Somerset Homes with FHA Terms

Welcome to Somerset, a picturesque subdivision nestled in the heart of Georgia, where Southern charm meets modern living. This vibrant community is designed for those who appreciate a blend of tranquility and convenience, making it an ideal choice for families, retirees, and everyone in between.

Somerset boasts a variety of beautifully crafted homes that cater to diverse lifestyles and preferences. Each residence is thoughtfully designed, featuring spacious layouts, modern amenities, and lush landscaping that enhances the overall aesthetic of the neighborhood. With homes available under FHA financing terms, Somerset is an excellent option for first-time homebuyers and those seeking affordable yet stylish living. This financing option opens the door to homeownership, allowing you to invest in your future while enjoying the comforts of a welcoming community.

Residents of Somerset enjoy easy access to local parks, recreational facilities, and top-rated schools, ensuring that families have everything they need right at their fingertips. The neighborhood is also conveniently located near shopping centers, dining options, and major highways, making commutes and weekend outings a breeze.

What truly sets Somerset apart is its strong sense of community. Neighbors become friends, and community events foster connections that make this subdivision feel like home. Whether you’re taking a leisurely stroll through the tree-lined streets, enjoying a picnic at the park, or participating in local gatherings, you’ll find a warm and inviting atmosphere that makes Somerset a place you’ll be proud to call home.

Explore the charm of Somerset today, and discover the perfect place to create lasting memories!

Newest Somerset Homes with FHA Terms

$290,000

4 Beds ⋅ 3 Baths ⋅ 10846707 MLS

Quick Sale! This spacious 4bedroom, 3bath home is truly move-in ready and perfect for buyers seeking value, convenience, and immediate occupancy. Featuring a functional layout Hardwood floors, updated Bathrooms,generous bedroom sizes, and great natural light throughout, this home offers comfort and flexibility for families, guests, or multi-generational living. Enjoy a well kept interior, a bright kitchen, and inviting living spaces that make this home easy to love from day one. The property is SOLD AS-IS with NO DISCLOSURE! and priced for a quick sale, giving buyers an incredible opportunity to secure a solid home at a great value. Don't miss this one - schedule your showing today.

215 Somerset Drive, Covington

Listing courtesy of Premier 25 Realty, LLC.

$465,000

4 Beds ⋅ 3 Baths ⋅ 1541240 MLS

This beautiful Craftsman-Style well maintained 4 bedroom, 3 bath home offers the perfect combination of thoughtful DESIGN, wonderful indoor and outdoor living spaces and an incredibly CONVENIENT location. This beautiful home has incredible ARCHITECTURAL details that immediately stand out. Specialty ceilings throughout include soaring COFFERED ceilings in the great room and TREY ceilings add character to the Primary suite. Incredible moldings on the feature wall in the 2nd main level bedroom offer great contrast and warmth. HARDWOOD and TILE flooring flow throughout. Primary suite on MAIN LEVEL features a MODERN primary bathroom and HUGE WALK-IN CLOSET. Split bedroom plan with 2nd and 3rd bedroom, along with 2nd FULL BATH, also located on main level. The spacious kitchen has STAINLESS appliances and tons of cabinetry including a good size pantry and designated dining area. Just off the kitchen you have a highlight of this home, a large SCREENED PORCH, creating the perfect place for morning coffee, outdoor dining, entertaining, watching the games or relaxing while enjoying the beautiful FENCED backyard. Incredible LANDSCAPING in both the front and back yards gives the property wonderful curb appeal and adds to the ambience of the lot. Upstairs, you have a versatile BONUS ROOM that provides even more living space and can easily function as a second PRIMARY SUITE, guest suite, media room or HOME OFFICE. Complete with its own full bath and WALK-IN CLOSET, this space offers wonderful flexibility for guests or multi-generational living. Lots of STORAGE throughout the home provides plenty of space to keep everything organized and tucked away. Situated in an established neighborhood, in a great school zone, this home offers easy access to I-75, Costco, shopping, dining, and the HISTORIC Chickamauga Battlefield, which offers walking, running, cycling, horseback-riding opportunities, picnic areas and miles of trails! This home is less than 20 MINUTES from Downtown Chattanooga and all that it has to offer. Close proximity to Ft. Oglethorpe and Battlefield Parkway's extensive RETAIL AND DINING as well. 604 Kailors Cove offers it all in a walkable neighborhood in a central location. Book your private tour of this special home today!

604 Kailors Cove Circle, Ringgold

Listing courtesy of Keller Williams Realty.

$356,000

4 Beds ⋅ 2 Baths ⋅ 1536120 MLS

Current Buyer has a 48 hour right of first refusal. CONTRACTOR CREW JUST FINISHED $24,000 IN UPDATES, RENOVATION, IMPROVEMENTS AND REPAIRS AND LARGE PRICE REDUCTION ON THIS BEAUTIIFUL COLONIAL. Are you looking for a very affordable way to get into some of the very best schools in all of Georgia? Do you need a beautiful family home in one of North Georgia's best neighborhoods...Somerset? This property has almost all the bells and whistles that any Buyer would want, including beautiful granite countertops and kitchen cabinets and brand new carpeting throughout! Home is priced for a quick sale so schedule your showing today...

178 Kailors Cove Circle, Ringgold

Listing courtesy of Keller Williams Realty.

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.