Calhoun Homes with USDA Loan Terms

Calhoun Homes with USDA Loan Terms

Welcome to Calhoun, a charming city nestled in the heart of Georgia, where Southern hospitality meets modern living. Known for its picturesque landscapes and vibrant community, Calhoun offers a unique blend of small-town charm and convenient access to urban amenities. With its rich history, friendly neighborhoods, and an array of recreational activities, it’s no wonder that families and individuals alike are drawn to this delightful locale.

One of the standout features of Calhoun is its affordability and accessibility in the housing market. For those seeking homeownership opportunities, the availability of USDA loan terms presents a fantastic option. These loans are designed to assist low to moderate-income buyers in rural areas, making it easier than ever to find your dream home in Calhoun. With zero down payment options and competitive interest rates, USDA loans enable you to invest in a property that fits your lifestyle without the financial strain.

Calhoun is not just about beautiful homes; it’s also about community. Residents enjoy a plethora of outdoor activities, from hiking in the nearby mountains to exploring local parks and lakes. The city boasts excellent schools, a variety of shopping and dining options, and a calendar full of community events that foster a strong sense of belonging.

Whether you’re a first-time homebuyer or looking to relocate, Calhoun stands out as a prime destination. Embrace the opportunity to settle in a city that combines affordability, community spirit, and a welcoming atmosphere. Let Calhoun be the place where your new chapter begins!

Newest Calhoun Homes with USDA Loan Terms

$319,000
3 Beds 1 Baths 10813882 MLS
Historic charm on Chandler! Nestled near the heart of Calhoun's historic downtown, this 3 bedroom, 1 bath FULLY renovated home with backyard studio apartment is ready for its next era of life. Lovingly restored to retain the charm, nothing was overlooked to bring this beautiful property up to modern standards. Every single system has been made new: exterior siding, roof, windows, plumbing, electrical, fixtures, appliances, paint, insulation, etc etc. The thoughtful design choices begin at the front door, where a pergola covered patio invites you to sit down and take in the long range views of John's Mountain - imagine watching the seasons change right from your own porch! Step inside to gleaming refinished original hardwoods under your feet, and tongue and groove ceilings overhead in the expansive living room which flows into the dining space and through to the hallway. Warm cherry cabinets and stone counters outfit the galley style kitchen - all new stainless appliances complete the modern touches here. With three bedrooms and a thoughtfully outfitted central hall bath, this floor plan is flexible for family living whether you're just starting out or finding a new rythym in retirement. The quality of the interior finishes is top notch: 5-panel doors offset with handsome wide casings and baseboards and crown molding just to name a few features. Take your tour out the back door and discover a private oasis built into the hillside! The expansive patio provides a blank slate for however you prefer to do your outdoor living - imagine a string of lights here, a raised bed herb garden there - this backyard provides the perfect backdrop for alternating time spent sunning or stargazing. And that's not all - take the stairs to the upper deck and you discover there is a studio apartment over the 1 car garage! With 400 square feet of fully finished space including kitchenette, stacked w/d, and full bathroom, the possibilities for how to use this bonus space are only limited by your imagination! Guest house, college student or in-law suite, yoga den, art studio, podcast recording space, small business office location - truly, a valuable feature for the future owner of this property. And don't forget about the proximity and walkability to downtown - from your own front door you can hit the sidewalk and a few minutes later, be sitting down to dinner at Doro's, catching a show at the Gem Theatre, ambling through an art exhibit at the Harris Arts Center, or window shopping the boutiques and stores. 308 Chandler St is a rare opportunity to get all the old neighborhood appeal with the peace of mind of updated amenities - turn key AND time honoring. All information deemed reliable but should be confirmed by Buyer.

308 Chandler Street, Calhoun

Listing courtesy of Maximum One Community Realtors.

$319,000
3 Beds 2 Baths 10810916 MLS
*** RARE OPPORTUNITY-- Won't Last! Get this awesome home for as Low as ZERO DOWN or ZERO OUT OF POCKET for CLOSING COSTS! LOW monthly payments with interest rate as low as 4.6% with seller's preferred lender. Call now and ask us how! Welcome to effortless one-level living inthis beautifully maintained true ranch offering a spacious, thoughtfully designed living space! From the moment you step inside, you'll appreciate the bright, open layout that's perfect for both everyday living and entertaining. The open living areas flow seamlessly into the kitchen and dining space, creating the ideal setting for family gatherings and making lasting memories. You'll love the all-LVP flooring throughout-no carpet-along with granite countertops in both the kitchen and bathrooms, adding style and durability. The private primary suite provides a peaceful retreat, while the additional bedrooms offer flexibility for family, guests, or a home office. Step outside to your fully fenced backyard, perfect for children, pets, backyard cookouts, or simply relaxing with your morning coffee or evening sunsets. The patio offers the perfect space to entertain or create your own outdoor oasis. Conveniently located near shopping, dining, schools, and I-75, this move-in-ready home offers the perfect combination of comfort, convenience, and low-maintenance living. Homes like this don't stay on the market for long-schedule your private showing today and experience why this one feels like home the moment you walk through the door!

103 McGinnis Circle, Calhoun

Listing courtesy of eXp Realty.

$285,000
3 Beds 2 Baths 10810098 MLS
Welcome home to this beautiful move-in-ready rambler located on a premium cul-de-sac lot! This thoughtfully designed Spruce floor plan offers an inviting open-concept layout with abundant natural light, spacious living areas, and modern features throughout. As you enter, you are welcomed by a bright foyer that leads to a private secondary bedroom wing featuring two generously sized bedrooms and a full bathroom-perfect for guests, a home office, or anyone seeking their own space. The heart of the home is the expansive main living area, stretching across the rear of the home and designed for comfortable everyday living and effortless entertaining. The stylish kitchen features a large island with seating, ample workspace, and a cozy dining area. Tucked away for privacy, the spacious owner's suite offers a peaceful retreat with a private bathroom and walk-in closet. Enjoy outdoor living at its best with the screened-in pergola on the back porch, creating the perfect space to relax, entertain, and enjoy the backyard while staying comfortable in every season. Additional features include an arrival area off the garage, large coat closet, dedicated laundry room, attic storage space, two garage keys, and a WiFi-enabled thermostat. The main living area includes custom-fitted blinds, and the home is equipped with underground fiber optic internet for reliable high-speed connectivity. The community offers wonderful amenities including a pool, tennis courts, HOA-maintained common areas, and free reservations for the community pavilion. The home comes with added peace of mind through the remaining builder warranties from the original 2024 purchase date, including a three-year behind-the-wall warranty and a 10-year foundation warranty. Located on a desirable cul-de-sac lot with modern amenities, thoughtful design, and community conveniences, this home is truly better than new and ready for its next owner

309 Cooper Lane, Calhoun

Listing courtesy of Dwelli.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.