Valley Hills Ests Homes with FHA Terms

Valley Hills Ests Homes with FHA Terms

Welcome to Valley Hills Estates, a charming subdivision nestled in the heart of Cleveland, Tennessee, within the picturesque Bradley County. This serene community is an ideal blend of comfort and convenience, offering residents a peaceful suburban lifestyle while being just a stone's throw away from the vibrant local amenities of Cleveland.

Valley Hills Estates boasts a variety of beautifully designed homes, each reflecting modern aesthetics and functionality. Whether you're a first-time homebuyer or looking to settle into your forever home, this neighborhood has something for everyone. The spacious layouts and well-appointed interiors are perfect for family living, providing ample room for relaxation and entertainment.

One of the standout features of Valley Hills Estates is the availability of homes with FHA financing options. This means that first-time buyers and those with limited savings can take advantage of more accessible financing terms, making homeownership within reach. With FHA loans, you can enjoy lower down payments and competitive interest rates, allowing you to invest in your dream home without the financial strain.

The community is surrounded by lush greenery, offering residents opportunities for outdoor activities and leisurely strolls. With nearby parks, schools, and shopping centers, Valley Hills Estates is not just a place to live; it's a place to thrive. Experience the warmth and charm of this delightful subdivision, where your dream home awaits! Come and discover why Valley Hills Estates is the perfect place to call home in Cleveland, TN.

Newest Valley Hills Ests Homes with FHA Terms

$319,000
3 Beds 2 Baths 1535047 MLS
Welcome to 2081 Valley Hills Lane NW - A Charming 3-Bedroom, 2-Bathroom Home in Cleveland, TN! Nestled among majestic old-growth trees on a peaceful street, this inviting single-family home offers the perfect blend of comfort, functionality, and convenience. With 3 bedrooms and 2 bathrooms, this residence is ideal for families, first-time buyers, or anyone seeking a spacious, move-in-ready home in a desirable northwest Cleveland location. Step inside to discover a warm and welcoming living room featuring a cozy gas-log fireplace, perfect for relaxing evenings or holiday gatherings. Just off the living area is a large, open-concept kitchen and dining space that's a true entertainer's dream. The kitchen boasts ample counter space for meal prep, a convenient pantry for storage, and flows seamlessly into the dining area--ideal for family dinners or hosting friends. The laundry room sits right next to the kitchen for ultimate convenience. The spacious master suite is conveniently located on the main level, complete with an ensuite bathroom featuring double sinks and plenty of room to start your day in comfort. Upstairs, you'll find two generously sized bedrooms sharing a full bathroom positioned between them, offering privacy and flexibility for family members, guests, or a home office. Step out onto the screened-in back porch and enjoy the highlight of the home: another gas-log fireplace with a built-in mount above it for your flat-screen TV. Whether you're watching the big game, enjoying morning coffee, or entertaining guests, this covered outdoor space is a year-round favorite. The large backyard is fully fenced with a wooden privacy fence, providing a safe and private space for pets, play, or outdoor relaxation. Additional features include a 2-car garage, high-speed internet availability, and abundant natural light throughout. The home is perfectly situated for everyday living--conveniently close to shopping, restaurants, and with quick access to I-75 for easy commuting. This wonderful property combines classic charm with modern comforts in a tranquil, tree-lined setting. Don't miss your opportunity to make 2081 Valley Hills Lane NW your new home! Call today to schedule your private showing.

2081 Valley Hills Lane NW, Cleveland

Listing courtesy of RE/MAX Experience.

$439,900
3 Beds 3 Baths 1534296 MLS
SPACIOUS HOME • PRIVATE FINISHED LOWER LEVEL • NEW WORKSHOP Space, flexibility, and possibilities all in one property! Welcome to this spacious and versatile home in desirable Valley Hills Estates, offering an exceptional layout with plenty of room for family, guests, hobbies, work, and future possibilities. The main level features 3 bedrooms and 2 full bathrooms, along with a welcoming open-concept living area that provides a comfortable space for everyday living, entertaining, and making memories with family and friends. FULLY FINISHED LOWER LEVEL The fully finished lower level adds incredible versatility to this home, featuring a full kitchen, three separate rooms, and a full bathroom that can be used for guests, family, a home office, recreation space, hobby rooms, or storage. With its own kitchen, full bathroom, and multiple rooms, the lower level gives you the flexibility to use the space in whatever way best fits your lifestyle. NEW 20' x 30' WORKSHOP Step outside and discover a brand-new 20' x 30' workshop with endless possibilities. Whether you need space for hobbies, woodworking, automotive projects, equipment, storage, or a home-based business, this impressive addition gives you the room you've been looking for. 600-SQ.-FT. SPACE ABOVE THE WORKSHOP Above the workshop is an additional 600-square-foot space that has been roughed-in and is ready for your finishing touches. This versatile area offers plenty of possibilities and can be customized to fit your needs, whether you envision a private retreat, guest space, studio, office, hobby area, or additional living space. NEW 12' x 12' STORAGE SHED You'll also appreciate the brand-new storage shed, providing plenty of additional room for lawn equipment, tools, seasonal items, outdoor gear, and more. NEW 10' x 16' BACK DECK Just completed, the new back deck is the perfect place for grilling, entertaining, enjoying your morning coffee, or relaxing outdoors with family and friends. Call for a tour!

2443 NW Valley Hills Trail, Cleveland

Listing courtesy of Real Estate Partners Chattanooga LLC.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.