White Oak Plantation Homes with USDA Loan Terms

White Oak Plantation Homes with USDA Loan Terms

Welcome to White Oak Plantation, a serene and picturesque subdivision nestled in the heart of Ringgold, Georgia, within Catoosa County. This charming community offers a perfect blend of suburban tranquility and modern convenience, making it an ideal choice for families, retirees, and anyone seeking a peaceful lifestyle.

White Oak Plantation is characterized by its beautifully designed homes, which feature a variety of architectural styles to suit diverse tastes. Each residence is thoughtfully situated on spacious lots, allowing for plenty of outdoor space for children to play, gardens to flourish, or simply for you to enjoy the scenic views that surround you. The community is well-maintained, with lush landscaping and friendly neighbors who create a warm and inviting atmosphere.

One of the standout features of White Oak Plantation is its accessibility to USDA loan terms, making homeownership more attainable for many families. The USDA loan program is designed to support those looking to buy in rural areas, providing favorable financing options with zero down payment for eligible buyers. This is a tremendous opportunity for first-time homeowners or those looking to upgrade their living space without the burden of hefty upfront costs.

Living in White Oak Plantation means you’re just a stone’s throw away from Ringgold’s vibrant downtown, where you’ll find delightful shops, restaurants, and community events. The area is also rich in outdoor activities, with parks and trails nearby for hiking, biking, and enjoying nature.

Experience the charm of White Oak Plantation and discover why it’s the perfect place to call home in Georgia’s beautiful Catoosa County!

Newest White Oak Plantation Homes with USDA Loan Terms

$484,900
4 Beds ⋅ 3 Baths ⋅ 1537695 MLS
TWO driveways/entrances with multigenerational living options priced under comps! Situated high on a corner lot directly across the road from the clubhouse and pool, 151 Holly Oak Lane in White Oak Plantation has the best location in the neighborhood. Gleaming hardwoods greet you in the foyer area, inviting you inside to a comfortable open living space with propane fireplace and vaulted ceiling. Granite countertops, state of the art fridge and stainless appliances and open bar area define the kitchen space. The kitchen leads to the upper back porch, which gives you unobstructed views of sunrises and sunsets. The main bedroom is tucked away and private with oversized en suite bath, tray ceiling and walk in closet. The guest bedrooms are situated on the main living level with their own bath. Upstairs is a large finished room over the garage which can be used as a bedroom, office space, quiet retreat or family hideaway. There is also walk in attic space upstairs. The best part? This home has two driveways/entry spaces and garage areas plus a completely separate finished living space downstairs! Almost 900 ft. of finished space adjoins an oversized one car garage, heated and cooled workshop, and bonus storage area with access to the covered lower deck. There is a kitchen and half bath off the family room, no need to go back upstairs for anything! This wonderful home has space for all the family to spread out, yet cozy enough to build new family memories. The community of White Oak offers multiple events throughout the year-community yard sales, seasonal parties for families, chili cook-offs, monthly ladies bunco, food trucks, and much more. The clubhouse can be rented for private events. There is a workout room at the clubhouse as well! Walk right across the street to the community pool-all the benefits of pool ownership with no maintenance! Come to 151 Holly Oak and begin building the foundational memories for the next step in your li

151 Holly Oak Lane, Ringgold

Listing courtesy of Keller Williams Realty.

$390,000
3 Beds ⋅ 2 Baths ⋅ 1534212 MLS
Welcome home to this stunning split-foyer gem nestled in the sought-after gated community of White Oak Plantation! With 2,350 sq ft of beautifully finished living space, this 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and community amenities. Step inside and be greeted by soaring cathedral ceilings and an open floorplan that flows seamlessly from the great room -- complete with a cozy gas log fireplace -- into the eat-in kitchen. The kitchen impresses with rich wood cabinetry, stainless steel appliances, a mosaic tile backsplash, and a pantry, making it as functional as it is beautiful. Hardwood floors, tile, and plush carpet are found throughout, adding warmth and character to every room. The primary suite on the main level is a true retreat, featuring a walk-in closet, whirlpool tub, and a luxurious tub/shower combo. Two additional bedrooms and a second full bath round out the main floor, while the finished basement bonus room offers incredible flexibility -- perfect as a media room, home office, or additional living space. Outside, enjoy warm evenings on the screened porch or expansive deck overlooking a level, gently sloping yard. The attached 2-car garage, rain gutters, insulated windows, and underground utilities add everyday convenience and peace of mind. White Oak Plantation's resort-style community pool and clubhouse is a standout feature. Your own private oasis just steps from your front door. With sidewalks throughout the neighborhood and a gated entrance, this community truly has it all. Zoned for Ringgold schools and just minutes from I-75, this home checks every box. Don't miss your chance to make it yours!

27 Running Oak Drive, Ringgold

Listing courtesy of Keller Williams Realty.

$459,900
3 Beds ⋅ 3 Baths ⋅ 1533917 MLS
NEW CONSTRUCTION!!! MOVE IN READY!!!! Don't miss out on this 3 Bedroom 3 Full Baths and tons of custom features in the Highly Sought After White Oak Plantation Zoned for Ringgold. This home features 2 Bedrooms on the Main with no steps in or out, Brick & Cement Fiber Siding, Approximately 12ft ceilings in the living area, Oversized Argon Gas Insulated Windows, Custom Trim over Doors and Windows, Custom Quartz Throughout, Tons of Crown Molding, Foam Insulation in the Exterior Walls, Custom Beams in Living Room, Custom Stone Fireplace with Shiplap above the Wooden Mantle, Custom Built-ins beside the fireplace with soft close doors and drawers, Custom LVP Flooring, Oversized Pantry, Custom Cabinets in Kitchen with Dovetail Jointed Soft Close Doors and Drawers, Custom Backsplash, Stainless Steel Appliances, Free Standing Range, Oversized Sink, Oversized Laundry Room, Oversized Master with Shiplap Feature Wall, Oversized Master Bath, double vanity, Transoms Window, oversized Custom Tile Shower, Oversized Master Closet, Oversized 2 Car Garage, Wifi Capable Garage Door Opener, Insulated Garage Door, Custom Eyebrow over the Double Car Garage, Oversized Vaulted Back Porch, ALL LED Lights Throughout, Custom LED Exterior Can Lights in the Eaves, Schedule you showing today!!!!

295 Running Oak Drive, Ringgold

Listing courtesy of Nu Vision Realty.

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