Pine Terr Homes with FHA Terms

Welcome to Pine Terr, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This delightful community is a hidden gem, offering a perfect blend of suburban tranquility and urban convenience. With its tree-lined streets and friendly neighbors, Pine Terr provides a welcoming atmosphere for families, professionals, and retirees alike.

The homes in Pine Terr are thoughtfully designed, showcasing a variety of architectural styles that cater to diverse tastes. Whether you are searching for a cozy single-family home or a spacious residence with modern amenities, this subdivision has something for everyone. The properties here not only boast beautiful interiors but also feature well-maintained yards and outdoor spaces perfect for entertaining or enjoying a quiet evening under the stars.

One of the standout features of Pine Terr is its accessibility to FHA financing options. This means that potential homeowners can take advantage of favorable loan terms, making the dream of homeownership more attainable. With low down payment requirements and flexible credit guidelines, FHA loans are an excellent choice for first-time buyers and those looking to invest in their future.

In addition to its inviting homes, Pine Terr is conveniently located near excellent schools, shopping centers, and recreational facilities. Residents can enjoy a vibrant lifestyle with easy access to parks, walking trails, and local dining options.

Discover the charm of Pine Terr, where community spirit and quality living converge in one of Chattanooga's most desirable neighborhoods. Come and see for yourself why this subdivision is the perfect place to call home!

Newest Pine Terr Homes with FHA Terms

$350,000

3 Beds ⋅ 2 Baths ⋅ 1542109 MLS

Welcome to this spacious 3-bedroom, 2-bath home offering approximately 2,107 square feet of living space on a generous 0.65-acre lot in a prime East Brainerd location! Just minutes from Hamilton Place, shopping, dining, medical facilities, schools and interstate access, this home offers the convenience of being close to everything while providing plenty of space to spread out. Step inside to a light-filled living room featuring beautiful hardwood floors, a gas-log fireplace and four large picture windows. The adjoining dining room also features hardwood flooring, while the kitchen offers updated flooring, ample functionality and French doors leading to a screened porch and adjoining open deck--perfect for relaxing, entertaining or enjoying the spacious backyard. The versatile multi-level floor plan provides excellent separation of space. Upstairs you'll find three bedrooms with generous closets, a full bath and additional hall storage. The lower level offers even more living space with a large den, additional bedroom/flex space, full bath, laundry and pantry area, and convenient step-free access from the garage. Numerous improvements have already been completed, including a new roof in April 2020, Honeywell zoned heating and air system in 2020, updated bathrooms in 2020 and 2021, water heater in 2021, dishwasher in December 2024 and new garage doors in 2025. Kitchen flooring and plumbing were updated in 2018, and the living room windows were replaced in 2013. Refrigerator, washer and dryer convey. With 2,107 square feet, three bedrooms, multiple living areas, indoor and outdoor entertaining spaces, a large lot and an incredibly convenient East Brainerd location, this well-maintained home offers space, character and functionality that's increasingly hard to find. Schedule your private showing today!

1815 Clayton Drive, Chattanooga

Listing courtesy of simpliHOM.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.