Mill Creek Homes with FHA Terms

Welcome to Mill Creek, a picturesque subdivision nestled in the heart of Georgia, where charm meets convenience. This vibrant community offers a perfect blend of modern living and Southern hospitality, making it an ideal choice for families, professionals, and retirees alike. With its tree-lined streets, well-maintained parks, and friendly neighbors, Mill Creek exudes a welcoming atmosphere that feels like home from the moment you arrive.

The homes in Mill Creek are designed with both comfort and style in mind. Featuring a variety of architectural designs, from traditional to contemporary, there’s a perfect fit for everyone. Many of these homes are available with FHA financing options, making homeownership more accessible for first-time buyers and those looking to invest in their future. With lower down payment requirements and flexible credit guidelines, FHA loans provide an excellent opportunity to secure your dream home in this sought-after subdivision.

In addition to its beautiful homes, Mill Creek boasts an array of amenities that enhance the quality of life for its residents. Enjoy leisurely strolls through scenic parks, community events that foster neighborly connections, and top-rated schools that ensure a bright future for your children. Conveniently located near shopping centers, dining options, and major highways, Mill Creek offers the perfect balance of tranquility and accessibility.

Discover the charm of Mill Creek today, where your dream home awaits amidst a thriving community. Embrace the opportunity to create lasting memories in a place that truly feels like home!

Newest Mill Creek Homes with FHA Terms

$300,000

3 Beds ⋅ 2 Baths ⋅ 1542342 MLS

Welcome to 663 Castletview Drive, where space, privacy, and location come together. This well-maintained 3-bedroom, 2-bath home is nestled on an impressive 1.41-acre lot, offering the room and privacy that are increasingly hard to find. Located in the sought-after Graysville Elementary School zone, this property is an excellent opportunity for buyers looking to put down roots in a desirable Ringgold area. The home features a functional layout with comfortable living spaces and three generously sized bedrooms. A large 2-car garage provides ample room for vehicles, lawn equipment, and hobbies, while the basement area offers exceptional additional storage space. Outside, the expansive 1.41-acre property provides endless possibilities--create your own private retreat, enjoy outdoor activities, entertain family and friends, or simply take advantage of having plenty of room to spread out. Under the deck there is a concrete pad for a hot tub with hookups. If you've been searching for a home with acreage, a desirable school zone, and plenty of storage, this one deserves a closer look!

663 Castleview Drive, Ringgold

Listing courtesy of EXP Realty, LLC.

$349,999

4 Beds ⋅ 3 Baths ⋅ 10828187 MLS

Rare Find in Bethlehem! Fully Renovated 4BD/3BA Split-Level with 2 Kitchens! ??? ?Tucked away on a quiet, private wooded lot at 1544 Mill Creek Road, this renovated beauty is a must-see. The main level offers a bright, open floor plan with a stunningly updated kitchen and granite-topped baths. Downstairs, the finished lower level features a complete second kitchen, a large living space, a full bath, and a bedroom-perfect for an in-law suite, teen retreat, or rental potential with its own private exterior entrance. Move right in and enjoy the peaceful backyard views from your deck. Schedule your tour today before this unique property is gone!

1544 Mill Creek Road, Bethlehem

Listing courtesy of RE/MAX Center.

$500,000

3 Beds ⋅ 3 Baths ⋅ 1540325 MLS

NEW LISTING!!!! 3085 sqft with a 1505 Unfinished Basement Zoned Catoosa County/Ringgold Middle & High!!!! This home features Master on the Main along with an Oversized Media Room for entertaining. It Also has a second living area upstairs along with 5 other rooms such as 2 bedrooms, Oversized office, Massive Bonus Room, plus a Family Room. The unfinished basement has its own access with a utility garage and tons of possibilities or storage. This home also features Oversized Closets, New Siding on the front, Fenced in Back Yard, Natural Gas Heat, Updated Bath with a jetted tub and Separate Custom Tile Shower. Don't Miss Out On This ONE!!!!!! Schedule your showing today!!!!

82 Edgewater Drive, Ringgold

Listing courtesy of Nu Vision Realty.

$489,900

3 Beds ⋅ 3 Baths ⋅ 1539533 MLS

Gorgeous Home in NE Bradley County! Soaring vaulted ceilings and a smart floor plan give this home instant charm. All 3 bedrooms and 2.5 baths sit on the main level, plus a bonus room above the garage. A large covered front porch welcomes you home. Interior: Wood floors, crown molding, gas fireplace, main bath with custom features, guest bath with white marble tile, granite counters, upgraded-pad carpet, ceiling fans. Bonus room finished with oak cabinets and storage. Kitchen/Utility: Samsung side-by-side refrigerator, Samsung dishwasher, Samsung microwave, Whirlpool gas range, tankless gas water heater, new garage door opener (2023). Outdoor Living: Rear deck (2022): 366 sq ft covered + 172 sq ft open. 12' x 24' fully functional shed (2022) with electric, 3 windows, 2 double doors. Fenced backyard beautifully landscaped with 7 trees, 3 rose bushes, and rubber mulch. Quality upgrades, great storage, incredible outdoor space. Schedule your showing today!

327 Mill Creek Trail NE, Cleveland

Listing courtesy of K W Cleveland.

$466,000

3 Beds ⋅ 3 Baths ⋅ 1539365 MLS

Welcome to this beautifully maintained 3 bedroom, 2 full bath home, offering the perfect combination of comfort, style, and functionality. From the moment you arrive, you'll notice the meticulously landscaped yard and inviting curb appeal. As you enter the front door, you will appreciate the beautiful hardwood flooring throughout the spacious home, with tons of storage. The kitchen features Granite countertops and stylish backsplash, and a large walk-in pantry with built in shelving, mud sink and laundry room for your convenience. The kitchen also offers a touch-activated faucet, and stainless steel appliances. Step outside the kitchen and dining space to enjoy your own private retreat! Start your day with a cup of coffee or unwind in the evening on the beautiful glass-enclosed back porch. Just beyond, you'll find an expanded deck with a charming pergola--perfect for outdoor entertaining, grilling, or simply relaxing while taking in the peaceful surroundings and beautiful landscape. The finished basement provides incredible flexibility with an office, dedicated storage space with built in shelving, and an additional versatile space that can easily serve as a work-out area and more, with a garage door for easy access. The outdoor building is 16' x 24'. An additional wooded lot next door is included, providing exceptional privacy, a natural buffer, and endless possibilities for the future. Whether you envision expanding the home, creating additional outdoor living space, or simply preserving the tranquil setting, this extra parcel offers incredible value and flexibility. Schedule your private showing today!

44 Creekside Drive, Ringgold

Listing courtesy of Zach Taylor - Chattanooga.

$429,900

3 Beds ⋅ 2 Baths ⋅ 10811526 MLS

**FULLY FURNISHED BLUE RIDGE RETREAT WITH VACATION RENTAL POTENTIAL!** Whether you're searching for a mountain getaway, full-time residence, or income-producing property that offers something increasingly hard to find: flexibility. Situated on a private one-acre lot in the North Georgia Mountains, this 3-bedroom, 2-bath home features **two fully equipped kitchens, two separate living areas, and a versatile bonus room**, creating an ideal setup for hosting family and friends, accommodating extended family, or providing guests with their own space. The home is being sold **fully furnished and move-in ready**, making the transition especially easy for a second-home buyer or someone looking for a turnkey Blue Ridge vacation property. After a day exploring the mountains, come home and relax in the **private hot tub**, gather around the **wood-burning fire pit**, grill outdoors, or simply enjoy the quiet surroundings and frequent visits from local wildlife. The flexible floor plan includes an **in-law/roommate-style configuration**, giving an owner options that many traditional mountain homes simply don't offer. And the location brings together privacy and convenience-within easy reach of **downtown Blue Ridge, Lake Blue Ridge, the Toccoa River, Mercier Orchards, wineries, restaurants, shopping, hiking and the outdoor recreation that continues to make North Georgia a sought-after destination.** **One property. Multiple possibilities.** Live here full-time. Make it your mountain escape. Share it with extended family and guests. Or explore its potential as a furnished vacation rental. **333 Bent Wood Lane is ready now-furnished, flexible and waiting for its next owner.**Short Term Rental Certificate Already In Place

333 Bent Wood Lane, Blue Ridge

Listing courtesy of Virtual Properties Realty.com.

$399,500

4 Beds ⋅ 3 Baths ⋅ 1535754 MLS

409 Amanda Way Rocky Face, GA 30740 is a 4-bedroom, 3-bathroom home with 2,565 square feet, a 2-car garage, and a well-kept 0.46-acre lot in Rocky Face, GA. This property stands out for its spacious layout, classic brick exterior, and strong curb appeal, making it a great fit for buyers who want more room and a home that feels established and move-in ready. Inside, you'll find a formal dining room, a large living room with a fireplace, and a bright kitchen with abundant cabinet space, an island, and a breakfast area. The layout offers a practical mix of open everyday living and separate spaces for hosting, working, or relaxing. The primary suite is generously sized and includes a private bath with a soaking tub and separate shower. Outside, the covered front porch and back deck add usable outdoor space for morning coffee, grilling, or entertaining. The yard is manageable while still offering room to enjoy, and the 2-car garage adds everyday convenience. If you need a spacious Rocky Face home with 4 bedrooms, 3 full baths, and a functional layout, this checks the boxes.

409 Amanda Way, Rocky Face

Listing courtesy of Selling North Georgia Realty.

$950,000

4 Beds ⋅ 3 Baths ⋅ 10723065 MLS

Experience refined mountain living in this exceptional 4-bedroom, 3-bath estate, gracefully tucked amid 5 pristine acres in the heart of the Blue Ridge Mountains. Designed to capture the essence of elevated rustic luxury, this property offers rare privacy and the option to subdivide-an unmatched opportunity in one of Blue Ridge's most coveted settings. Inside, dramatic vaulted ceilings and expansive windows bathe the living spaces in natural light. The great room centers around a majestic wood-burning fireplace with a gas starter, while the gourmet kitchen showcases exquisite craftsmanship with wood milled directly from the property and nearly new, high-end appliances. The primary suite on the upper level serves as a private sanctuary, complete with a covered deck and tranquil vistas ideal for quiet mornings or candlelit evenings. Two additional bedrooms and a full bath on the main level offer elegant comfort for family or guests, and the lower level-partially unfinished-presents the perfect blank canvas for a bespoke wine cellar, media room, or spa retreat. Designed for seamless indoor-outdoor living, the residence features a sweeping covered wraparound porch and a 1520 open-air BBQ deck, ideal for hosting intimate gatherings or memorable celebrations. Complementing the home's design are a spacious detached garage with a workshop, ample outdoor storage, and two covered concrete carports. Every detail of this mountain retreat speaks to quality, serenity, and sophistication-an exquisite fusion of natural beauty and modern luxury in the heart of Blue Ridge.

356 Mill Creek Acres, Blue Ridge

Listing courtesy of RE/MAX Town & Country.

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