Willow Creek Homes with FHA Terms

Welcome to Willow Creek, a serene and inviting subdivision nestled in the heart of Georgia. This charming community offers a perfect blend of tranquility and convenience, making it an ideal place for families, retirees, and everyone in between. With its picturesque tree-lined streets and beautifully landscaped yards, Willow Creek is not just a neighborhood; it’s a lifestyle.

The homes in Willow Creek are designed with comfort and style in mind. Featuring a variety of architectural styles, from modern designs to traditional layouts, there’s a home to suit every taste. What sets Willow Creek apart is its accessibility for first-time homebuyers and those looking to invest in their future. Many of the homes here qualify for FHA financing, making it easier for you to step into homeownership with favorable terms and lower down payments.

Residents of Willow Creek enjoy a wealth of amenities, including scenic parks, walking trails, and community spaces perfect for gatherings and family outings. The subdivision is conveniently located near top-rated schools, shopping centers, and dining options, ensuring that everything you need is just a stone's throw away.

Embrace the Willow Creek lifestyle where community spirit thrives, and homes are filled with warmth. Whether you’re seeking a peaceful retreat or a vibrant community, Willow Creek is the place to call home. Don’t miss your chance to explore this delightful subdivision and discover the possibilities that await you. Come and find your dream home in Willow Creek today!

Newest Willow Creek Homes with FHA Terms

$319,000

4 Beds ⋅ 3 Baths ⋅ 10845231 MLS

BEAUTIFULLY RENOVATED SPACIOUS SPLIT LEVEL HOME RENOVATIONS INCLUDE ALL NEW CARPET, FRESH PAINT, NEW FLOORING, UPDATED APPLIANCES. THE HOME HAS FOUR SPACIOUS BEDROOMS, SPACIOUS UPDATED KITCHEN, BATH ROOM WITH SPACIOUS JACCUZZI TUB, LARGE SUN ROOM, BED ROOM AND LARGE FAMILY ROOM AT LOWER LEVEL, SPACIOUS OVER SIZED TWO CAR GARAGES, HUGE LEVEL CORNER LOT. FOR MORE INFORMATION AND SHOWINGS TEXT JIMMY ROSE AT 470-687-9474.

3534 Basswood Court, Decatur

Listing courtesy of Georgia Real Estate & Investment.

$620,875

4 Beds ⋅ 3 Baths ⋅ 10844639 MLS

Situated on a desirable homesite in the sought-after Willow Creek community, this beautiful Fraser floor plan offers a spacious and thoughtfully designed two-story layout with approximately 3,222 sq. ft. of living space. The open-concept main level features a welcoming foyer, private study, spacious family room, stylish kitchen with breakfast nook, separate dining room, and convenient access to the patio --creating an ideal setting for both everyday living and entertaining. Upstairs, the generous owner's suite provides a private retreat with a spacious walk-in closet and well-appointed owner's bathroom. The home also features three additional bedrooms and full bathrooms, offering plenty of flexibility for family, guests, or a home office. This home features the traditional second-floor layout with the optional owner's retreat, providing additional versatile space within the owner's suite. Luxury finishes and quality craftsmanship are showcased throughout the home. The Fraser floor plan combines functionality, comfort, and style with generously sized living spaces and a practical layout designed for today's lifestyle. Conveniently located near shopping, dining, schools, and major highways, Willow Creek offers an excellent blend of comfort and convenience in the heart of Watkinsville. PHOTOS & RENDERINGS DISCLAIMER: Photos and/or renderings shown are for illustrative purposes only and are not photographs of the actual home at 3591 Willow Creek Dr. They are provided to give buyers an idea of the floor plan, layout, design, finishes, and potential appearance of the home. Actual home features, finishes, colors, elevations, dimensions, and landscaping may vary. Buyer should verify all information, options, selections, and specifications with the builder/listing agent

3591 Willow Creek Drive, Watkinsville

Listing courtesy of Lennar Realty Inc..

$375,000

4 Beds ⋅ 3 Baths ⋅ 1542453 MLS

Welcome to 222 Carrigan Circle- a beautifully situated home in the Willow Creek subdivision offering space, privacy, and the kind of setting buyers rarely find in a neighborhood this convenient. Tucked away in a quiet cul-de-sac and sitting on a generous 0.61 acre lot, this 4 bedroom, 2.5 bath home offers 2,045 square feet of thoughtfully designed living space with a 2 car garage. The main level is made for everyday living and entertaining, featuring a welcoming living room, convenient half bath, and a spacious kitchen with newer Whirlpool appliances, granite countertops, abundant cabinetry, pantry storage, and a breakfast area overlooking the backyard. The living room's gas log fireplace creates a warm focal point and opens naturally to the screened in porch, an ideal spot for morning coffee, relaxing evenings, or entertaining friends and family. Upstairs, all four bedrooms provide excellent separation from the main living areas. The spacious primary suite features a tray ceiling, large walk-in closet, and an impressive en suite bath with plenty of counter space, storage, and a separate water closet. The secondary bathroom connects to two of the bedrooms upstairs and has also been refreshed with a newer tub/shower insert. The fourth bedroom offers flexibility for guests, an office, playroom, or bonus space. Step outside and discover the real advantage of this property: a large lot with plenty of room to enjoy the outdoors, along with newer deck steps and a screened porch that extend the home's living space. The cul-de-sac setting provides a peaceful neighborhood atmosphere while keeping everyday conveniences within easy reach. Homes offering four bedrooms, a spacious lot, a 2 car garage with built in wood shelving, and a setting like this don't come along every day. Schedule your private showing today and see why 222 Carrigan Circle should be at the top of your list- this one is worth seeing in person!

222 Carrigan Circle, Ringgold

Listing courtesy of Keller Williams Realty.

$636,875

4 Beds ⋅ 3 Baths ⋅ 10833271 MLS

Upstairs, the generous owner's suite provides a private retreat with a spacious walk-in closet and well-appointed owner's bathroom. The home also features three additional bedrooms and full bathrooms, offering plenty of flexibility for family, guests, or a home office. This home features the traditional second-floor layout with the optional owner's retreat, providing additional versatile space within the owner's suite. Luxury finishes and quality craftsmanship are showcased throughout the home. The Fraser floor plan combines functionality, comfort, and style with generously sized living spaces and a practical layout designed for today's lifestyle. Conveniently located near shopping, dining, schools, and major highways, Willow Creek offers an excellent blend of comfort and convenience in the heart of Watkinsville. PHOTOS & RENDERINGS DISCLAIMER: Photos and/or renderings shown are for illustrative purposes only and are not photographs of the actual home at 3591 Willow Creek Dr. They are provided to give buyers an idea of the floor plan, layout, design, finishes, and potential appearance of the home. Actual home features, finishes, colors, elevations, dimensions, and landscaping may vary. Buyer should verify all information, options, selections, and specifications with the builder/listing agent

3531 Willow Creek Drive, Watkinsville

Listing courtesy of Lennar Realty Inc..

$510,000

4 Beds ⋅ 3 Baths ⋅ 1540476 MLS

Tucked along Soddy Creek with sweeping water and mountain views, this custom-built 2,700 sq. ft. home is the kind of property that rarely hits the market. Four bedrooms and 2.5 baths flow through an open, light-filled layout designed for everyday living and effortless entertaining. The gourmet kitchen anchors the space with high-end appliances and generous counter space, while the living area opens directly onto a patio built for outdoor evenings. Out back, a fenced yard with a hot tub creates a private retreat that feels worlds away, yet you're just minutes from everything Soddy-Daisy has to offer. Homes like this don't come around often; schedule your showing before it's gone. Seller is offering to purchase a 1-Year Choice Home Ultimate Package Home Warranty for the Buyer at a cost of $600, including the additional $60 coverage for heating, central air conditioning, and ductwork, for a total warranty cost of $660.

157 Willow Creek Drive, Soddy Daisy

Listing courtesy of EXP Realty, LLC.

$603,150

4 Beds ⋅ 3 Baths ⋅ 10801110 MLS

Welcome to the Bristol, a beautifully designed 4-bedroom, 2.5-bath home with a basement, offering the perfect blend of comfort, style, and functionality. This open-concept floor plan is ideal for modern living, featuring a spacious family room that flows seamlessly into the gourmet kitchen. The kitchen boasts abundant cabinet space, generous countertops, and plenty of room for entertaining. A versatile flex space on the main level provides the perfect spot for a home office, formal dining room, playroom, or hobby area. Upstairs, the luxurious primary suite features an elegant tray ceiling and a spa-inspired bath complete with dual vanities, tile flooring, a spacious tiled walk-in shower, and a convenient linen closet for additional storage. Three secondary bedrooms offer ample space for family and guests. The unfinished basement provides endless possibilities for future expansion, storage, or customization. With thoughtful design and exceptional living space throughout, the Bristol is a home you'll love for years to come.

2800 Willow Creek Drive, Watkinsville

Listing courtesy of Lennar Realty Inc..

$375,000

4 Beds ⋅ 3 Baths ⋅ 10785283 MLS

Beautifully updated 4-Bedroom Home with Huge Fenced Backyard in Desirable Snellville Location! The location of the property is unbeatable. It is situated on a spacious-corner lot with plenty of driveway and fenced-in huge backyard. It is a 4-bedroom, 2.5-bath home. Situated on a spacious lot, this property features an incredible flat, fully fenced backyard-perfect for entertaining, pets, playtime, gardening, or creating your own outdoor oasis. Step inside to discover a bright and inviting floor plan with durable luxury vinyl plank flooring throughout the main level and elegant tile flooring in the kitchen. The updated kitchen is a true centerpiece, showcasing sparkling white cabinetry, granite countertops, ample storage, and plenty of workspace for everyday living and entertaining. The home has been thoughtfully updated with renovated bathrooms throughout, offering modern finishes and a fresh, move-in-ready feel. Upstairs, you'll find four generously sized bedrooms with the only carpeted areas in the home, providing warmth and comfort where it matters most. Additional features include a spacious two-car garage complete with built-in storage cabinets, giving you plenty of room for tools, hobbies, and organization. With its combination of updates, practical living spaces, and a backyard that's hard to find, this home offers exceptional value and versatility. Conveniently located near shopping, dining, parks, and top local amenities, this is an opportunity you won't want to miss.

1591 Willow Bend Way, Snellville

Listing courtesy of Simply Homes ATL.

$399,900

4 Beds ⋅ 3 Baths ⋅ 1535228 MLS

Walking distance to award-winning Graysville Elementary School, this quality-built home offers unbeatable craftsmanship and an exceptional location! Built with solid poured foundation walls, this beautiful 4 bedroom, 2.5 bath home features a 2-car garage on the main level plus a 3rd garage door in the full unfinished basement -- perfect for storage, a workshop, or future expansion possibilities. Inside, you'll find gorgeous hardwood and tile flooring throughout, a spacious great room with a cozy fireplace, formal dining room, and a custom eat-in kitchen designed for both everyday living and entertaining. The luxury primary suite provides a relaxing retreat with plenty of space and comfort. Conveniently located just minutes from East Brainerd, East Ridge, Fort Oglethorpe, and Ringgold, this home combines peaceful neighborhood living with easy access to shopping, dining, and schools.

54 Carrigan Circle, Ringgold

Listing courtesy of Keller Williams Realty.

$319,900

3 Beds ⋅ 2 Baths ⋅ 1516171 MLS

*Now listed under appraised value! Charming 3-Bed, 2-Bath Ranch in Award-Winning Catoosa County School District! Enjoy one-level living with an open-concept living and kitchen area, perfect for entertaining. This home features a spacious back deck for outdoor relaxation, ample storage throughout, and a modern layout designed for comfort and convenience. Nestled in a sought-after community with top-rated schools, this move-in-ready gem is ideal for families or anyone seeking single-story ease. Schedule your showing today!

901 Haggard Road, Ringgold

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.