Highland Park Addn N Homes with FHA Terms

Highland Park Addn N Homes with FHA Terms

Welcome to Highland Park Addition North, a charming subdivision nestled in the heart of Chattanooga, Tennessee. This vibrant community is known for its friendly atmosphere, picturesque tree-lined streets, and a rich blend of historic and modern homes, making it an ideal place for families, professionals, and retirees alike.

Highland Park Addition North boasts a diverse selection of homes, many of which are eligible for FHA financing, making it easier for first-time homebuyers to secure their dream property. With FHA terms available, potential homeowners can benefit from lower down payments and flexible credit requirements, making the path to homeownership more accessible than ever.

The neighborhood is conveniently located near a variety of amenities, including parks, schools, shopping centers, and dining options. Residents enjoy easy access to the vibrant downtown Chattanooga area, where they can explore local boutiques, art galleries, and an array of culinary delights. For outdoor enthusiasts, the nearby Lookout Mountain and Tennessee River provide ample opportunities for hiking, biking, and water activities.

Highland Park Addition North is not just a place to live; it’s a community where neighbors become friends and families can thrive. With its rich history, welcoming vibe, and FHA-friendly homes, this subdivision stands out as a perfect choice for anyone looking to settle in the scenic beauty of Chattanooga. Come and discover the charm of Highland Park Addition North—your new home awaits!

Newest Highland Park Addn N Homes with FHA Terms

$550,000
4 Beds 3 Baths 1539526 MLS
** Preferred lender incentive available equal to 1% of the loan amount. Inquire for details.** 1404 Bailey Avenue is a thoughtfully designed new construction home set in the heart of Highland Park, a neighborhood known for its blend of historic character and newer, modern homes. This four bedroom, three bathroom residence pairs clean architectural lines with warm, intentional details, creating a home that feels current, comfortable, and well connected to its surroundings. The main level offers a flexible bedroom that works beautifully as a home office or guest space, along with a full bathroom featuring a handsome tiled walk-in shower. Hardwood floors run throughout, grounding the modern design with warmth and durability. The living area centers around a gas fireplace and flows seamlessly into the kitchen, where a gas range, quartz countertops, custom cabinetry with a matching quartz backsplash, and a built-in microwave drawer in the island come together in a way that feels both functional and refined. The pantry adds another layer of thoughtful design, complete with built-in wood shelving and storage drawers for everyday ease. Just off the main living space, sliding glass doors open to a full-length covered back porch, creating an easy transition to outdoor living. The fully fenced backyard features a large gate and offers privacy, room for a raised bed garden, and ample room for relaxing, while a preserved shade tree in the front yard adds a sense of character and established charm from the moment you arrive. Inside, oversized casement windows invite in natural light, and with nine-foot ceilings on both levels, seven-foot interior doors, and eight-foot exterior doors, the home feels open and well-proportioned throughout. Upstairs, the laundry room is a true standout, offering generous space along with custom white oak shelving that brings both function and organization into daily routines. That same attention to detail carries through the home, with custom white oak shelving found in closets and storage areas, creating a consistent and elevated feel. The primary suite is designed as a private retreat, featuring a vaulted ceiling that adds volume and light, along with a spa-like bathroom accessed through French doors. A soaking tub, separate shower, and a spacious walk-in closet with custom white oak shelving complete the space, offering both comfort and thoughtful design. This is a home where every detail has been considered, blending modern construction with timeless materials in one of Chattanooga's most character-rich neighborhoods. Local lenders are preferred. Schedule your showing today! Full Tax Legal Description: HPR THE COTTAGES AT 1402 BAILEY AVENUT UNIT B LT 2 BLK 8 HIGHLAND PARK PB 1 PG 23 REV PB 41 PG 36 REV PB 59 PG 3 OUT OF 146J C 009 FOR 2026

1404 Bailey Avenue, Chattanooga

Listing courtesy of Real Estate Partners Chattanooga LLC.

$374,000
3 Beds 2 Baths 1533376 MLS
Treasured for its welcoming front porch culture, vibrant arts scene, and unbeatable proximity to Downtown Chattanooga, Highland Park continues to stand out as one of the city's most desirable urban neighborhoods. Perfectly positioned along the Bailey Avenue bike lane, this thoughtfully designed 3-bedroom, 2-bath home offers the ideal blend of modern construction and timeless neighborhood charm. Unlike many homes in the area, this is not a renovation--it's newer construction built for today's lifestyle, while still complementing the character of the historic surroundings. Inside this energy efficient home, you'll find tall ceilings and an open-concept layout that creates a bright, airy feel, perfect for both everyday living and entertaining. Outdoor living is just as inviting, with a spacious front porch that embraces the neighborhood's social spirit, along with a newer rear deck ideal for relaxing or hosting. Off-street parking adds ease and security, with rear alley access leading directly to a private parking pad. Step outside and enjoy a truly walkable lifestyle--just minutes from Downtown, the MLK district, and the Southside's popular dining spots, coffee shops, and breweries. Nearby green spaces like Tatum Park and BCBS Park, along with soccer fields and tree-lined sidewalks, make it easy to stay active and connected. Whether you're a young professional, an investor looking near UTC, or someone ready to embrace the energy of city living, this home offers efficiency, convenience, and long-term value in one of Chattanooga's most dynamic communities.

1702 Bailey Avenue, Chattanooga

Listing courtesy of Keller Williams Realty.

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