Johnsons A M Homes with FHA Terms

Johnsons A M Homes with FHA Terms

Welcome to Johnsons A M, a charming subdivision nestled in the heart of Chattanooga, Tennessee. This inviting community is a hidden gem in Hamilton County, where the beauty of nature meets the convenience of urban living. With its picturesque landscapes and friendly atmosphere, Johnsons A M offers a delightful retreat for families, professionals, and retirees alike.

The homes in Johnsons A M are designed to cater to a variety of lifestyles, featuring spacious layouts, modern amenities, and beautiful outdoor spaces. Whether you're looking for a cozy starter home or a more expansive residence, this subdivision has something to suit your needs. The community is known for its well-maintained properties and a sense of pride among residents, making it a wonderful place to call home.

One of the standout features of Johnsons A M is its accessibility to FHA financing. This means that prospective homeowners can take advantage of favorable terms, making homeownership more attainable. With FHA loans, buyers can enjoy lower down payments and flexible credit requirements, opening the door for many to invest in their dream home in this thriving community.

Living in Johnsons A M means you’re just a short drive away from Chattanooga’s vibrant downtown area, where you can explore a variety of dining, shopping, and entertainment options. Additionally, the surrounding natural beauty offers ample opportunities for outdoor activities, from hiking and biking to enjoying scenic parks.

Discover the charm of Johnsons A M, where your dream home awaits amidst a welcoming community and a wealth of amenities!

Newest Johnsons A M Homes with FHA Terms

$330,000
2 Beds ⋅ 1 Baths ⋅ 1539423 MLS
Welcome to this charming bohemian-inspired bungalow in the heart of St. Elmo! Small in size but exceptionally livable, this home is neat as a pin and completely move-in ready. Recent updates include a new roof and ducting for HVAC system, offering peace of mind for years to come. Inside, you'll find two comfortable bedrooms, one full bath, and an oversized kitchen featuring charming period appliances that add character and timeless appeal. Every space has been thoughtfully maintained, creating a warm and inviting atmosphere. Located in one of Chattanooga's most desirable communities, this home is central to downtown, shopping, dining, parks, and outdoor recreation. Whether you're looking for a primary residence, a turnkey investment property, or a potential VRBO, this home offers outstanding flexibility. And don't forget the basement that we haven't even shown you with more storage and the potential for expansion. The spacious backyard presents an exciting opportunity to add a carriage house for rental income while still providing space for a personal garage. New homes being constructed on the same street are over $700,000. Full of charm, potential, and an unbeatable location, this St. Elmo gem is ready for its next owner. Is that you?

4304 Michigan Avenue, Chattanooga

Listing courtesy of Keller Williams Realty.

$514,900
4 Beds ⋅ 3 Baths ⋅ 1536857 MLS
*RECENT PRICE IMPROVEMENT* Welcome to 106 Everett Street, where historic neighborhood charm meets modern comfort and relaxation! Tucked away in a peaceful, private setting within the highly sought after St. Elmo community, this meticulously revitalized Craftsman-Inspired Cottage Home offers a lifestyle that's increasingly hard to find anywhere else in Chattanooga. Our home is offering 4 spacious bedrooms (with primary bedroom, bathroom and backyard access on the main floor), 3 full bathrooms, an upstairs bonus room and/or office space with walk-in storage area, a covered front porch, and a large private backyard granting access to the scenic Guild Trail, the possibilities are truly endless. As you venture throughout the home, an abundance of natural light pours in, highlighting new flooring, windows, kitchen and lighting appliances throughout. The open floorplan flows seamlessly into the living room, kitchen with built-in entertaining bar and RO Water Filtration system installed at the kitchen sink, formal dining room; and then, right off the kitchen, a separate mudroom/laundry room grants sidewalk access to the backyard. When stepping outside, you could enjoy morning coffee on either the covered front porch, or in a seating arrangement of your choosing out back. The backyard provides a tranquil setting with space for children, pets, and guests to enjoy extracurricular activities, as well as gives homeowners the space to garden or host additional outdoor activities with ease. Owner and/or guest parking is available at the beginning of the newly-paved sidewalk, or right along Everett Street as is needed. Mere minutes from all of St. Elmo's restaurants, shops, parks and attractions, as well as many additional attractions up on Lookout Mountain, such as Rock City, Ruby Falls, or Lula Lake Land Trust. This move-in-ready home truly offers the best of St. Elmo living. Schedule your showing or tour today! Buyer to verify all information.

106 Everett Street, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$369,900
2 Beds ⋅ 2 Baths ⋅ 1533474 MLS
NEW PRICE! More money in your wallet not only from this new price but also from the lower taxes, lower insurance, lower bills and less maintenance that goes with this beautiful home. You can live in the heart of Chattanooga on the Greenway, enjoying designer upgrades with the charm of St Elmo's history; all for less than your neighbors! The smaller footprint might have kept you from looking but it is the very reason you should look! You will not believe the size of the rooms and use of space! Also, consider the fact that the renovations, updates and completely encapsulated crawlspace make this charmer like new in many ways. What are you waiting for? Come see it today! Owner is agent.

4621 Virginia Avenue, Chattanooga

Listing courtesy of Keller Williams Realty.

$694,700
4 Beds ⋅ 3 Baths ⋅ 1530801 MLS
***SELLER IS MOTIVATED*** and willing to offer a $10,000 price concession! Step into this beautiful and fully updated 4-bedroom, 3-bathroom craftsman bungalow located in the heart of historic and hip Saint Elmo. Thoughtfully laid out with an open floor plan that flows seamlessly through the spacious living, dining, and eat-in kitchen, all while maintaining clear demarcations for a cozy, yet breezy feel. The kitchen is dreamy: custom ceiling-height cabinetry, sleek granite countertops, a single basin porcelain sink, stainless steel appliances, and a pot filler over the gas range for extra convenience. A dedicated pantry adds to the abundance of storage, while the central island--complete with counter seating--does double duty as both prep space and a casual dining spot. The primary bedroom and ensuite is conveniently located on the main floor with a walk-in closet complete with organizational closet system. Also located on the main floor is a second bedroom and full bathroom--perfect for your home office, hobby room, and guest suite. Upstairs, you'll find two additional cozy bedrooms, each with plenty of character, plus a large shared bathroom. Storage is abundant here, with attic eaves space, a laundry room with a utility sink, and a low-maintenance yard that's been recently extensively and thoughtfully landscaped. Original hardwood floors on the main level with hardwood floors in all of the bedrooms and main living areas. For added character - brick chimney features that mark this house as one of Saint Elmo's historic charmers. And so importantly - ample natural light from the Paella windows throughout adds to the warmth and charm of this home. The allure of this property is further enhanced by its prime location in the heart of Saint Elmo, which has many amenities to offer and is known for its hiking and mountain biking trails. The local watering hole, The Woodshop, is located just down the Avenue and within walking distance for most.

4620 Saint Elmo Avenue, Chattanooga

Listing courtesy of The Group Real Estate Brokerage.

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