Saddle Ridge Homes with FHA Terms

Saddle Ridge Homes with FHA Terms

Welcome to Saddle Ridge, a picturesque subdivision nestled in the heart of Georgia, where modern living meets Southern charm. This vibrant community is designed for those who appreciate the perfect blend of tranquility and convenience, making it an ideal choice for families, retirees, and everyone in between.

Saddle Ridge boasts a diverse selection of homes, each reflecting contemporary design and quality craftsmanship. With an array of options available, you’ll find everything from cozy single-family homes to spacious residences perfect for entertaining. The community is known for its well-maintained streets, lush green spaces, and friendly atmosphere, encouraging a strong sense of belonging among residents.

One of the standout features of Saddle Ridge is its accessibility to FHA financing terms, making homeownership more attainable for many buyers. The Federal Housing Administration (FHA) offers flexible lending options, allowing you to secure a mortgage with lower down payments and competitive interest rates. This means that your dream home in this idyllic neighborhood could be closer than you think!

In addition to its beautiful homes, Saddle Ridge is conveniently located near shopping, dining, and recreational facilities. Families will appreciate the proximity to top-rated schools, parks, and community amenities that foster an active lifestyle. Whether you enjoy a leisurely stroll through the neighborhood or participating in community events, Saddle Ridge has something for everyone.

Discover the charm and comfort of Saddle Ridge today, where your dream home awaits in a community that feels like family!

Newest Saddle Ridge Homes with FHA Terms

$299,900
4 Beds ⋅ 3 Baths ⋅ 10815744 MLS
Move-in ready this September! The Coleman plan by Smith Douglas Homes in Saddle Ridge offers a spacious, functional layout with modern upgrades throughout. A welcoming foyer greets you and opens to a classic, traditional floor plan featuring a flex space on the main level with interior French doors which can serve as an office or dining room! The warm and inviting family room includes a contemporary, floating fireplace acting as the centerpiece for the main level and offers direct access to a covered rear patio, creating the ideal setting for indoor-outdoor living. The chef-inspired kitchen is thoughtfully upgraded with stainless steel appliances, granite countertops, elegant cabinetry and a center kitchen island perfect for meal prep and casual dining. Luxury vinyl plank flooring extends throughout the main level, adding both durability and modern appeal. The windows in the family room flood the space with abundant natural light, creating a bright and welcoming atmosphere. Upstairs you'll find a generously sized primary suite featuring a spa-like bathroom with separate garden tub and shower and a spacious walk-in closet. Three additional secondary bedrooms provide ample space for family, guests, or a home office and share a well-appointed hall bath. Enjoy the added benefit of 9-foot ceilings throughout the home, enhancing the open and airy feel. Located in Saddle Ridge, this home offers access to future resort-style amenities, including a community swimming pool and cabana-perfect for relaxation and recreation. Beautiful community surrounded by farmland but only three miles to I-75, this home combines location, lifestyle, and value. Photos are representative of the floor plan and not the actual home. Do not miss out on the AMAZING Seller incentives available!

139 Shire Loop, Calhoun

Listing courtesy of SDC Realty.

$334,990
4 Beds ⋅ 3 Baths ⋅ 10809974 MLS
Move-in Ready! The McGinnis plan by Smith Douglas Homes. This top-selling two-story home on an UNFINISHED BASEMENT welcomes you with a wide entry foyer that leads into a bright, open-concept layout. The spacious kitchen and family room are positioned at the rear of the home, offering seamless flow to the covered deck. The kitchen features stainless steel appliances, a large center island, upgraded cabinetry, and elegant quartz countertops. The family room includes a sleek modern linear fireplace for a stylish focal point. The main level also offers a designated office with interior French doors along with luxury vinyl plank flooring throughout the entire first floor. Upstairs, the primary suite sits at the back of the home and includes an oversized walk-in closet and a spa-inspired bath with an extra-large tiled shower and separate linen closet. Three generously sized secondary bedrooms, each with its own walk-in closet, plus an open loft and roomy laundry area complete the second floor. Additional upgraded windows were added in both the breakfast nook and family room to enhance natural light. This home sits on a FULL, UNFINISHED WALK-OUT DAYLIGHT BASEMENT with interior and exterior access and is already plumbed for a future bath, offering endless possibilities for expansion. Large 10x20 Patio off the basement. Enjoy nine-foot ceilings on both levels! Seller incentives with use of preferred lender. Photos representative of plan not of home. Current price reflects partial seller incentive toward "HALF-OFF BASEMENT" with use of preferred lender. Don't miss this opportunity for new construction, functional design, expandable square footage!

219 Shire Loop, Calhoun

Listing courtesy of SDC Realty.

$339,990
4 Beds ⋅ 3 Baths ⋅ 10807136 MLS
Move in Ready September! The James plan by Smith Douglas Homes located in Saddle Ridge! Step into this beautifully designed home featuring durable and stylish luxury vinyl flooring throughout the main level. The heart of the home is a chef-inspired kitchen, complete with upgraded cabinetry including 42" upper cabinets for ample storage, sleek quartz countertops, a large single-bowl sink, a spacious center island, and a convenient butler's pantry-perfect for both everyday living and entertaining. The inviting, open family room creates the perfect space to unwind, while the rear patio extends your living area outdoors for year-round enjoyment. Additional windows in the breakfast area and dining room fill the home with natural light, enhancing its warm and welcoming atmosphere. A main-level bedroom and full bath provide flexibility for guests, a home office, or multi-generational living. Upstairs, retreat to the luxurious primary suite featuring a separate sitting area. The primary bath includes an oversized closet, two separate linen closets for ample storage and a large walk-in shower with stylish tile finishes. An open iron railing on both levels add a modern touch and enhance the home's open feel. Enjoy a low HOA fee along with community amenities such as a swimming pool and playground-conveniently located just a short distance from the home. Seller incentive with use of preferred lender Pictures representative of plan being built not of actual home.

124 Shire Loop, Calhoun

Listing courtesy of SDC Realty.

$324,900
4 Beds ⋅ 3 Baths ⋅ 10772007 MLS
Move in Ready July! The Harrington Plan in The Saddle Ridge community by Smith Douglas Homes. Exquisite two-story plan with a welcoming wide entry leading to an open living concept, perfect for entertaining. The kitchen, family room and its gorgeous fireplace live to the rear of the home with convenient access to the yard and covered patio from the kitchen area. Dream kitchen with upgraded 42" upper cabinets, granite countertops and a convenient mud room right off the garage entry. Upgraded Vinyl Plank floors throughout the main living area. Office with interior French doors on main level. Upstairs, you'll be amazed at the spacious primary suite with an ideal, his and her closet and dreamy primary bath including an extra-large shower and separate linen closet. Three secondary bedrooms, a laundry room and another full bath complete the second story. Both stories have nine ft ceiling heights! Beautiful community just 3 miles from I-75/Buckey's exit, surrounded by farmland. Seller incentives with use of preferred lender. Photos representative of plan not of actual home.

106 Shire Loop, Calhoun

Listing courtesy of SDC Realty.

$319,900
4 Beds ⋅ 3 Baths ⋅ 10715271 MLS
Move-in Ready September! The McGinnis plan in the highly sought-after Saddle Ridge community, built by Smith Douglas Homes-a beautiful swim community designed for comfort, convenience, and modern living. This top-selling two-story home welcomes you with a wide entry foyer that leads into a bright, open-concept layout. The spacious kitchen and family room are positioned at the rear of the home, offering seamless flow to the covered patio. The kitchen features stainless steel appliances, a large center island, upgraded cabinetry, and elegant quartz countertops. The family room includes a sleek modern linear fireplace for a stylish focal point. The main level also offers a designated office with interior French doors-perfect for remote work-along with luxury vinyl plank flooring throughout the entire first floor. Upstairs, the private Owner's Suite sits at the back of the home and includes an oversized walk-in closet and a spa-inspired bath with an extra-large shower and separate linen closet. Three generously sized secondary bedrooms, each with its own walk-in closet, plus an open loft and roomy laundry area complete the second floor. Additional upgraded windows were added in both the breakfast nook and family room to enhance natural light. Enjoy nine-foot ceilings on both levels and take advantage of the community's LOW HOA fees. Stunning new construction in a prime location-don't miss this opportunity! Seller incentives with use of preferred lender. Photos representative of plan not of home.

109 Shire Loop, Calhoun

Listing courtesy of SDC Realty.

$599,900
4 Beds ⋅ 2 Baths ⋅ 10559429 MLS
BIG BEAUTIFUL LOG HOME with over 5,400 sq ft of rustic luxury, including a full unfinished basement offering endless expansion potential. This 4BR/2.5BA home showcases a dramatic open great room with exposed wood beams, oak floors, and a wood-burning fireplace with gas starter-perfect for cozy mountain living.The chef's kitchen is built for entertaining with an oversized central island featuring a propane cooktop, wall oven, microwave, dishwasher, and refrigerator. A built-in desk/workstation adds convenience for daily living or remote work.The main level includes two bedrooms, including a spacious primary suite with a jetted tub, separate shower, double vanity, bayed window, and a large walk-in closet. A generous mudroom provides extensive cabinetry and storage.Upstairs, a loft overlooks the great room and dining area, complemented by two vaulted-ceiling bedrooms with exposed beams and a full bath.The full basement is stubbed, rough-wired, plumbed for a full bath, and includes 2-car parking-ready to finish for additional living space, guest suite, or recreation area. Enjoy the expansive 3/4 wraparound covered porch with multiple seating areas, a gentle 2-acre wooded lot, fire pit area, and wood storage shed. Located just minutes from the boat ramp on Lake Nottely and approximately 10 miles from town-offering the perfect blend of privacy, space, and convenience.

84 Saddle Ridge Court, Blairsville

Listing courtesy of RE/MAX Town & Country.

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