Somerville Cottages Homes with Rain Gutters Exterior Features

Welcome to Somerville Cottages, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This delightful community offers the perfect blend of modern living and serene surroundings, making it an ideal haven for families, professionals, and retirees alike.

Somerville Cottages boasts a collection of beautifully designed homes, each crafted with care and attention to detail. One standout feature of these homes is the incorporation of rain gutters, which not only enhance the aesthetic appeal but also provide essential protection for your investment. Effective rain gutters channel water away from your home’s foundation, ensuring long-lasting durability and minimizing potential water damage. This thoughtful exterior feature reflects the commitment to quality and functionality that defines the Somerville Cottages experience.

As you stroll through the tree-lined streets of Somerville Cottages, you’ll discover a vibrant community atmosphere. The neighborhood is conveniently located near local parks, shopping centers, and excellent schools, making it easy to enjoy all that Chattanooga has to offer. Whether you're hosting family gatherings in your spacious backyard or enjoying a quiet evening on your porch, you’ll find that Somerville Cottages is designed for both relaxation and entertainment.

Don’t miss your chance to be a part of this enchanting community. Come explore Somerville Cottages, where charming homes meet a welcoming neighborhood, and experience the lifestyle you’ve always dreamed of in beautiful Chattanooga, TN. Your new home awaits!

Newest Somerville Cottages Homes with Rain Gutters Exterior Features

$450,000

4 Beds ⋅ 4 Baths ⋅ 1543128 MLS

Live in one side. Lease the other. Rent both. However you choose to use it, this brand-new duplex creates opportunities that are increasingly rare in today's market. Located in the growing Somerville Cottages community in South Chattanooga, this newly constructed two-unit townhome offers multiple ways to generate income, reduce housing costs, and build equity. Owner-occupants can offset their mortgage by leasing one side while enjoying the benefits of homeownership. Investors can add a turnkey asset to their portfolio in an area experiencing significant growth and strong rental demand. The flexible layout also creates opportunities for multi-generational living, roommates, or shared ownership arrangements. What truly sets this property apart is the combination of income potential and peace of mind. Unlike older duplexes that often require immediate repairs, ongoing maintenance, or costly capital improvements, this property is brand new and backed by a 1/2/10 builder's warranty. That means predictable ownership costs, reduced maintenance concerns, and the ability to focus on maximizing the property's potential rather than budgeting for unexpected expenses. Each unit is thoughtfully finished with quartz countertops, a complete appliance package, luxury vinyl plank flooring throughout, high ceilings, and modern design selections that appeal to today's renters and homeowners alike. Durable materials, efficient floor plans, and cohesive finishes help support long-term rental appeal while minimizing upkeep. South Chattanooga continues to see substantial investment and development, attracting both residents and investors seeking proximity to the city's most popular destinations. Located just minutes from Downtown Chattanooga, Main Street, St. Elmo, Broad Street, Publix, and the new stadium district, this location offers the accessibility, convenience, and lifestyle amenities that help drive consistent housing demand.

3600/3700 Hodley Avenue, Chattanooga

Listing courtesy of Rogue Real Estate Company llc.

$179,700

1 Beds ⋅ 1 Baths ⋅ 1543126 MLS

Brand-new. Move-in ready. Under $180,000. It sounds impossible in today's market, but it's here. At just $179,900, this is the lowest-priced new construction home currently available in Chattanooga, delivering a level of quality and value that's nearly impossible to find. While buyers continue to compete over aging homes, outdated renovations, and flipped properties with unknown histories, this home offers something entirely different--a fresh start with everything brand new, a builder's warranty, and the confidence that comes from knowing you won't be inheriting someone else's deferred maintenance or unexpected repair bills. Why gamble on an older home when you can enjoy the peace of mind that only new construction provides? No wondering when the roof will need replacing. No surprise HVAC failures in the middle of summer. No outdated plumbing or electrical. No expensive appliance replacements just months after moving in. Instead, enjoy the confidence of owning a brand-new home backed by a builder's warranty, allowing you to spend your money making memories instead of making repairs. And don't mistake this price for a builder cutting corners. This home is loaded with upgrades, including durable Hardie siding, quartz countertops, luxury vinyl plank flooring throughout, soaring 9-foot ceilings, abundant natural light, and a thoughtfully designed floor plan that lives larger than its footprint. Every finish was selected with quality, style, and long-term value in mind. Located in the growing Somerville Cottages community, you're just minutes from downtown Chattanooga, St. Elmo, Main Street, Broad Street, Publix, the Riverwalk, and the new Erlanger Stadium. It's a chance to own a brand-new home in an exciting location without stretching your budget.

3605 Hodley Avenue, Chattanooga

Listing courtesy of Rogue Real Estate Company llc.

$249,700

2 Beds ⋅ 2 Baths ⋅ 1540819 MLS

Finding a brand-new DETACHED home in Chattanooga under $250,000 is hard enough. Finding one where construction is just beginning, you still have time to make your own selections, and eligible buyers may qualify for up to $21,000 in down payment assistance*? That's an opportunity worth paying attention to. Priced at $249,700, this brand-new 2-bedroom home in Somerville Cottages offers something increasingly difficult to find: the privacy and independence of a detached home, the confidence of new construction, and an attainable price point just minutes from downtown Chattanooga. Even better, construction is just getting started. Buy early enough and you'll still have the opportunity to select available colors, finishes and personal touches along the way. Rather than moving into someone else's version of a home, you can watch yours come together from the ground up and make it feel like your own before you ever receive the keys. At this price point, buyers are often asked to compromise. An older home may come with an aging roof, HVAC system, outdated finishes and expensive projects waiting around the corner. A quick renovation can leave questions about what was actually updated. Here, everything is new -- from the systems behind the walls to the finishes you see every day -- with the added peace of mind of a builder warranty. Inside, the thoughtful design makes every square foot count. Soaring ceilings, oversized windows and abundant natural light create a bright, open atmosphere, while the open-concept main level provides an inviting space for everyday living and entertaining. The kitchen features quartz countertops, modern cabinetry and stylish finishes that give the home a look and feel well beyond what you might expect at this price. Luxury vinyl plank flooring provides durability and easy maintenance, while two comfortable bedrooms and a beautifully finished full bathroom create a private retreat upstairs. Outside, a welcoming front porch gives you the perfect place for morning coffee, evening conversations or simply enjoying the neighborhood. For qualified buyers, there may be another significant advantage. This home meets the property requirements for the City of Chattanooga's Down Payment Assistance Program, which may provide eligible first-time homebuyers with up to $15,000 in City assistance. When combined with eligible THDA assistance, qualified buyers may be able to receive up to $21,000 in total down payment assistance.* Located in rapidly growing South Chattanooga, Somerville Cottages offers convenient access to downtown, Main Street, St. Elmo, Broad Street, Publix, the Tennessee Riverwalk and Chattanooga's newest stadium, along with restaurants, shopping, recreation and some of the city's most exciting new development. Brand-new. Detached. Two bedrooms. $249,700. The opportunity to make your own selections. And potential down payment assistance for qualified buyers. If you've been waiting for new construction that makes homeownership feel within reach, this is one you don't want to overlook. *Down payment assistance is not guaranteed. Buyer and property must meet applicable City of Chattanooga and/or THDA program requirements. Assistance amounts and availability are subject to program guidelines, funding and final approval. Buyer should verify eligibility and available assistance with a participating lender.

4712 Abraham Street, Chattanooga

Listing courtesy of Rogue Real Estate Company llc.

$192,500

1 Beds ⋅ 1 Baths ⋅ 1540814 MLS

A brand-new detached home in Chattanooga for just $192,500 -- and eligible buyers may qualify for up to $21,000 in down payment assistance.* Opportunities like this simply do not come along often. Construction is now underway on this thoughtfully designed home in Somerville Cottages, giving you the rare chance to buy new at an approachable price while still getting in early enough to make it feel like your own. With estimated completion approximately four months away, there is still time to select available colors, finishes and personal touches before construction progresses. At a time when finding a brand-new detached home under $200,000 in Chattanooga is exceptionally difficult, this is an opportunity worth paying attention to. And the value goes well beyond the price. New construction means no aging roof waiting to be replaced, no outdated HVAC system, and no list of deferred maintenance projects greeting you after closing. Instead, you get the confidence of a newly built home, modern materials and systems, and the added peace of mind of a builder warranty. Inside, Somerville Cottages delivers the features buyers want most, including quartz countertops, 9-foot ceilings, abundant natural light and an open-concept floor plan thoughtfully designed to make the most of every square foot. The result is a home that feels bright, modern and comfortable without paying for space you don't need. For qualified buyers, the opportunity may be even more compelling. This home meets the property requirements for the City of Chattanooga's Down Payment Assistance Program, which may provide eligible first-time homebuyers with up to $15,000 in City assistance. When combined with eligible THDA assistance, qualified buyers may be able to receive up to $21,000 in total down payment assistance.* Somerville Cottages is located in rapidly growing South Chattanooga, just minutes from downtown, Main Street, St. Elmo, Broad Street, Publix, the Tennessee Riverwalk and Chattanooga's newest stadium. Restaurants, shopping, recreation and many of the city's most exciting new developments are all within easy reach. Whether you're purchasing your first home, downsizing, or simply looking for an exceptional value, this is a chance to own something increasingly difficult to find in Chattanooga: a brand-new, detached home at an attainable price -- with the opportunity to personalize it before it's finished. *Down payment assistance is not guaranteed. Buyer and property must meet applicable City of Chattanooga and/or THDA program requirements. Assistance amounts and availability are subject to program guidelines, funding and final approval. Buyer should verify eligibility and available assistance with a participating lender.

3629 Hodley Avenue 17, Chattanooga

Listing courtesy of Rogue Real Estate Company llc.

$349,000

3 Beds ⋅ 3 Baths ⋅ 1538785 MLS

New price. New opportunity. At just $349,000, the final completed 3-bedroom home in Somerville Cottages delivers something that's becoming increasingly difficult to find--a brand-new detached home just minutes from downtown Chattanooga with three full bathrooms, a flexible floor plan, and room to live the way you want. While so much of today's new construction near downtown has shifted toward narrow three-story townhomes, this home offers a refreshing alternative. Thoughtfully designed with comfort and flexibility in mind, it features a spacious main-level bedroom and full bath that can easily serve as a primary suite, guest retreat, home office, or multigenerational living space. Upstairs, two additional bedrooms each enjoy access to their own full bathroom, creating privacy and convenience for family and guests. The open-concept living spaces are filled with natural light and designed for everyday life, with a seamless flow between the kitchen, dining, and living areas that makes entertaining feel effortless. An oversized front porch extends your living space outdoors and reflects the welcoming, front-porch lifestyle that makes Somerville Cottages unlike any other community in the area. Location only adds to the appeal. Just minutes from downtown Chattanooga, St. Elmo, the Tennessee Riverwalk, the South Broad District, shopping, dining, and outdoor recreation, you'll enjoy the convenience of being close to everything while coming home to a neighborhood intentionally designed around connection and walkability. With limited-time pricing of just $349,000, this is the final completed 3-bedroom opportunity in Somerville Cottages. If you've been waiting for a move-in ready new home that offers the privacy of detached living, the flexibility of three full bathrooms, and exceptional value in one of Chattanooga's fastest-growing areas, now is the time to see it for yourself.

5245 Abram Street, Chattanooga

Listing courtesy of Rogue Real Estate Company llc.

$268,900

2 Beds ⋅ 3 Baths ⋅ 1538781 MLS

Some homes look good on paper. This is the kind of home that makes sense the moment you walk through the door. Thoughtfully designed, incredibly functional, and surprisingly spacious, this 2-bedroom, 2.5-bath home offers one of the most livable floor plans in Somerville Cottages--with two true bedroom suites, private bathrooms, flexible living space, and the kind of layout that adapts to the way you actually live. From the moment you enter, the difference is clear. High ceilings on both levels, abundant natural light, and a smart use of space create an open, comfortable feel throughout the home. The main level was designed for everyday living, with a beautifully finished kitchen that flows naturally into the living area--perfect for quiet mornings, casual dinners, or entertaining friends without feeling separated from the action. One of the standout features of this floor plan is the upstairs layout. Each bedroom offers its own private full bathroom, creating two true suites that provide incredible flexibility. Whether you need a private guest retreat, a dedicated home office space, a roommate-friendly layout, or simply appreciate having your own space, this design delivers options that many homes at this price point cannot. And the living space doesn't stop inside. The covered front and rear porches extend your home outdoors, giving you the perfect places to enjoy your morning coffee, unwind after a long day, or gather with friends. These are the details that turn a house into a home. Quality comes standard throughout with features buyers are looking for, including quartz countertops, luxury vinyl plank flooring, durable Hardie siding, modern finishes, and the confidence of new construction backed by a builder's warranty. No guessing what needs to be repaired, no unexpected projects waiting after move-in--just a beautiful, completed home ready for its next owner. Beyond your front door, Somerville Cottages offers something increasingly rare in new construction: a true neighborhood feel. Designed as a pocket community with charming cottage-style homes, welcoming front porches, shared green spaces, and a layout that encourages connection, it creates a sense of place that feels established from day one. Located just minutes from Main Street, St. Elmo, downtown Chattanooga, the South Broad District, the Riverwalk, and the new Lookouts Stadium, Somerville Cottages places you close to the best of Chattanooga while offering a neighborhood atmosphere that's hard to find. This is a floor plan that truly needs to be experienced in person to appreciate. The combination of thoughtful design, private bedroom suites, indoor and outdoor living spaces, and exceptional value makes this one of the most versatile homes available. Schedule your tour today and see why this plan stands out.

2981 Hodley Avenue, Chattanooga

Listing courtesy of Rogue Real Estate Company llc.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.