Apison Homes with FHA Terms

Apison Homes with FHA Terms

Welcome to Apison, Tennessee – a charming, tight-knit community nestled in the heart of Hamilton County. Known for its picturesque landscapes and warm Southern hospitality, Apison offers residents a serene lifestyle while being conveniently close to the vibrant city of Chattanooga. With its rolling hills and lush greenery, this area is perfect for those who appreciate the beauty of nature, whether through leisurely strolls or adventurous hikes in nearby parks.

Apison is a hidden gem for families, young professionals, and retirees alike. The community boasts excellent schools, friendly neighbors, and a plethora of recreational activities. Residents can enjoy local farmers' markets, seasonal festivals, and a variety of dining options that showcase the best of Southern cuisine. The area’s rich history and community spirit are evident in its well-maintained parks and community events that bring everyone together.

For those looking to settle down in Apison, the housing market offers a fantastic opportunity, especially with homes available under FHA terms. The Federal Housing Administration (FHA) makes it easier for buyers to secure financing, allowing for lower down payments and more flexible credit requirements. This means that your dream home in Apison could be more attainable than you think!

Whether you're seeking a cozy cottage or a spacious family home, Apison’s real estate market is diverse and inviting. Embrace the chance to live in a community that values connection, comfort, and charm – Apison is waiting for you!

Newest Apison Homes with FHA Terms

$399,900
3 Beds ⋅ 3 Baths ⋅ 1539912 MLS
Move-In Ready November! The Caldwell plan in Capstone Estates, a premier new construction community where comfort and style come together. The Caldwell plan is thoughtfully designed with a first-floor primary suite, making it the perfect home for those seeking convenient single-level living with added space upstairs. The centrally located family room flows seamlessly into the kitchen, creating an open concept ideal for gatherings and everyday living. Step outside to the covered rear porch, perfect for outdoor entertaining or relaxing evenings at home. The spacious primary suite features a tray ceiling and a luxurious bath with a garden tub and separate tiled shower, double sink vanity. An open iron rail staircase enhances the home's modern appeal, while added windows in the loft and stairwell fill the home with natural light. Enjoy a beautifully appointed kitchen with quartz countertops and upgraded cabinetry, along with Luxury Vinyl Plank flooring throughout the main level and on the stairs. Both stories offer 9-foot ceilings, giving the home an airy and spacious feel. Upstairs includes two additional bedrooms, a full bath, and a versatile loft space--perfect for a home office, playroom, or guest retreat. Photos are representative of the plan, not the actual home. Seller incentives available with the use of a preferred lender. Don't miss this opportunity to own a stunning new construction home in Capstone Estates!

1501 Centerstone Lane, Apison

Listing courtesy of SDH Chattanooga LLC.

$414,900
4 Beds ⋅ 3 Baths ⋅ 1539907 MLS
Move in Ready November! The Harrington located in the community Capstone Estates, is one of our top-selling plans! This beautifully crafted 4-bedroom, 2.5-bath home with a covered patio and private backyard offers exceptional comfort and style in every detail. Step inside to a bright, open-concept floor plan featuring durable luxury vinyl plank flooring, soaring 9-foot ceilings, and abundant natural light throughout the main level. The spacious family room is the heart of the home, enhanced by additional windows and a separate dining room with chair rail, is ideal for large group dining. The chef-inspired kitchen is a true showstopper, complete with a large center island, elegant granite countertops, upgraded 42-inch cabinetry, modern pendant lighting, and a generous pantry for extra storage. Upstairs, retreat to the massive primary suite, privately tucked away and offering ample space for a sitting area or home office nook. The luxurious en-suite bathroom features a large tiled shower, private water closet, and thoughtful design for everyday comfort. The second floor also includes three spacious secondary bedrooms and a conveniently located laundry room with a door to the primary suite, providing added convenience for busy households. Photos representative of plan not of actual home being built. Seller incentives available with preferred lender, making this incredible opportunity even more attractive for buyers.

1489 Centerstone Lane, Apison

Listing courtesy of SDH Chattanooga LLC.

$665,000
5 Beds ⋅ 5 Baths ⋅ 1539732 MLS
Welcome home to 3387 Grassy Fields Ln! Nestled in a family centric neighborhood in Apison, TN, this stunning home is ready to catch your eye. Boasting five bedrooms, plus an extra bonus space that could easily be a sixth bedroom, and four and a half bathrooms, this is the type of home that meets every need on purpose - because that's the way it was designed. Completed in 2023, this Trust-built home includes numerous upgrades, plus a couple key layout changes that make the home functional, cohesive, and livable. This home also features brand new wide wood-textured luxury vinyl plank flooring, which is just one more upgrade that makes this home stand out. The front facade features a classic design with a large yard and a home site inside of the cul-de-sac. This two story home with dark accents, a wide covered front porch and gabled roofs pulls you in from the first moment you drive up. Inside the front door, the home opens into a wide foyer. The ample amount of natural light from the long windows, the light colored wide plank flooring and the semi-open concept plan are all showstoppers in their own right. A large dining area sits on the right side of the first floor. Both wide and long, this space is perfect for a large family, or simply someone that loves to host big gatherings for all kinds of special occasions. An office sits on the right side of the front entry, set behind double french doors, which let in even more natural light. The main living area sits toward the back of the home. Open and spacious, the stone fireplace grounds the space and is flanked on both sides by beautiful custom shelving. The coffered ceiling and long wall of windows continue to tell the story of a home that is curated and comfortable. The main living area is completely open to the gorgeous kitchen, which features quartz countertops, a beautiful tile backsplash, an oversized 36" Fridigaire gas range, a stately vent hood, custom cabinetry, stainless appliances, and an eat-in area that is large and open, with the ability to accommodate a big family, or simply a large crowd! Just beyond the kitchen, there is a large pantry, the door to the garage, a half bath, which is tucked away from the main living area, but still accessible to your guests, and a mother-in-law suite on the main floor which features a large room, and a good sized full bathroom with granite countertops. Upstairs, this home features two spaces that are extraordinary and unique. The homeowners have created a dedicated home theatre room. This space could easily serve as a sixth bedroom, a craft area, a homeschool room, or a teen rec area. The possibilities are endless. The primary suite is adjacent to the theatre room. This room is large and spacious without feeling empty and cavernous. The sellers also chose to close off the optional seating area you may find in other home plans like this one, and instead combine that space with the master closet. That resulted in an oversized primary closet with an incredible amount of space and options for storage. The primary bathroom is another stunning feature of the home. More quartz countertops, a soaking tub, a beautiful walk in shower with a frameless glass enclosure, and even more storage! Three more bedrooms are also located on the upper level. Two bedrooms share a Jack and Jill bathroom, and there is one more full bath located upstairs as well. Across from the flex space/theater room at the top of the steps, there is also a spacious landing area, which can be used for an extra sitting area, a home office, a reading nook, or a kids play area, which is how the sellers currently use it. Outside, the home sits on a generously sized lots and the potential use of that space is limitless. This home was carefully designed and has been meticulously cared for. A home with this many options is hard to come by at this price point, and is waiting on you to make it your own!

3387 Grassy Fields Lane, Apison

Listing courtesy of Keller Williams Realty.

$1,200,000
4 Beds ⋅ 3 Baths ⋅ 1539291 MLS
There are places that simply give us a roof over our heads and then there are those that become the setting for the moments that shape our lives. The front porch where your children wave goodbye on their first day of school. The kitchen where family recipes are lovingly passed down, one generation to the next. The backyard where dogs chase butterflies, gardens bloom a little fuller every season, and your days feel just a little brighter because you've finally found a place that feels like home. Welcome to 3597 Prospect Church Road. Nestled on more than two breathtaking acres in the heart of Apison, this is one of those rare homes that comes along only once in a great while. Every inch has been thoughtfully designed with timeless craftsmanship, remarkable attention to detail, and a warmth that welcomes you the moment you arrive. Here, life slows down. Mornings begin with coffee on the lantern-lit front porch as the sun rises over your own private slice of Tennessee paradise. The sounds of birds replace the noise of traffic, and the day's first moments are filled with nothing more than fresh air, peaceful quiet, and gratitude for the life you've built. As you step through the front door, beautiful designer lighting, exquisite moldings, and a grand staircase create an unforgettable first impression. Every detail feels intentional. Every finish feels timeless. This is a home where elegance and comfort exist in perfect harmony. The dining room flows effortlessly into a charming butler's pantry that feels like something from the pages of a magazine. With extensive storage to one side and a generous prep space on the other, all framed by a breathtaking arched window overlooking your backyard sanctuary, this space was designed to make entertaining effortless. Imagine preparing holiday meals while watching the seasons change just outside your window. Beyond, the heart of the home unfolds into a stunning designer kitchen where custom cabinetry, rich natural wood tones, and high-end ZLINE appliances create a space that is both timeless and functional. Endless drawers and thoughtful storage ensure everything has its place, while the oversized workstation sink stands ready for family recipes passed down through generations. Just beyond the kitchen window, a spacious serving bar makes it easy to pass meals straight out to the screened porch, allowing indoor and outdoor living to blend seamlessly together. The living room continues the home's effortless flow, anchored by a grand brick fireplace that invites everyone to simply enjoy being together. Privately tucked away at the rear of the home, the primary suite serves as your own peaceful retreat. The spa-inspired bathroom feels like a luxury getaway with custom wood cabinetry, a beautifully tiled walk-in shower, and a deep soaking tub perfectly positioned beneath another stunning arched window. Whether beginning your morning in peaceful quiet or unwinding after a long day, this space was designed to restore both body and mind. The oversized custom closet offers beautifully crafted organizers and cabinetry for every keepsake, while connecting directly to the laundry room--making everyday routines effortless. From there, you'll find the thoughtfully designed owner's entry featuring a custom-built mud bench that keeps daily essentials tucked neatly away while maintaining the home's elevated style. Upstairs, the grand staircase leads to two generously sized bedrooms, a beautifully appointed full bathroom, and spacious closets thoughtfully tucked throughout the home so storage is always within reach but never in the way. The bonus room is especially enchanting. Custom-built daybeds nestled into charming window nooks create a space that feels straight from the pages of a storybook. Today it may be the ultimate playroom, tomorrow a cozy reading retreat, a guest suite filled with grandchildren during the holidays, a home theater, or a quiet home office. Like every great home, it is ready to grow and change alongside the people who fill it with life. Despite the incredible privacy, you're never truly far from friendly faces. With only five homes tucked along this quiet private street, neighbors know one another, wave from their driveways, and look out for each other. It's a small community that feels wonderfully tucked away from the world while still offering the comfort of connection--a rarity that's becoming harder to find. And then there's Apison itself. Beloved for its rolling countryside, family farms, scenic backroads, and slower pace of life, Apison has become one of Chattanooga's most sought-after places to call home. Here, you can enjoy peaceful country living while remaining just minutes from everything you need. Spend an afternoon exploring the boutiques and restaurants of Cambridge Square in nearby Ooltewah, enjoy convenient shopping and dining in East Brainerd, or make the short drive into Downtown Chattanooga for award-winning restaurants, festivals, riverfront parks, and endless entertainment. It's a location that offers the best of both worlds--room to breathe without ever feeling disconnected. Homes like this are far more than beautiful places to live. They're where birthday candles are blown out, Christmas mornings become treasured traditions, roots are planted, and ordinary days become the memories you'll cherish for a lifetime.

3597 Prospect Church Road, Apison

Listing courtesy of Zach Taylor - Chattanooga.

$432,865
5 Beds ⋅ 3 Baths ⋅ 1539281 MLS
Welcome to the Hayden floorplan at Hawks Landing in Apison, TN.. This amazing home features 5 bedrooms and 3 bathrooms optimizing living space with an open concept design. The eat-in kitchen overlooks the living area, while having a view to the outdoor patio. The kitchen features an island with bar seating and plentiful cabinets and counter space. The first floor also features a flex room that could be used as a formal dining room or office, as well as a bedroom and full bathroom. As you head up to the second floor, you are greeted with the primary bedroom that features an ensuite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. The Hayden plan is a stunning home that utilizes space. Make it your next home by scheduling an appointment with a New Home Specialist today.

3843 Hawks Creek Dr, Apison

Listing courtesy of DHI Inc.

$599,900
4 Beds ⋅ 3 Baths ⋅ 1539071 MLS
Offered at $599,900, this former GT Issa model home offers over 3,000 square feet of thoughtfully designed living space on a rare 90-foot-wide cul-de-sac lot in the highly sought-after Hawks Landing community. Beautifully maintained by its original owner, this exceptional home combines timeless craftsmanship, upgraded finishes, and a floor plan designed for the way people actually live. With a desirable main-level primary suite, soaring ceilings, generously sized rooms, and abundant natural light, every space feels open, inviting, and functional. As a former model home, you'll find upgraded features throughout, including coffered and tray ceilings, hardwood flooring, granite countertops, extensive crown moulding, and architectural details that set this home apart from today's typical new construction. The spacious living areas flow seamlessly into the well-appointed kitchen, creating the perfect setting for everyday living and entertaining. Upstairs, oversized secondary bedrooms and a large bonus room provide exceptional flexibility for family, guests, home offices, hobbies, or a media room. Step outside to enjoy a covered and screened porch, open grilling deck, and fully fenced backyard surrounded by mature trees, offering privacy and outdoor living that's increasingly difficult to find. The wider lot and established landscaping create a setting that feels both peaceful and welcoming. Residents of Hawks Landing enjoy sidewalks, a community pool, clubhouse, playground, and walking track, all while being conveniently located near Hamilton Place, Volkswagen, shopping, dining, I-75, and zoned for award-winning Apison Elementary, East Hamilton Middle, and East Hamilton High. Offering an exceptional combination of space, quality, privacy, and location, this is a rare opportunity to own one of Hawks Landing's most distinctive homes.

10642 Harlow Place Lot 41, Apison

Listing courtesy of Real Estate Partners Chattanooga LLC.

$500,000
3 Beds ⋅ 2 Baths ⋅ 1538730 MLS
Welcome home to this beautifully updated one-level ranch, perfectly situated in the highly desirable Apison/Collegedale area. Nestled on nearly an acre of mature trees, this property offers the perfect balance of privacy, comfort, and convenience. Inside, you'll find a warm and inviting floor plan featuring beautiful hardwood floors, a cozy fireplace, and a newly renovated kitchen designed for both everyday living and entertaining. With three spacious bedrooms and two full bathrooms, this home offers comfortable one-level living for families, retirees, or anyone looking to avoid stairs. Additional features include a generously sized laundry room, a large two-car garage with plenty of storage, and ample driveway parking for family, guests, or recreational vehicles. Enjoy your morning coffee on the welcoming covered front porch, or unwind in the enclosed back porch overlooking the peaceful backyard. Step outside onto the brand-new deck, an ideal space for grilling, relaxing, or gathering with family and friends while enjoying the beauty of the nearly one-acre lot. Conveniently located just minutes from shopping, restaurants, parks, schools, and everything Apison and Collegedale have to offer, this move-in-ready home combines modern updates with timeless charm in an exceptional location. Don't miss your opportunity to own this wonderful property--schedule your private showing today!

5007 Silver Lane, Apison

Listing courtesy of Crye-Leike, REALTORS.

$525,000
4 Beds ⋅ 4 Baths ⋅ 1538673 MLS
Welcome home to Bentwood Cove! This nearly 3,000 square foot home offers a primary suite on the main level and checks every box for move-in ready living. Upstairs, you'll find three additional bedrooms, one with its own en-suite bathroom, and the other two sharing a full bath. The kitchen has been beautifully updated with new marble counters, a new sink and faucet, new backsplash, and new refrigerator and stove, while the powder room has a new sink and updated finishes. Fresh paint throughout many rooms, newer carpet, and new chandeliers in the dining room and kitchen give the whole home a polished feel. Storage abounds throughout the house. Enjoy true peace of mind with a transferable warranty on the crawlspace improvements. Outside, a fruit tree and blueberry bushes add charm, and a new privacy fence encloses a rare, level, good-sized backyard. Located in the established Bentwood Cove neighborhood, within walking distance of highly rated Apison Elementary and East Hamilton Middle, and just minutes from the new Publix and shops at the Enclave, with more retail on the way. Enjoy convenience with the benefit of low county taxes. Easy to view -- take a walk through the 3D tour at your own convenience, then schedule your showing today!

9859 Fieldcrest Drive, Apison

Listing courtesy of Keller Williams Realty.

$669,000
3 Beds ⋅ 3 Baths ⋅ 1538087 MLS
NEW CONSTRUCTION in Apison, TN - Welcome to the newest phase of Magnolia Farms, the highly sought-after Pratt community in Apison. Enjoy the brow-lot mountain views from this Emory plan's generously-sized back yard or use them as your backdrop while you're enjoying the next Sarah J. Haas novel from this home's sunroom. The split floor plan has two guest bedrooms toward front of the home with a full bath in between just across from the in-home study/flex space, and also features a powder room for guests. The oversized laundry room features a utility sink that that is desirable to many buyers for practical use. The primary bedroom is nestled just off of the great room opposite of the kitchen and is highlighted by the en suite bathroom featuring granite counter-tops, double vanity and tiled shower with semi-framed glass door. The heart of the home, the kitchen is sure to delight for those who need ample cabinet/counter space and also features a corner walk-in pantry, wall-mounted oven and microwave, and gas cooktop. The large kitchen island will surely be a hangout spot when friends and family are over and looking to unwind. Enjoy the serenity and quiet of TN living without having to leave your back yard. Don't miss out on this amazing opportunity to own a piece of paradise in one of Tennessee's most beautiful communities. Enjoy the community pool, walking path and green spaces. Contact us today to schedule a showing!

3530 Windmill Way 208, Apison

Listing courtesy of Pratt Homes, LLC.

$489,000
4 Beds ⋅ 3 Baths ⋅ 1537120 MLS
Welcome to Prairie Pass, one of Apison's most exciting and fast growing communities. Prairie Pass offers the perfect balance of small-town charm, modern conveniences, and access to everything Chattanooga has to offer. This beautifully designed 4-bedroom, 3-bath residence showcases quality craftsmanship, upgraded finishes, and a highly functional floor plan. The impressive great room features soaring 13-foot coffered ceilings and a floor-to-ceiling stacked stone fireplace with a gas log starter, creating a warm and inviting focal point for gathering and entertaining. The kitchen features a spacious island with granite countertops, white cabinetry, and double ovens, providing style and functionality for everyday living and entertaining. The seller has improved the outdoor living space by screening in the back porch, installing a fenced backyard, and adding a custom fire pit. An irrigation system with front and backyard sprinklers helps keep the landscaping looking its best with ease. This home is currently zoned for the highly rated Apison Elementary and East Hamilton Middle and High schools. The seller has enjoyed raising his family in this community with its welcoming atmosphere and family-friendly environment, the neighborhood has provided a wonderful place for children to play, make friends and grow together. Ideally located just steps from the community pool and clubhouse, this home offers the perfect combination of comfort, convenience, and neighborhood amenities. Spacious living areas, well-appointed bedrooms and thoughtful design details make this a standout opportunity in one of Apison's most desirable communities. This home was built by G. T. Issa.

11031 Prairie Lake Drive, Apison

Listing courtesy of Coldwell Banker Pryor Realty.

$456,150
3 Beds ⋅ 3 Baths ⋅ 1537092 MLS
The Hanover floorplan available at Hawks Landing in Apison, TN is one of our most popular floorplans. The foyer opens into an open concept main level. A large kitchen with a pantry and island with countertop seating overlooks a dining and living area. The downstairs also features a half bathroom and a flex room that could be used as a formal dining space or an office. Upstairs is a loft which provides extra space for work and play. The primary bedroom has a private bathroom and walk-in closet. Three additional bedrooms share a comfortable bathroom. There is also a laundry room upstairs for convenience. This floorplan is designed for any stage of life.

3831 Hawks Creek Drive, Apison

Listing courtesy of D R Horton Realty of Georgia.

$529,000
4 Beds ⋅ 3 Baths ⋅ 20263133 MLS
MOTIVATED SELLER! Huge price change! From the time you step on the front porch, you will realize this home is special - not only is it meticulously cared for and with room for the entire family; it comes with a Vivint Smart Home system that connects everything - smart locks, door/window sensors, smart thermostats, indoor/outdoor cameras and an advanced doorbell camera. With 4 bedrooms and 3 full baths--including a convenient main-level guest bedroom or home office and a full bath on the main level. This home blends thoughtful design with modern functionality. Step inside to an airy, open floor plan anchored by an inviting fireplace, built-in bookcases and elegant coffered ceilings that add depth and character to the main living space. The kitchen, dining, and living areas flow seamlessly, creating an ideal setting for gatherings and easy entertaining. You will appreciate the extra touches throughout the home - board-and-batten ceilings on the front and rear porches, the window seat in the dining room, the stainless hood above the 5-burner gas cooktop, the oversized kitchen and the extra large pantry. Upstairs, you'll find generously sized bedrooms with HUGE closets that make storage effortless. Every space feels intentional, well-proportioned, and inviting. Out back, a soothing covered porch offers the perfect retreat for morning coffee or unwinding at the end of the day--quiet, private, and designed for relaxation. The fenced yard is perfect for little ones to play or pets to roam. Located in a wonderful neighborhood with a community pool known for its charm and community feel, this home delivers the full package: modern construction, beautiful finishes, and a layout that truly lives well. Make your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

1778 Gable Green Drive, Apison

Listing courtesy of Coldwell Banker Pryor Realty- Chattanooga.

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