Lovemans Addn Homes with FHA Terms

Lovemans Addn Homes with FHA Terms

Welcome to Lovemans Addn, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This community is a hidden gem, offering a blend of suburban tranquility and urban convenience, making it an ideal place for families, professionals, and retirees alike.

Lovemans Addn boasts a variety of homes that cater to diverse lifestyles and preferences. Whether you’re searching for a cozy starter home or a spacious residence for a growing family, you’ll find an array of options that suit your needs. The neighborhood is characterized by its tree-lined streets, friendly atmosphere, and a strong sense of community, where neighbors become friends and everyone feels at home.

One of the standout features of Lovemans Addn is the availability of homes that qualify for FHA financing. This means that prospective buyers can take advantage of lower down payment options and flexible credit requirements, making homeownership more accessible than ever. With the Federal Housing Administration’s backing, you can confidently explore the possibility of owning your dream home without the burden of overwhelming financial constraints.

In addition to its inviting homes, Lovemans Addn is conveniently located near a variety of amenities, including parks, shopping centers, and schools, ensuring that everything you need is just a short drive away. With its unique blend of affordability, community spirit, and prime location, Lovemans Addn is a wonderful place to lay down roots and create lasting memories. Discover your perfect home in this delightful Chattanooga neighborhood today!

Newest Lovemans Addn Homes with FHA Terms

$214,900
3 Beds 1 Baths 1538027 MLS
Three bedroom renovated home just over $200K minutes from downtown/UTC/hospitals,Recently renovated and move-in ready, this charming Chattanooga home combines modern updates, original character, and a convenient central location. Inside, natural light fills the spacious living room and highlights the original hardwood floors. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a large rear deck overlooking a level, fenced backyard--ideal for entertaining, pets, gardening, or additional outdoor space. The generous lot may also offer potential for a future secondary dwelling, subject to zoning and approval. Major improvements have already been completed, including updates to the roof, HVAC, water heater, electrical, plumbing, kitchen, bathroom, and appliances. New exterior siding and fresh paint add to the home's curb appeal and help make this a truly move-in-ready opportunity. Located just minutes from Downtown Chattanooga, UTC, Erlanger Hospital, CHI Memorial Hospital, shopping, dining, and major highway access, 2109 Garfield Street offers convenient access to many of Chattanooga's largest employers and everyday amenities. Whether you're a first-time buyer looking for an affordable path to homeownership or an investor seeking a low-maintenance rental opportunity, this property offers excellent flexibility and value. Buyer assistance up to $21,000 may be available! This home qualifies under Chattanooga's Down Payment Assistance Program, and qualified buyers may be eligible for up to $21,000 in combined assistance through City of Chattanooga and THDA programs. If you're currently paying around $1,600 per month in rent, homeownership may be closer than you think. Plus, the seller is offering a paid home warranty for additional peace of mind.

2109 Garfield Street, Chattanooga

Listing courtesy of Auben Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.