Prairie Pass Homes with FHA Terms

Prairie Pass Homes with FHA Terms

Welcome to Prairie Pass, a charming subdivision nestled in the heart of Apison, Tennessee, within the picturesque Hamilton County. This delightful community offers a perfect blend of serene suburban living and convenient access to urban amenities, making it an ideal choice for families, first-time homebuyers, and those seeking a peaceful retreat.

Prairie Pass features a variety of beautifully designed homes that cater to diverse tastes and lifestyles. Each residence is thoughtfully constructed with modern finishes and spacious layouts, ensuring comfort and style for every homeowner. With homes available under FHA terms, Prairie Pass stands out as an accessible option for buyers looking to secure their dream home without the burden of hefty down payments. The FHA financing option allows for lower credit score requirements and more flexible terms, making homeownership attainable for many.

Residents of Prairie Pass enjoy a vibrant community atmosphere, complete with lush green spaces and well-maintained parks perfect for outdoor activities. Families will appreciate the proximity to quality schools and recreational facilities, while nature enthusiasts can explore the nearby hiking trails and scenic landscapes that Hamilton County has to offer.

With its friendly neighbors and welcoming environment, Prairie Pass is more than just a place to live; it’s a community where you can create lasting memories. Discover the charm of Apison and experience the warmth of Prairie Pass—your new home awaits! Whether you’re looking to settle down or invest in your future, this subdivision is the perfect place to start your journey.

Newest Prairie Pass Homes with FHA Terms

$665,000
5 Beds ⋅ 5 Baths ⋅ 1539732 MLS
Welcome home to 3387 Grassy Fields Ln! Nestled in a family centric neighborhood in Apison, TN, this stunning home is ready to catch your eye. Boasting five bedrooms, plus an extra bonus space that could easily be a sixth bedroom, and four and a half bathrooms, this is the type of home that meets every need on purpose - because that's the way it was designed. Completed in 2023, this Trust-built home includes numerous upgrades, plus a couple key layout changes that make the home functional, cohesive, and livable. This home also features brand new wide wood-textured luxury vinyl plank flooring, which is just one more upgrade that makes this home stand out. The front facade features a classic design with a large yard and a home site inside of the cul-de-sac. This two story home with dark accents, a wide covered front porch and gabled roofs pulls you in from the first moment you drive up. Inside the front door, the home opens into a wide foyer. The ample amount of natural light from the long windows, the light colored wide plank flooring and the semi-open concept plan are all showstoppers in their own right. A large dining area sits on the right side of the first floor. Both wide and long, this space is perfect for a large family, or simply someone that loves to host big gatherings for all kinds of special occasions. An office sits on the right side of the front entry, set behind double french doors, which let in even more natural light. The main living area sits toward the back of the home. Open and spacious, the stone fireplace grounds the space and is flanked on both sides by beautiful custom shelving. The coffered ceiling and long wall of windows continue to tell the story of a home that is curated and comfortable. The main living area is completely open to the gorgeous kitchen, which features quartz countertops, a beautiful tile backsplash, an oversized 36" Fridigaire gas range, a stately vent hood, custom cabinetry, stainless appliances, and an eat-in area that is large and open, with the ability to accommodate a big family, or simply a large crowd! Just beyond the kitchen, there is a large pantry, the door to the garage, a half bath, which is tucked away from the main living area, but still accessible to your guests, and a mother-in-law suite on the main floor which features a large room, and a good sized full bathroom with granite countertops. Upstairs, this home features two spaces that are extraordinary and unique. The homeowners have created a dedicated home theatre room. This space could easily serve as a sixth bedroom, a craft area, a homeschool room, or a teen rec area. The possibilities are endless. The primary suite is adjacent to the theatre room. This room is large and spacious without feeling empty and cavernous. The sellers also chose to close off the optional seating area you may find in other home plans like this one, and instead combine that space with the master closet. That resulted in an oversized primary closet with an incredible amount of space and options for storage. The primary bathroom is another stunning feature of the home. More quartz countertops, a soaking tub, a beautiful walk in shower with a frameless glass enclosure, and even more storage! Three more bedrooms are also located on the upper level. Two bedrooms share a Jack and Jill bathroom, and there is one more full bath located upstairs as well. Across from the flex space/theater room at the top of the steps, there is also a spacious landing area, which can be used for an extra sitting area, a home office, a reading nook, or a kids play area, which is how the sellers currently use it. Outside, the home sits on a generously sized lots and the potential use of that space is limitless. This home was carefully designed and has been meticulously cared for. A home with this many options is hard to come by at this price point, and is waiting on you to make it your own!

3387 Grassy Fields Lane, Apison

Listing courtesy of Keller Williams Realty.

$489,000
4 Beds ⋅ 3 Baths ⋅ 1537120 MLS
Welcome to Prairie Pass, one of Apison's most exciting and fast growing communities. Prairie Pass offers the perfect balance of small-town charm, modern conveniences, and access to everything Chattanooga has to offer. This beautifully designed 4-bedroom, 3-bath residence showcases quality craftsmanship, upgraded finishes, and a highly functional floor plan. The impressive great room features soaring 13-foot coffered ceilings and a floor-to-ceiling stacked stone fireplace with a gas log starter, creating a warm and inviting focal point for gathering and entertaining. The kitchen features a spacious island with granite countertops, white cabinetry, and double ovens, providing style and functionality for everyday living and entertaining. The seller has improved the outdoor living space by screening in the back porch, installing a fenced backyard, and adding a custom fire pit. An irrigation system with front and backyard sprinklers helps keep the landscaping looking its best with ease. This home is currently zoned for the highly rated Apison Elementary and East Hamilton Middle and High schools. The seller has enjoyed raising his family in this community with its welcoming atmosphere and family-friendly environment, the neighborhood has provided a wonderful place for children to play, make friends and grow together. Ideally located just steps from the community pool and clubhouse, this home offers the perfect combination of comfort, convenience, and neighborhood amenities. Spacious living areas, well-appointed bedrooms and thoughtful design details make this a standout opportunity in one of Apison's most desirable communities. This home was built by G. T. Issa.

11031 Prairie Lake Drive, Apison

Listing courtesy of Coldwell Banker Pryor Realty.

$529,000
4 Beds ⋅ 3 Baths ⋅ 20263133 MLS
MOTIVATED SELLER! Huge price change! From the time you step on the front porch, you will realize this home is special - not only is it meticulously cared for and with room for the entire family; it comes with a Vivint Smart Home system that connects everything - smart locks, door/window sensors, smart thermostats, indoor/outdoor cameras and an advanced doorbell camera. With 4 bedrooms and 3 full baths--including a convenient main-level guest bedroom or home office and a full bath on the main level. This home blends thoughtful design with modern functionality. Step inside to an airy, open floor plan anchored by an inviting fireplace, built-in bookcases and elegant coffered ceilings that add depth and character to the main living space. The kitchen, dining, and living areas flow seamlessly, creating an ideal setting for gatherings and easy entertaining. You will appreciate the extra touches throughout the home - board-and-batten ceilings on the front and rear porches, the window seat in the dining room, the stainless hood above the 5-burner gas cooktop, the oversized kitchen and the extra large pantry. Upstairs, you'll find generously sized bedrooms with HUGE closets that make storage effortless. Every space feels intentional, well-proportioned, and inviting. Out back, a soothing covered porch offers the perfect retreat for morning coffee or unwinding at the end of the day--quiet, private, and designed for relaxation. The fenced yard is perfect for little ones to play or pets to roam. Located in a wonderful neighborhood with a community pool known for its charm and community feel, this home delivers the full package: modern construction, beautiful finishes, and a layout that truly lives well. Make your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

1778 Gable Green Drive, Apison

Listing courtesy of Coldwell Banker Pryor Realty- Chattanooga.

$529,000
4 Beds ⋅ 3 Baths ⋅ 1536937 MLS
MOTIVATED SELLER! huge Price Change! From the time you step on the front porch, you will realize this home is special - not only is it meticulously cared for and with room for the entire family; it comes with a Vivint Smart Home system that connects everything - smart locks, door/window sensors, smart thermostats, indoor/outdoor cameras and an advanced doorbell camera. With 4 bedrooms and 3 full baths--including a convenient main-level guest bedroom or home office and a full bath on the main level, this home blends thoughtful design with modern functionality. Step inside to an airy, open floor plan anchored by an inviting fireplace, built-in bookcases and elegant coffered ceilings that add depth and character to the main living space. The kitchen, dining, and living areas flow seamlessly, creating an ideal setting for gatherings and easy entertaining. You will appreciate the extra touches throughout the home - board-and-batten ceilings on the front and rear porches, the window seat in the dining room, the stainless hood above the 5-burner gas cooktop, the oversized kitchen and the extra large pantry. Upstairs, you'll find generously sized bedrooms with HUGE closets that make storage effortless. Every space feels intentional, well-proportioned, and inviting. Out back, a soothing covered porch offers the perfect retreat for morning coffee or unwinding at the end of the day--quiet, private, and designed for relaxation. The fenced yard is perfect for little ones to play or pets to roam. Located in a wonderful neighborhood with a community pool known for its charm and community feel, this home delivers the full package: modern construction, beautiful finishes, and a layout that truly lives well. Make your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

1778 Gable Green Drive, Apison

Listing courtesy of Coldwell Banker Pryor Realty.

$645,888
5 Beds ⋅ 4 Baths ⋅ 1535620 MLS
LARGEST FLOORPLAN IN PRAIRIE PASS -- LOWEST $/SQFT ON THE STREET -- JUST ~$140/SQFT VS. $153-$180/SQFT FOR OTHER ACTIVE LISTINGS. SHOWINGS AVAILABLE NOW -- BY APPOINTMENT ONLY. 4,622 sqft, 5BR/4BA, mountain views. Main: office, formal dining, breakfast room, eat-in kitchen w/ granite counters, walk-in pantry, double oven + wall oven, tankless water heater, gas-log fireplace in family room, hardwood throughout. Owner's suite: his/hers walk-in closets, double vanity, soaking tub, separate shower, sitting area. Upstairs: oversized bonus/media room, loft, Jack-and-Jill bath + private en-suite BR. Built-in sound system, high ceilings, coffered ceilings, ENERGY STAR windows, dual-zone HVAC. Covered front + rear porches, deck, community pool. 2-car attached garage. East Hamilton HS.

3330 Grassy Fields Lane, Apison

Listing courtesy of Flynn Realty.

$569,900
4 Beds ⋅ 3 Baths ⋅ 1535584 MLS
This house comes with a REDUCED RATE as low as 5.875% (APR 6.404%) as of 07/20/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Beautifully designed and built home by the well-respected Waters-Holland homebuilders (with their signature curved roofline) in 2017 and located in the very lovely Prairie Pass community in Apison, Tennessee. This spacious home features 4-bedrooms and 2.5-bathrooms you have the perfect combination of modern style, functional space, with the comfort of newer built home. Inside, you'll find an open-concept layout with real hardwood flooring throughout the main level, creating a warm and inviting atmosphere that is ideal for both entertaining and daily living. The spacious living room flows into the kitchen making entertaining very seamless and a separate dining area to enjoy family meals. With perfectly sized primary suite on the main level, you have your own private retreat. Upstairs, the three additional bedrooms and a centrally located full bathroom provide flexibility for guests, a home office (or two), or plenty of space for a growing family. Add to this a large double-car garage, a covered back deck, and sweeping views of the natural beauty of the area from your front porch, this provides the full package for enjoying the quiet life that Apison offers. Prairie Pass residents also enjoy access to a community clubhouse and pool, adding even more value and convenience to this exceptional home. This move-in ready home is one you won't want to miss. As an added bonus, the seller is even offering a $3,000 carpet allowance to a qualified buyer, at closing, to allow the new owner the opportunity to choose their own flooring for the upstairs bedrooms after closing!

3626 Stickley Way, Apison

Listing courtesy of Horizon Sotheby's International Realty.

$635,000
5 Beds ⋅ 5 Baths ⋅ 1534395 MLS
BETTER THAN NEW in Prairie Pass -- this stunning 5 bedroom, 4.5 bathroom home offers over 4,200 sq. ft. of beautiful living space with thoughtful upgrades, timeless finishes, and the kind of layout that truly fits everyday life. Built in 2022 and meticulously maintained, this home combines modern style with warmth, function, and comfort in all the right ways. From the moment you step inside, the home feels elevated yet inviting. The open-concept main level was designed for gathering -- whether you're hosting friends, talking about your day with family at the oversized island, or enjoying a quiet evening by the fireplace. The living room is anchored by gorgeous custom built-ins, coffered ceilings, abundant natural light, and a stunning stone fireplace that creates the perfect centerpiece of the home. This stunning kitchen flows seamlessly into the main living space, making entertaining effortless and everyday living feel connected. With spacious bedrooms and an additional flex space, there is room for everyone to spread out comfortably. Whether you need a home office, playroom, workout room, media space, or guest retreat, this home offers flexibility for every stage of life. The oversized primary suite provides a peaceful escape with spa-like comfort and generous space to unwind. One of the standout features of this home is the serene screened-in porch -- a true extension of the living space. Thoughtfully designed for year-round enjoyment, it's the perfect place for morning coffee, relaxing evenings, game days, or simply enjoying the peaceful backyard setting. The fenced backyard offers plenty of room for kids, pets, and outdoor entertaining. Located in the highly desirable Prairie Pass community, this home offers convenient access to East Brainerd, Ooltewah, shopping, dining, and schools while still providing the peaceful feel of newer community living. Why wait to build when you can own a move-in ready, better-than-new home. *all information to be verified*

3338 Grassy Fields Lane, Apison

Listing courtesy of Coldwell Banker Pryor Realty.

$444,460
5 Beds ⋅ 3 Baths ⋅ 1534168 MLS
***This is the Model Home*** Welcome to the Robie floorplan at Prairie Pass in Apison, TN. This charming two-story home features an open concept living, kitchen, and dining area. The kitchen features a spacious pantry with an island and countertop seating. The main floor also has a bedroom and a full bathroom. Upstairs you will find the primary bedroom. This room features a walk-in closet and private bathroom. Across the hall are three more bedrooms, which share the final full bath in this home. The second level also features a laundry room for convenience, and a loft that could be utilized in many ways. The possibilities are endless in a D.R. Horton home! This home features 8ft Ceilings on first floor, Shaker style cabinetry, Solid Surface Countertops with 4in backsplash, Stainless Steel appliances by Whirlpool, Moen Chrome plumbing fixtures with Anti-scald shower valves, Mohawk flooring, LED lighting throughout, Architectural Shingles, Concrete rear patio (may vary per plan), & our Home Is Connected Smart Home Package. Seller offering closing cost assistance to qualified buyers. Builder warranty included. See agent for details. Due to variations amongst computer monitors, actual colors may vary. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Photos may include digital staging. Square footage and dimensions are approximate. Buyer should conduct his or her own investigation of the present and future availability of school districts and school assignments. *Taxes are estimated. Buyer to verify all information.

10782 Upland Drive, Apison

Listing courtesy of DHI Inc.

$480,000
3 Beds ⋅ 3 Baths ⋅ 1533699 MLS
Make this gorgeous home yours! Features open floor plan with a generous sized kitchen equipped with granite counters, tiled backsplash, a large island, gas stove, stainless steel appliances and a pantry. The large family room will accommodate the largest of sofas. Enjoy the summer fun from the covered patio and enjoy the level, fenced yard. Upstairs you will find the spacious master suite with an ensuite bath with an oversized shower, dual vanities and a walk-in closet. There are two additional bedrooms upstairs with walk-in closets, as well as an additional full bath and laundry. Don't forget the flex space that could be a great home office space or flex space. Prairie Pass has a clubhouse and community pool - perfect for the upcoming hot summer days!

10829 Prairie Lake Drive, Apison

Listing courtesy of EXP Realty LLC.

$343,665
4 Beds ⋅ 2 Baths ⋅ 1533234 MLS
The Aria floorplan is available in the Prairie Pass in Apison,TN . This spacious single level floorplan features 3 bedrooms and 2 bathrooms. The primary bedroom has a large walk-in closet with a comfortable bathroom. The kitchen, living, and dining areas are open concept, allowing the home to feel even more spacious and welcoming. The kitchen has a beautiful island with countertop seating, making it ideal for entertaining. This plan also features a covered patio in the back of the house. Enjoy the convenience of a laundry room directly off the foyer.

10697 Prairie Lake Drive, Apison

Listing courtesy of DHI Inc.

$356,205
3 Beds ⋅ 3 Baths ⋅ 1532551 MLS
The Darwin floorplan available at Prairie Pass is a charming two-story home. The main level is open concept, featuring a spacious kitchen with a pantry and island with countertop seating. The kitchen overlooks an expansive living area, a well-lit breakfast nook, and an outdoor patio. There is also a powder room off the foyer for convenience. Upstairs features a desirable primary bedroom with a walk-in-closet, en suite with dual vanities, and a separate water closet. Two additional bedrooms are also on the upper level, and these each have their own walk-in-closet. An additional bathroom and laundry room complete the upstairs of this home. Estimated completion end of June Photos are of a similar home and actual colors and finishes may vary.

10692 Prairie Lake Dr, Apison

Listing courtesy of DHI Inc.

$343,665
4 Beds ⋅ 2 Baths ⋅ 1531606 MLS
Welcome to the Freeport, available in Pairie Pass in Apison, TN. This single level home checks all the boxes, with every space designed to fit your lifestyle. The foyer leads into an open concept kitchen and living area. The kitchen has a pantry and an island, and it overlooks a patio area. The primary bedroom is in the back of the home, featuring a walk-in closet and private bathroom. The home has three additional bedrooms and a second full bathroom. The laundry room is located off the main foyer. Call us today for more information on the Freeport floorplan!

10701 Prairie Lake Dr, Apison

Listing courtesy of DHI Inc.

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