Farmingdale Trails Homes with USDA Loan Terms

Welcome to Farmingdale Trails, a charming subdivision nestled in the heart of Cleveland, Tennessee, within the picturesque Bradley County. This delightful community offers a unique blend of serene country living and modern conveniences, making it an ideal choice for families, retirees, and anyone seeking a peaceful retreat.

Farmingdale Trails is known for its beautifully designed homes that reflect both style and functionality. With a variety of floor plans available, potential homeowners can find the perfect fit for their lifestyle. The neighborhood is characterized by well-maintained streets, lush green spaces, and a friendly atmosphere, fostering a sense of community among residents.

One of the standout features of Farmingdale Trails is its accessibility to USDA loan terms. This financing option is a fantastic opportunity for eligible buyers, allowing them to purchase homes with little to no down payment. With the USDA loan, you can enjoy the benefits of homeownership without the burden of hefty upfront costs, making it an excellent choice for first-time buyers and those looking to settle in a welcoming community.

In addition to its inviting homes, Farmingdale Trails is conveniently located near local amenities, including shopping centers, parks, and schools. Residents can enjoy the best of both worlds—easy access to urban conveniences while still reveling in the tranquility of suburban life.

If you’re ready to discover your dream home in a thriving community, look no further than Farmingdale Trails. Come experience the charm and warmth of this beautiful subdivision and take the first step toward your new beginning in Cleveland, TN!

Newest Farmingdale Trails Homes with USDA Loan Terms

$415,000

3 Beds ⋅ 2 Baths ⋅ 1543490 MLS

Privacy, craftsmanship, and enjoyable views define this 2019-built home resting on just under a half acre on a peaceful cul-de-sac in Farmingdale Trails. Inside, an open-concept layout is elevated by rich hardwood flooring, tray ceilings, crown molding, and a gas log fireplace that anchors the main living space with quiet sophistication. The kitchen, finished with granite countertops and abundant cabinetry, sits at the heart of the home and flows naturally into the dining and living areas -- a layout built for both daily living and effortless hosting. A dedicated laundry room and thoughtful storage throughout add further convenience. Retreat to the main-level primary suite, where a spacious walk-in closet and a well-appointed en-suite -- complete with double vanities and a separate shower -- offer a private escape from the everyday. Downstairs, a partially finished walk-out basement with its own mini-split climate control opens the door to a guest suite, media room, or additional living space, ready to be shaped to your needs. The true showstopper, however, lives outside: an enclosed 12x15 sunroom with a circulating fan delivers panoramic mountain and hillside views in comfort no matter the season, while an adjoining deck and covered patio stretch the living space into the surrounding landscape. Practical upgrades round out the offering, including a fully insulated and finished garage with a built-in EV charging station and a rainwater collection system that stays with the property. Move-in ready and thoughtfully upgraded from top to bottom, this is a home where everyday comfort meets an exceptional setting rarely found so close to town. Buyer to verify all information, including square footage, lot size, and schools.

220 Timber Top Crossing SE, Cleveland

Listing courtesy of Keller Williams Realty.

$409,900

3 Beds ⋅ 2 Baths ⋅ 1541877 MLS

Welcome to Farmingdale Trails and this beautifully maintained single-level home offering 3 bedrooms and 2 bathrooms with an open-concept layout and expansive mountain views. Enjoy peaceful mornings and stunning sunrises from the full-length covered front porch. Inside, hardwood floors highlight the main living areas, complemented by a gas log fireplace and a bright, functional design ideal for entertaining. The kitchen features stainless steel appliances, a wall oven, and a separate pantry for added storage. The split-bedroom floor plan provides privacy, with the primary suite offering a whirlpool tub and a spacious walk-in closet. Two additional bedrooms and a full bath complete the main level. A covered back porch and full unfinished basement provide excellent opportunities for outdoor enjoyment and future expansion. With modern comforts, incredible views, and room to grow, this home offers exceptional value and versatility.

129 Timber Top Crossing SE, Cleveland

Listing courtesy of EXP Realty LLC.

$425,000

3 Beds ⋅ 2 Baths ⋅ 1533812 MLS

Welcome home to this beautifully maintained, 2016-built ranch that offers the perfect blend of main-level luxury and endless growth potential! Situated on a spacious 0.44-acre lot in a quiet, highly desirable Cleveland neighborhood, this property gives you the space you need with absolutely NO HOA fees. The standout feature of this home is the massive 1,831-square-foot unfinished basement. Mirroring the exact footprint of the main floor, this clean, open space is your blank canvas. Need a huge workshop or massive storage? It's ready. Want to build an in-law suite, ultimate game room, or home theater? The instant equity potential is massive! Step upstairs into 1,831 square feet of bright, open, and functional living space designed for modern comfort. Split-Bedroom Layout: Offers maximum privacy for the spacious Master Suite. 3 Bedrooms / 2 Full Baths: Perfect size for growing families, down-sizers, or professionals. Move-In Ready. If you love the outdoors and need space for your toys, this backyard is a rare find in today's market. Screened-In Porch: Relax bug-free under the breeze of your outdoor ceiling fan. Large Entertaining Deck: The perfect spot for summer grilling and hosting family gatherings. Fully Fenced Yard: A secure, sprawling space for pets and kids to play safely. Drive-Through Screen Gate: Features an extra-wide gate that lets vehicles, mowers, boats, or trailers drive directly into the backyard! Schedule your private tour today.

148 Briar Meadow Trail SE, Cleveland

Listing courtesy of Crye-Leike, REALTORS.

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.