Pine Lakes Homes with FHA Terms

Welcome to Pine Lakes, a picturesque subdivision nestled in the heart of Ringgold, Georgia, within the beautiful Catoosa County. If you’re seeking a serene community that perfectly balances modern living with natural charm, look no further than this enchanting neighborhood.

Pine Lakes boasts an array of stunning homes that cater to various lifestyles and preferences. Each residence is thoughtfully designed, featuring spacious layouts, contemporary finishes, and beautiful landscaping that invites you to enjoy the great outdoors. The community is known for its friendly atmosphere, making it an ideal place for families, retirees, and everyone in between.

One of the standout features of homes in Pine Lakes is their accessibility through FHA financing. This means that potential homeowners can take advantage of favorable loan terms, making it easier to secure your dream home in this desirable area. With FHA loans, you can enjoy lower down payment options and competitive interest rates, allowing you to invest in your future without breaking the bank.

Living in Pine Lakes means you are just moments away from the vibrant amenities of Ringgold. Enjoy local dining, shopping, and recreational opportunities, including nearby parks and trails that showcase the natural beauty of the region. With its convenient location, Pine Lakes offers both the tranquility of suburban life and the excitement of city living.

Discover the charm and community spirit of Pine Lakes, where your dream home awaits! Let us help you navigate the home-buying process and make your dream of living in this delightful subdivision a reality.

Newest Pine Lakes Homes with FHA Terms

$729,900

4 Beds ⋅ 3 Baths ⋅ 1542779 MLS

Brand new construction in Ringgold's premiere gated, swim community! This plan was our original model home in the neighborhood and hasn't been built since. As soon as you step inside the double front doors you'll love the open staircase with soaring ceilings open to the second floor. A formal dining space sits just off the entrance, with the wide open kitchen and living room a few steps towards the rear of the home. The fireplace is a show stopper, stretching all the way up wall with custom built in cabinets and floating shelves on either side. The kitchen is massive with tons of cabinets, counter top space, under cabinet lighting, gas range and an oversized island. The large back porch is amazing, overlooking your very private yard with no one behind you. The master suite is on the main level with stained ceiling beams, separate vanities, free standing tub, tile shower and large walk-in closet. Upstairs you'll find a large open space perfect for an office or homework nook, two large bedrooms with great closets, a shared full bath with full tile surround shower/tub and a large bonus room/4th bedroom. With natural gas at the street, you'll never have to worry about filling up a tank for your tankless gas water heater, fireplace and cooktop. All of this located in Ringgold's premier gated and swim community of Pine lakes with resort style pool, fitness facility, sidewalks and neighborhood ponds. Located just minutes to Publix, Home depot, health care and award winning schools with easy access to Chattanooga and Dalton!

82 Cedar Ridge Way, Ringgold

Listing courtesy of Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.