Mill Creek Homes with VA Loan Terms

Gorgeous Home in NE Bradley County! Soaring vaulted ceilings and a smart floor plan give this home instant charm. All 3 bedrooms and 2.5 baths sit on the main level, plus a bonus room above the garage. A large covered front porch welcomes you home. Interior: Wood floors, crown molding, gas fireplace, main bath with custom features, guest bath with white marble tile, granite counters, upgraded-pad carpet, ceiling fans. Bonus room finished with oak cabinets and storage. Kitchen/Utility: Samsung side-by-side refrigerator, Samsung dishwasher, Samsung microwave, Whirlpool gas range, tankless gas water heater, new garage door opener (2023). Outdoor Living: Rear deck (2022): 366 sq ft covered + 172 sq ft open. 12' x 24' fully functional shed (2022) with electric, 3 windows, 2 double doors. Fenced backyard beautifully landscaped with 7 trees, 3 rose bushes, and rubber mulch. Quality upgrades, great storage, incredible outdoor space. Schedule your showing today!

327 Mill Creek Trail NE, Cleveland

Listing courtesy of K W Cleveland.

$489,900

3 Beds ⋅ 3 Baths ⋅ 20263891 MLS

Gorgeous Home in NE Bradley County! Soaring vaulted ceilings and a smart floor plan give this home instant charm. All 3 bedrooms and 2.5 baths sit on the main level, plus a bonus room above the garage. A large covered front porch welcomes you home. Interior: Wood floors, crown molding, gas fireplace, main bath with custom features, guest bath with white marble tile, granite counters, upgraded-pad carpet, ceiling fans. Bonus room finished with oak cabinets and storage. Kitchen/Utility: Samsung side-by-side refrigerator, Samsung dishwasher, Samsung microwave, Whirlpool gas range, tankless gas water heater, new garage door opener (2023). Outdoor Living: Rear deck (2022): 366 sq ft covered + 172 sq ft open. 12' x 24' fully functional shed (2022) with electric, 3 windows, 2 double doors. Fenced backyard beautifully landscaped with 7 trees, 3 rose bushes, and rubber mulch. Quality upgrades, great storage, incredible outdoor space. Schedule your showing today!

327 Mill Creek Trail NE, Cleveland

Listing courtesy of KW Cleveland.

$466,000

3 Beds ⋅ 3 Baths ⋅ 1539365 MLS

Welcome to this beautifully maintained 3 bedroom, 2 full bath home, offering the perfect combination of comfort, style, and functionality. From the moment you arrive, you'll notice the meticulously landscaped yard and inviting curb appeal. As you enter the front door, you will appreciate the beautiful hardwood flooring throughout the spacious home, with tons of storage. The kitchen features Granite countertops and stylish backsplash, and a large walk-in pantry with built in shelving, mud sink and laundry room for your convenience. The kitchen also offers a touch-activated faucet, and stainless steel appliances. Step outside the kitchen and dining space to enjoy your own private retreat! Start your day with a cup of coffee or unwind in the evening on the beautiful glass-enclosed back porch. Just beyond, you'll find an expanded deck with a charming pergola--perfect for outdoor entertaining, grilling, or simply relaxing while taking in the peaceful surroundings and beautiful landscape. The finished basement provides incredible flexibility with an office, dedicated storage space with built in shelving, and an additional versatile space that can easily serve as a work-out area and more, with a garage door for easy access. The outdoor building is 16' x 24'. An additional wooded lot next door is included, providing exceptional privacy, a natural buffer, and endless possibilities for the future. Whether you envision expanding the home, creating additional outdoor living space, or simply preserving the tranquil setting, this extra parcel offers incredible value and flexibility. Schedule your private showing today!

44 Creekside Drive, Ringgold

Listing courtesy of Zach Taylor - Chattanooga.

$449,900

3 Beds ⋅ 2 Baths ⋅ 10811526 MLS

**Every once in a while, a home comes along that makes you forget what time it is. This is that home.** **The hardest part about owning this home isn't getting here-it's convincing yourself to leave.** Imagine waking to the peaceful sounds of the North Georgia Mountains, enjoying your morning coffee as deer quietly wander through the property, spending your afternoons exploring Blue Ridge, and ending each evening beneath a sky full of stars beside your own wood-burning fire pit. This isn't just a mountain home-it's the lifestyle people dream about but rarely find. Offered **fully furnished and move-in ready**, this exceptional two-story retreat is equally suited as a luxurious full-time residence, unforgettable family getaway, or turnkey vacation rental ready to generate income from day one. Every space has been thoughtfully designed to bring people together while offering the comfort and privacy today's buyers desire. Inside, you'll find **two fully equipped kitchens**, **two spacious family rooms**, and a **versatile bonus room** that can easily serve as a media room, game room, home office, bunk room, or additional guest space. The inviting **lower-level fireplace** creates the perfect gathering place after a day on the lake, hiking mountain trails, or exploring historic downtown Blue Ridge. Whether entertaining a house full of guests or enjoying a quiet weekend away, the flexible floor plan is designed to accommodate every occasion. Outside is where memories are made. Fire up the **outdoor gas grill** for dinner with family and friends, relax in the **private Jacuzzi** surrounded by nature, or unwind around the **wood-burning fire pit** while taking in the crisp mountain air. Wildlife is part of everyday life here, with deer and other native animals often strolling through the property, creating the peaceful setting that makes Blue Ridge one of Georgia's most treasured destinations. Perfectly located just minutes from historic downtown Blue Ridge, Lake Blue Ridge, the Toccoa River, boutique shopping, local restaurants, wineries, and endless outdoor adventures, this remarkable property offers the ideal balance of mountain privacy and modern convenience. Whether your vision is creating lifelong family memories, escaping the pace of everyday life, or owning a turnkey investment in one of North Georgia's most sought-after destinations, this extraordinary retreat is ready to welcome its next chapter. **Some homes are purchased. Others become part of your family's story. Welcome to the one they'll never forget.**

333 Bent Wood Lane, Blue Ridge

Listing courtesy of Virtual Properties Realty.com.

$355,000

4 Beds ⋅ 3 Baths ⋅ 10792473 MLS

Rare Find in Bethlehem! Fully Renovated 4BD/3BA Split-Level with 2 Kitchens! ??? ?Tucked away on a quiet, private wooded lot at 1544 Mill Creek Road, this renovated beauty is a must-see. The main level offers a bright, open floor plan with a stunningly updated kitchen and granite-topped baths. Downstairs, the finished lower level features a complete second kitchen, a large living space, a full bath, and a bedroom-perfect for an in-law suite, teen retreat, or rental potential with its own private exterior entrance. Move right in and enjoy the peaceful backyard views from your deck. Schedule your tour today before this unique property is gone!

1544 Mill Creek Road, Bethlehem

Listing courtesy of Keller Williams Chattahoochee.

$950,000

4 Beds ⋅ 4 Baths ⋅ 10781910 MLS

Welcome to 205 Mill Creek Circle on beautiful Lake Hartwell! This thoughtfully designed waterfront home offers the perfect combination of spacious living, quality updates, and easy access to the lake. Situated on a gently sloping lot with good water depth and an easy walk to your private double-slip dock with one lift, this property is ideal for full-time lake living or the ultimate weekend retreat. The main level welcomes you with a dramatic vaulted great room featuring soaring ceilings, abundant natural light, plantation shutters, and expansive windows and sliding glass doors that frame peaceful lake views and open to the spacious deck. The open-concept kitchen features a large breakfast bar overlooking the great room, making it the perfect gathering place for family and friends. The main-level owner's suite is a private retreat with tray ceilings, arched windows, dual walk-in closets, and a spacious ensuite bath complete with a jetted soaking tub, separate walk-in shower, and double vanity. Two additional bedrooms, a full bath, a half bath, and a custom hallway cabinet that remains with the home complete the main floor. Designed with multi-generational living in mind, the terrace level offers exceptional flexibility with a second oversized great room, full kitchen, spacious bedroom with ensuite bath and oversized walk-in closet, making it ideal for guests, extended family, or entertaining. Step outside to enjoy the covered patio protected by the Dry Below under-deck system, creating additional outdoor living space regardless of the weather. Storage is abundant with a two-car attached garage on the main level plus a deep lower-level garage with a separate driveway, perfect for storing a boat, golf cart, jet skis, lake toys, or workshop space. Recent improvements provide peace of mind, including a new roof (2016), water heater (2021) with expansion tank added in 2024, two new HVAC systems installed in 2024, and an underground propane tank purchased in 2023. If you've been dreaming of a Lake Hartwell home that offers beautiful lake views, an easy walk to the dock, generous living space, excellent storage, and thoughtful updates throughout, 205 Mill Creek Circle is ready to welcome you home.

205 Mill Creek Circle, Martin

Listing courtesy of Hammock Realty North Georgia.

$399,500

4 Beds ⋅ 3 Baths ⋅ 1535754 MLS

409 Amanda Way Rocky Face, GA 30740 is a 4-bedroom, 3-bathroom home with 2,565 square feet, a 2-car garage, and a well-kept 0.46-acre lot in Rocky Face, GA. This property stands out for its spacious layout, classic brick exterior, and strong curb appeal, making it a great fit for buyers who want more room and a home that feels established and move-in ready. Inside, you'll find a formal dining room, a large living room with a fireplace, and a bright kitchen with abundant cabinet space, an island, and a breakfast area. The layout offers a practical mix of open everyday living and separate spaces for hosting, working, or relaxing. The primary suite is generously sized and includes a private bath with a soaking tub and separate shower. Outside, the covered front porch and back deck add usable outdoor space for morning coffee, grilling, or entertaining. The yard is manageable while still offering room to enjoy, and the 2-car garage adds everyday convenience. If you need a spacious Rocky Face home with 4 bedrooms, 3 full baths, and a functional layout, this checks the boxes.

409 Amanda Way, Rocky Face

Listing courtesy of Selling North Georgia Realty.

$279,000

3 Beds ⋅ 2 Baths ⋅ 1534657 MLS

HOME BACK ON MARKET - NO FAULT OF SELLER - NOT DUE TO INSPECTION ISSUES. LOCATION, CHARM and PRICE! This beautiful split foyer 3 BR, 2 BA Home in popular Mill Creek Subdivision has all of these qualities. Spacious sunken Living Room provides a warm, inviting place to gather with family or just relax. The large lovely window provides an abundance of natural light and the new ceiling fan installed earlier this year helps to keep the room comfortable. Fireplace is equipped for gas, but has been converted for burning wood as well. Full Eat-in Kitchen has an island with bar stools and lots of cabinets. Large Master has Walk-in Closet. Oversized Laundry Room in partially finished basement has extra area for more storage. Back deck overlooks big Fenced-in Back Yard. The home has an attached 2-Car Garage with lots of extra parking in driveway for additional cars or recreational vehicles. Following are a few of the updates that have been done to this home: Hardwood floors and tile installed in 2017, stairs remodeled in 2017, new water heater in 2021, new roof, siding and gutters in 2022, new tile in bathrooms in 2024, enclosed laundry room in 2025, added attic insulation and remodeled bathroom in 2026. Unique opportunity to own a home with so much to offer in this neighborhood for under $300K. Schedule your private showing today!

533 Middle View Drive, Ringgold

Listing courtesy of Pointe Commercial Real Estate.

$950,000

4 Beds ⋅ 3 Baths ⋅ 10723065 MLS

Experience refined mountain living in this exceptional 4-bedroom, 3-bath estate, gracefully tucked amid 5 pristine acres in the heart of the Blue Ridge Mountains. Designed to capture the essence of elevated rustic luxury, this property offers rare privacy and the option to subdivide-an unmatched opportunity in one of Blue Ridge's most coveted settings. Inside, dramatic vaulted ceilings and expansive windows bathe the living spaces in natural light. The great room centers around a majestic wood-burning fireplace with a gas starter, while the gourmet kitchen showcases exquisite craftsmanship with wood milled directly from the property and nearly new, high-end appliances. The primary suite on the upper level serves as a private sanctuary, complete with a covered deck and tranquil vistas ideal for quiet mornings or candlelit evenings. Two additional bedrooms and a full bath on the main level offer elegant comfort for family or guests, and the lower level-partially unfinished-presents the perfect blank canvas for a bespoke wine cellar, media room, or spa retreat. Designed for seamless indoor-outdoor living, the residence features a sweeping covered wraparound porch and a 1520 open-air BBQ deck, ideal for hosting intimate gatherings or memorable celebrations. Complementing the home's design are a spacious detached garage with a workshop, ample outdoor storage, and two covered concrete carports. Every detail of this mountain retreat speaks to quality, serenity, and sophistication-an exquisite fusion of natural beauty and modern luxury in the heart of Blue Ridge.

356 Mill Creek Acres, Blue Ridge

Listing courtesy of RE/MAX Town & Country.

$359,900

3 Beds ⋅ 2 Baths ⋅ 1530634 MLS

Welcome to this picturesque and well-maintained 90s built home nestled on a spacious ¾-acre lot in Ringgold! The covered front porch invites you to relax in rocking chairs while enjoying views of the front yard, ornamented by two mature shade trees. Inside, the living room offers a cozy gas log fireplace, perfect for gathering on cooler evenings. The dining room features laminate flooring and is encased by a bright bay window. The galley kitchen includes a window over the sink and stainless oven/range combo, dishwasher, and refrigerator, along with a sunny eat-in area accented by a second bay window. The large primary suite with a huge walk-in closet is located on the main level. Upstairs are two additional well-sized bedrooms. A convenient upstairs laundry room adds to the home's functionality. Two full bathrooms, both with tub/shower combos, one featuring jetted soaking, complete the upper floor. The finished basement boasts all new luxury vinyl tile flooring, offering versatile flex space for additional living, recreation, or storage. Outside on the large back deck, enjoy entertaining and grilling, as well as overlooking an open backyard with a dedicated fire pit area. Additional highlights include a new septic system, new HVAC, gas heat, and a side-loading two-car attached garage at the basement level. The roof and hot water heater are approximately 12 years old, providing added peace of mind. This property offers the perfect blend of comfort, space, and outdoor enjoyment-ready to welcome you home!

317 Middle View Drive, Ringgold

Listing courtesy of Zach Taylor - Chattanooga.

Mill Creek Homes with VA Loan Terms

Newest Mill Creek Homes with VA Loan Terms