$269,990

3 Beds ⋅ 3 Baths ⋅ 1543258 MLS

Move-In Ready in September! The Kensington plan by Smith Douglas Homes, located in the new Hillcrest Park community in Ringgold, Georgia. This beautifully designed new construction home offers modern finishes and functional living space. Step onto the charming covered front porch and enter a bright open-concept family room that flows seamlessly into the upgraded kitchen-perfect for everyday living and entertaining. The kitchen features gleaming granite countertops, abundant cabinetry, and a spacious breakfast area, creating a welcoming hub for gathering with friends and family. Just outside, enjoy outdoor living on the generous back patio, ideal for grilling, relaxing, or hosting guests. The main level showcases durable luxury vinyl plank flooring, offering both style and easy maintenance. Upstairs, an elegant iron rail staircase leads to a peaceful retreat where the private owner's suite includes a spa-like bath with soaking tub and ample space to unwind. Two additional bedrooms provide comfortable accommodations and share a well-appointed hall bath. Located in Ringgold, GA, Hillcrest Park offers convenient access to shopping, dining, parks, and top-rated Catoosa County schools while maintaining a welcoming neighborhood atmosphere. This energy-efficient new construction home blends thoughtful design, modern comfort, and exceptional value. Seller incentives available with use of preferred lender. Photos representative of plan not of home.

21 Cove Lane, Ringgold

Listing courtesy of SDH Chattanooga LLC.

$375,000

3 Beds ⋅ 2 Baths ⋅ 1543212 MLS

Custom one level home on 3 acres with loads of upgrades! You'll be amazed the moment you walk in the front door into a wide open living room, kitchen and dining area with vaulted ceilings. The kitchen is straight out of a magazine with loads of counter top space and beautiful brick backsplash. Walk down a short hallway to enter the second living space that features a huge stone wood burning fireplace, vaulted ceiling and lots of natural light. The master bedroom has his-and-hers closets and sits on the opposite side of the home from the two large secondary bedrooms, both of which features a loft and a full bath in between! The other full bathroom features beautiful tile floors and a concrete countertop. There are no steps and no carpet anywhere in the home! The home also comes with a whole home dehumidifier built into the HVAC system! The three acre wooded lot provides complete privacy 3 seasons out of the year. Enjoy extra storage or hobby projects in the 20'X30' garage. Summertime, no problem, huge fan on one side and wood burning stove for the winter days in the shop. Zoned for Catoosa county schools and just 15 minutes to Publix in East Brainerd or I-75 in Ringgold, this home feels like you're in the middle of nowhere when you're not! Listing agent is related to the seller.

600 Edgeman Road, Ringgold

Listing courtesy of Coldwell Banker Kinard Realty - Ga.

$1,159,000

4 Beds ⋅ 5 Baths ⋅ 1543191 MLS

Welcome home to 5 beautiful acres in the heart of Ringgold. This custom built farmhouse was completed in 2020 and it shows in every detail, from the vaulted family room with its stone fireplace to the chef's kitchen with a big island made for gathering. You get 4 bedrooms and 4 full baths, plus a half bath tucked right off the pool for easy access from outside. Step out back and you will fall in love. The saltwater pool has its own heat pump so you can enjoy it more months out of the year, and there is a covered pavilion nearby for shade and entertaining. The back covered porch has a concrete floor and opens onto a concrete patio, perfect for morning coffee or evening get togethers. Out front, a wide covered porch welcomes you home every time you pull in the drive. This property is not just a house, it is a little slice of country living. There is a beautiful pond at the back of the property with a fountain that is visible from the back porch and pool area, two fenced pastures, a barn, and a horse run out shelter for anyone dreaming of livestock or horses. An original farmhouse, now covered with barnwood, is used for additional storage and is a nice nod to the land's history. For the hobbyist or car lover, you will find a separate two car cement garage plus an additional metal workshop with an 11,000 pound two post car lift. There is even a 50 amp camper hookup for guests or your own home away from home. Homes like this with land, privacy, and this much to offer do not come along often. Come see it for yourself and imagine the peaceful life you could enjoy on this beautiful property that's just a short distance to the many shopping and outdoor adventures of Chattanooga, TN!

3481 Post Oak Road, Ringgold

Listing courtesy of RE/MAX Real Estate Center.

$350,000

3 Beds ⋅ 3 Baths ⋅ 1543169 MLS

Welcome to this beautifully refreshed 3-bedroom, 2.5-bath home that perfectly blends modern upgrades with everyday comfort and functionality. From the moment you step inside, you'll notice the brand-new flooring and updated fixtures that create a clean, stylish, and move-in-ready feel throughout. Designed for both relaxed living and effortless entertaining, the home features spacious living areas and a seamless flow. The main-level primary suite offers a private retreat, complete with dual walk-in closets and a generously sized en-suite bathroom featuring a double vanity and plenty of space to unwind. Upstairs, two well-appointed bedrooms are connected by a convenient Jack-and-Jill bathroom, ideal for family living or hosting guests. Ample closet space throughout the home ensures you'll have room for everything. The kitchen is equipped with new appliances, offering both style and functionality, and the home comes complete with a washer and dryer for ultimate convenience. Additional upgrades include new garage doors and an oversized two-car garage, providing both curb appeal and plenty of room for storage, parking, or workspace. Step outside to enjoy a fully fenced backyard with a private patio--perfect for entertaining, relaxing, or enjoying quiet evenings at home. With thoughtful updates, spacious design, and move-in-ready convenience, this home offers everything you've been looking for. Don't miss your opportunity to make it yours!

262 Crestwood Drive, Ringgold

Listing courtesy of Teems & Teems Realty.

$479,000

3 Beds ⋅ 2 Baths ⋅ 1543130 MLS

Welcome to 408 Cardinal Rd in The Meadows, one of Ringgold's most desirable subdivisions - where incredible curb appeal, thoughtful upgrades, and an outdoor setup you'll absolutely want to show off come together in one seriously fun home. Built in 2010 and offering approximately 2,600 square feet, this 3-bedroom, 2-bath home with a large bonus room is designed for easy everyday living. Close to East Brainerd, and right down the road from The Enclave, so Publix runs and other necessities are right near by. The primary suite and all of the main living areas are on the main level, while upstairs delivers a huge bonus/flex room that can be whatever you need it to be. Has all the requirements to be a fully functional bedroom, but could also be an excellent home office, media room, playroom, gym, guest space, or just a place for everyone to spread out. The kitchen is functional and ready for everything from quick breakfasts to weekend entertaining, with stainless steel appliances and plenty of workspace. The oversized primary suite is a standout, featuring a spacious bedroom and a primary bath with a Jacuzzi tub and heated floors. A tankless water heater and zoned HVAC add even more efficiency and comfort to the home. Then there's the backyard, and this is where 408 Cardinal really separates itself. Think backyard entertaining headquarters. There's an above-ground pool with a large deck, a spacious screened porch, and a dedicated spa house featuring a top-of-the-line hot tub. The pool uses an oxygen system rather than traditional chlorine, along with solar lighting, making it a low-maintenance option that's ready for relaxing and entertaining. There's also an impressive 8x10 greenhouse for the gardener, a 10x20 powered storage building for all the extras, and plenty of outdoor space to actually enjoy it all. As the sun goes down, exterior lighting throughout the front and back yards completely changes the atmosphere, creating a warm, inviting setting that's perfect for evening gatherings, relaxing by the pool, or enjoying the backyard long after dinner is over. The seller would love to sell the home furnished, at the buyer's choice. If you'd rather walk in and have the entire setup ready to go, that option is on the table. Great neighborhood. Incredible curb appeal. A beautifully upgraded home. And a backyard that's built for fun. 408 Cardinal Rd brings a lot to the table, and it's one you'll definitely want to see in person. Book your private showing today!

408 Cardinal Road, Ringgold

Listing courtesy of Keller Williams Realty.

$379,900

3 Beds ⋅ 2 Baths ⋅ 1543074 MLS

Amazing All-Brick Ranch on 2.17 Level Acres! Welcome home to this charming one-level ranch offering 3 bedrooms, 2 full bathrooms, and plenty of space both inside and out. The home features hardwood floors in the bedrooms, a spacious carpeted living room, and a convenient laundry closet. Step outside and enjoy the large covered back porch and expansive patio, complete with a concrete table and benches that will remain with the home--perfect for relaxing or entertaining. The property also features a carport with an attached storage room, providing additional covered parking and valuable storage space. One of the property's standout features is the large 3-car detached garage, offering endless possibilities for a mechanic, woodworker, car enthusiast, hobbyist, or anyone needing an impressive workshop and storage area. With room for vehicles, equipment, projects, and more, this is a rare find! All of this is situated on an amazing, level 2.17-acre lot, offering plenty of room to enjoy the outdoors and make the property your own. If you're looking for an all-brick, one-level home with acreage, multiple parking options, outdoor living space, and exceptional garage/workshop space, this property has so much to offer! Home is being sold ''As Is'' without repairs Schedule your private showing today!

506 Graysville Road, Ringgold

Listing courtesy of Keller Williams Realty.

$275,000

3 Beds ⋅ 2 Baths ⋅ 1542376 MLS

Enjoy the best of both worlds at 38 Davis Rd--a peaceful, serene setting on over 2 acres of level land while still being conveniently close to everything you need. This 3-bedroom, 2-full-bath home offers comfortable single-level living with no stairs, making it an ideal fit for first-time buyers, investors, or those looking to downsize. A spacious 2-car garage adds plenty of room for parking and storage, while the 3-year-old roof provides an added layer of peace of mind. Surrounded by nature with hiking, outdoor recreation, and plenty of activities nearby, you'll have room to enjoy the quiet without feeling far removed. Just minutes from Downtown Ringgold, approximately 20 minutes to Hamilton Place, and less than 30 minutes to Downtown Chattanooga. Come see for yourself how much this location and setting have to offer! Schedule your private tour today!

38 Davis Road, Ringgold

Listing courtesy of Berkshire Hathaway HomeServices J Douglas Properties.

$270,000

4 Beds ⋅ 3 Baths ⋅ 1542933 MLS

PRICED TO SELL! Welcome home to a thoughtfully designed 4-bedroom, 3-bath home offering flexible living space and an ideal combination of comfort and convenience. The main level features three bedrooms and two full bathrooms, while the finished basement provides a fourth bedroom or versatile flex space along with an additional full bathroom--perfect for guests, a home office, playroom, media room, or private retreat. Step outside to a level, fenced-in backyard designed for both relaxing and entertaining. Enjoy the above-ground pool during warm summer days, while the dedicated turf dog area provides a convenient space for four-legged family members. The backyard offers plenty of room to enjoy outdoor living without sacrificing functionality. Conveniently located with easy access to the interstate, restaurants, shopping, and everyday amenities. Zoned for sought-after Graysville Elementary School, this home offers a versatile floor plan and outdoor space in a convenient location. Property sold as-is. *Carport and hot tub do not convey*

40 Ruth Lane, Ringgold

Listing courtesy of Coldwell Banker Pryor Realty.

$375,000

3 Beds ⋅ 3 Baths ⋅ 10847726 MLS

Welcome to 63 Sunset Drive, where space, character, and country charm come together on just over an acre in Ringgold! This inviting three-bedroom, two-and-a-half-bath home offers room to spread out both indoors and out, with a flexible floor plan designed for everyday living, entertaining, hobbies, and more. The main level features a bright living room with hardwood floors, crown molding, and a distinctive paneled accent wall, while the generously sized kitchen provides abundant cabinetry, expansive counter space, stainless steel appliances, and a farmhouse sink. Just beyond, the sunroom offers a cheerful spot for morning coffee, a home office, playroom, or quiet retreat. Downstairs, the finished basement adds valuable bonus space with a fireplace, multiple gathering areas, a full working bathroom, and access to the attached one-car garage-ideal for a media room, recreation space, guest retreat, or multigenerational living. Outside is where this property truly shines. Relax or entertain on the expansive covered deck overlooking the private yard, gather around the firepit, plant a garden, or put the existing chicken coop and dog run to use. Mature pecan and walnut trees add to the peaceful setting, while a detached two-car garage and additional outbuilding offer plenty of room for vehicles, storage, hobbies, or a workshop. Conveniently located near I-75, this unique property delivers the breathing room you want without sacrificing accessibility. Come imagine all the ways to make it your own! Includes Virtually Staged Photography. Use ShowingTime for appointments.

63 Sunset Drive, Ringgold

Listing courtesy of Chambers Select Realty.

$309,000

4 Beds ⋅ 3 Baths ⋅ 1542818 MLS

A rare blend of versatility, comfort, and outdoor living awaits at 171 Melissa Drive in Ringgold. From the moment you arrive, the charming rocking-chair front porch sets a warm, welcoming tone that carries throughout this beautifully updated home. Inside, the airy, vaulted living room is highlighted by rich hardwood flooring and an inviting corner fireplace, creating the ultimate gathering hub. The open layout transitions into a bright, spacious kitchen and dining area featuring stainless steel appliances and ample cabinetry. Retreat down the hall to find a generous primary suite complete with a massive walk-in closet and an updated bath showcasing crisp modern finishes, dual mirrors, and matte black fixtures. Two additional bedrooms, a stylish hall bath with a modern sliding barn-door vanity, and a dedicated laundry room round out the well-designed main floor. Downstairs, the finished terrace level delivers exceptional flexibility with durable wood-look flooring throughout. This space includes an expansive recreation room ideal for a home gym or second living room, an additional private bonus room suited for a home office or guest quarters, and a third full bathroom. Adjoining the finished footprint is a massive drive-in double garage with abundant workshop and storage capacity. Out back, unwind in pure relaxation under the soaring, vaulted screened-in deck and open grilling patio, all overlooking a deep, gently rolling green lawn framed by mature trees. Perfectly situated in a sought-after Catoosa County neighborhood just moments from local schools and I-75 for a quick Chattanooga commute. Prepared for an immediate move in, seamless transition and priced intentionally to command strong interest--this property stands ready for its next owner. Schedule your private tour today to experience everything it has to offer.

171 Melissa Drive, Ringgold

Listing courtesy of RE/MAX Properties.

$729,900

4 Beds ⋅ 3 Baths ⋅ 1542779 MLS

Brand new construction in Ringgold's premiere gated, swim community! This plan was our original model home in the neighborhood and hasn't been built since. As soon as you step inside the double front doors you'll love the open staircase with soaring ceilings open to the second floor. A formal dining space sits just off the entrance, with the wide open kitchen and living room a few steps towards the rear of the home. The fireplace is a show stopper, stretching all the way up wall with custom built in cabinets and floating shelves on either side. The kitchen is massive with tons of cabinets, counter top space, under cabinet lighting, gas range and an oversized island. The large back porch is amazing, overlooking your very private yard with no one behind you. The master suite is on the main level with stained ceiling beams, separate vanities, free standing tub, tile shower and large walk-in closet. Upstairs you'll find a large open space perfect for an office or homework nook, two large bedrooms with great closets, a shared full bath with full tile surround shower/tub and a large bonus room/4th bedroom. With natural gas at the street, you'll never have to worry about filling up a tank for your tankless gas water heater, fireplace and cooktop. All of this located in Ringgold's premier gated and swim community of Pine lakes with resort style pool, fitness facility, sidewalks and neighborhood ponds. Located just minutes to Publix, Home depot, health care and award winning schools with easy access to Chattanooga and Dalton!

82 Cedar Ridge Way, Ringgold

Listing courtesy of Keller Williams Realty.

$975,000

4 Beds ⋅ 3 Baths ⋅ 1542740 MLS

Welcome to The Breckenridge on Cherokee Valley Road, beautifully situated on 3.41 acres and set back from the main road for added privacy. Enjoy beautiful mountain views from the front and a wooded backdrop in the rear, offering the perfect blend of open scenery and natural privacy. Exceptional luxury living in this stunning 4-bedroom, 3.5-bath home that offers 3,751 square feet of beautifully designed living space with timeless architecture, refined finishes, and an ideal layout for both everyday living and elegant entertaining. A dramatic two-story foyer makes a striking first impression, flanked by a formal dining room and private study. The main level features 10-foot ceilings, hardwood floors, and an open yet sophisticated flow throughout. The chef's kitchen features quartz countertops, KitchenAid gas appliances, a gas cooktop with pot filler, a butler's pantry, and a walk-in pantry, opening seamlessly to the breakfast area, keeping room, and spacious living areas. The inviting great room features a fireplace and a wall of windows overlooking the covered rear porch. The main-level primary suite is a luxurious retreat with its own fireplace and separate walk-in closets. A powder bath, laundry room, and mudroom with cubbies add convenience and function to the main floor. Upstairs, you'll find 3 spacious secondary bedrooms, all with walk-in closets, including one ensuite bedroom and a shared bath with separate sink areas for the other two. An open loft and media room with a kitchenette provide exceptional flexibility for living and entertaining. Car enthusiasts and those needing extra utility areas will appreciate the 2-car garage plus a separate 3rd garage bay, ideal for a golf cart, utility vehicle, workshop, or another car. You will enjoy this home with its majestic presence and luxurious finishes, INTERIOR PHOTOS ARE STOCK PHOTOS OF A SIMILAR HOME

3684 Cherokee Valley Road Lot #4, Ringgold

Listing courtesy of Trust Real Estate Group, LLC.

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