Ridgewood Acres Homes with FHA Terms

Welcome to Ridgewood Acres, a hidden gem nestled in the heart of Chattanooga, Tennessee. This charming subdivision offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, retirees, and everyone in between. With its picturesque streets lined with mature trees and beautifully maintained homes, Ridgewood Acres is a community where neighbors become friends and memories are made.

The homes in Ridgewood Acres boast a variety of architectural styles, each exuding character and warmth. From cozy single-family residences to spacious family homes, there’s something for everyone in this delightful neighborhood. One of the standout features of Ridgewood Acres is the accessibility of FHA financing terms, making homeownership more attainable for first-time buyers and those looking to invest in their future. This means that you can secure a home with lower down payment options, opening the door to a vibrant community without the financial strain.

Living in Ridgewood Acres means enjoying the best of Chattanooga. With its close proximity to local parks, shopping centers, and top-rated schools, residents have everything they need right at their fingertips. Outdoor enthusiasts will appreciate the nearby hiking trails and scenic views, while food lovers will delight in the eclectic dining scene that Chattanooga has to offer.

If you’re looking for a welcoming community with beautiful homes and convenient amenities, Ridgewood Acres is the perfect place to call home. Discover the charm of this enchanting subdivision and take the first step toward your dream home today!

Newest Ridgewood Acres Homes with FHA Terms

$325,000

4 Beds ⋅ 3 Baths ⋅ 1541507 MLS

Welcome to this beautifully renovated 4-bedroom, 2.5-bath home offering a fresh, modern feel from top to bottom. Thoughtfully updated throughout, this home combines classic character with the finishes and functionality today's buyers are looking for. Step inside to find fresh paint, updated flooring, modern lighting and a bright, inviting interior. The renovated kitchen features updated cabinetry, countertops, stainless steel appliances and contemporary finishes, creating a stylish and functional space for everyday living. The bathrooms have also been beautifully updated with modern fixtures and finishes. The main level offers comfortable living and dining spaces along with three bedrooms, while the finished basement provides additional living space, a fourth bedroom, full bathroom and laundry area--perfect for guests, a home office, recreation space or added privacy. Outside, enjoy a spacious, level backyard with plenty of room for entertaining, gardening, pets or play, along with a storage building for added convenience. A covered carport and generous driveway provide plenty of off-street parking. Located in an established Chattanooga neighborhood with convenient access to downtown, shopping, dining and major roadways, this move-in-ready home offers the updates buyers want in a location that keeps you close to everything. With the renovations already complete, all that's left to do is move in and make it your own.

2900 Siener Lane, Chattanooga

Listing courtesy of Berkshire Hathaway HomeServices J Douglas Properties.

$173,500

3 Beds ⋅ 1 Baths ⋅ 1538703 MLS

Unlock the potential of this 3-bedroom, 1-bath home situated on a spacious 0.30-acre lot in Chattanooga. Whether you're a first-time investor or looking to expand your real estate portfolio, this property offers exceptional opportunity. The oversized lot provides ample space for future possibilities, including the potential for an Accessory Dwelling Unit (ADU) or separate residence with access from the rear street (buyer to verify all zoning and building requirements). With its versatile layout and investment potential, this property is ideal as a rental, renovation project, or value-add investment. Conveniently located near shopping, dining, schools, and major roadways, this is a rare opportunity to secure a property with room to grow. Don't miss your chance to explore the possibilities--schedule your showing today!

1720 Cambridge Drive, Chattanooga

Listing courtesy of Berkshire Hathaway HomeServices J Douglas Properties.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.