Mill Town Homes with FHA Terms

Mill Town Homes with FHA Terms

Welcome to Mill Town, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the vibrant Hamilton County. This delightful community offers a perfect blend of suburban tranquility and urban accessibility, making it an ideal choice for families, young professionals, and retirees alike.

Mill Town is characterized by its picturesque streets lined with beautiful homes, each showcasing unique architectural styles that reflect the warmth and character of the region. With a variety of housing options available, prospective buyers will find everything from cozy single-family homes to spacious modern dwellings, all designed with comfort and functionality in mind.

One of the standout features of Mill Town is the availability of homes with FHA financing options. This means that first-time homebuyers and those looking to invest in real estate can take advantage of more flexible financing terms designed to make homeownership more accessible. With lower down payment requirements and competitive interest rates, FHA loans are an excellent option for those looking to establish roots in this welcoming community.

Residents of Mill Town enjoy a lifestyle enriched by local amenities, including parks, schools, and shopping centers, all just a stone's throw away. The community is also conveniently located near major highways, allowing for easy commutes to downtown Chattanooga and beyond.

Experience the charm of Mill Town, where a friendly atmosphere, beautiful homes, and a strong sense of community await you. Whether you’re looking to buy your first home or seeking a peaceful retreat, Mill Town is the perfect place to call home in Chattanooga!

Newest Mill Town Homes with FHA Terms

$339,900
3 Beds ⋅ 3 Baths ⋅ 1539813 MLS
Come see the spacious Decorated model Henley floorplan by Parkside Builders featuring beautiful designer finishes and Spray foam insulation! Enjoy beautiful views of Lookout Mountain and historical Coosa Mill also known as Mill Town. Home may qualify for Incentive. Ask agent for details. Decorated model hours are Wednesday -Saturday 10-5 Sunday 12-5.

2431 Twill Place, Chattanooga

Listing courtesy of Parkside Realty.

$399,900
3 Beds ⋅ 3 Baths ⋅ 1539796 MLS
Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. The seller is offering **$5,000 toward the buyer's closing costs with an acceptable offer**, making this an opportunity you will not want to miss!

1616 Cotton Way, Chattanooga

Listing courtesy of Crye-Leike, REALTORS.

$416,290
3 Beds ⋅ 3 Baths ⋅ 1539663 MLS
Come see the beautiful Emery which features 3 spacious bedrooms, 2 1/2 baths, large bonus/ flex space upstairs, gourmet kitchen with walk-in pantry and 2 car alley loaded garage. The Emery is one of the builder's most popular floorplans and will face a beautifully landscaped community green space. Home is not currently under construction but due to begin soon. Home to have Boutique elevation with second floor open balcony off of the spacious second floor vaulted flex space. Buyer has an opportunity to choose all design finishes before construction begins. Don't miss out on the opportunity to make the home truly yours. Home is also eligible for generous Builder incentives. Ask agent for details! Renovations have already begun on the former Coosa Mill which is to feature an assortment of mixed retail, storage, parking and also just a short walk to the new Flying Pickle which is currently under construction. Decorated Model Hours Wednesday -Saturday 10a-5p Sunday 12p-5p,

1850 Cotton Way, Chattanooga

Listing courtesy of Parkside Realty.

$354,900
3 Beds ⋅ 3 Baths ⋅ 1539298 MLS
Parkside Builders is proud to offer the spacious Gayle townhome in Phase 2 which will face a gorgeous community green space and adjacent to ample guest parking . This end unit features a second level terrace, 3 bedrooms 2 1/2 baths, single car garage, and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Construction is due to begin soon with completion due Fall of 2026. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1886 Cotton Way, Chattanooga

Listing courtesy of Parkside Realty.

$324,900
2 Beds ⋅ 3 Baths ⋅ 1539296 MLS
Parkside Builders is proud to offer the most desired Fontaine townhome floorplan in Phase 2 . This unit features a second floor open balcony, 2 bedrooms 2 1/2 baths plus spacious upstairs bonus room, single car garage and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Construction is due to begin soon with completion due Fall of 2026. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1890 Cotton Way, Chattanooga

Listing courtesy of Parkside Realty.

$413,070
4 Beds ⋅ 3 Baths ⋅ 1538762 MLS
Parkside Builders features the spacious open concept Dalton floorplan overlooking the future expansive Community Green Space. Home will have the Boutique elevation featuring a second floor covered balcony off of the primary sweet. Home to also feature 4 bedrooms 2 1/2 baths, solid oak stairs and large center kitchen island. Construction to begin soon and be completed before the end of the year. Buyer has the opportunity to choose all design finishes before materials are ordered. All homes feature Spray Foam Insulation,, James Hardy siding and name brand building materials. The Parks at Mill Town is a short walk to the up and coming Coosa Mill where residents will enjoy shopping and dining once renovations are complete. BUILDER TO INCLUDE $15,000 TOWARD CLOSING COSTS OR $15,000 OFF DESIGN SELECTIONS WITH USE OF PREFERRED LENDER AND TITLE. Model Hours are Wednesday - Saturday 10-5. Sunday 12-5.

1608 Cotton Way, Chattanooga

Listing courtesy of Parkside Realty.

$339,900
2 Beds ⋅ 3 Baths ⋅ 1538761 MLS
Parkside Builders is proud to offer the new Gayle townhome floorplan. This unit features 2 bedrooms 2 1/2 baths plus spacious upstairs bonus room, single car garage, wood stairs and many other included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Home is ready now for quick move in. Limited investor opportunities are also available for leases 6 mo+. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1773 Cotton Way, Chattanooga

Listing courtesy of Parkside Realty.

$279,000
2 Beds ⋅ 3 Baths ⋅ 1538759 MLS
Chattanooga living at its best in Mill Town! The Sedona floor plan by Parkside Builders blends modern design with functional 2BR/2.5 bath living, designer finishes, spray foam insulation, and walkable community with new greenspaces. ONLY MINUTES from downtown, explore restaurants, shops, parks, and city culture while enjoying peaceful mountain views and quality craftsmanship throughout your new home. Home qualifies for City of Chattanooga Down Payment Assistance Program. Ask agent for details! Call today! Model hours are Wednesday-Saturday 10-5 Sunday 12-5.

2429 E 17th Street, Chattanooga

Listing courtesy of Parkside Realty.

$320,000
3 Beds ⋅ 3 Baths ⋅ 1537645 MLS
Embrace contemporary elegance at Mill Town--a distinguished collection of townhomes by Dwell Designed Construction, nestled in one of Chattanooga's most exciting neighborhoods. Just steps from the historic Coosa Mill, these new construction homes are perfectly positioned in an area undergoing a vibrant urban renaissance. The home's three-level design begins on the first floor with an open-concept living space that integrates a cozy living room with an efficient, eat-in kitchen, along with a half bath and a deck perfect for unwinding. The second floor features two inviting bedrooms, a full bath, and a dedicated laundry area, as well as another private, covered deck to enjoy the outdoors. The entire third floor serves as the primary suite, complete with an ensuite bathroom and dual closets, all accented by contemporary details including modern lighting, elegant quartz countertops, and a beautifully tiled shower. Offering low-maintenance living and situated minutes from downtown Chattanooga, the bustling Southside district, and the quaint Highland Park--with convenient I-24 access--Mill Town isn't just a residence, it's your new urban lifestyle. May qualify for STVR permit with the city per new guidelines. Limited Investor Opportunities available!

2550 E 18th Street, Chattanooga

Listing courtesy of Keller Williams Realty.

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