Fair Oak Homes with FHA Terms

Fair Oak Homes with FHA Terms

Welcome to Fair Oak, a hidden gem nestled in the heart of Calhoun, Georgia. This charming subdivision offers the perfect blend of tranquility and community spirit, making it an ideal place for families, retirees, and everyone in between. With its picturesque surroundings and friendly neighbors, Fair Oak is more than just a place to live—it's a place to call home.

Fair Oak features a delightful array of homes that cater to various lifestyles and budgets. Whether you’re a first-time homebuyer or looking to downsize, you’ll find options that suit your needs. One of the standout features of this subdivision is its accessibility to FHA financing, making homeownership more attainable for many. With FHA terms available, you can enjoy lower down payments and more favorable loan conditions, making your dream of owning a home a reality.

The community is conveniently located near Calhoun’s vibrant downtown area, where you can explore local shops, dine at cozy restaurants, and partake in seasonal events. Outdoor enthusiasts will appreciate the nearby parks and recreational activities, perfect for enjoying the beautiful Georgia weather.

In Fair Oak, you’ll find not just a house, but a welcoming community where neighbors become friends. With its inviting atmosphere, affordable housing options, and accessibility to FHA financing, Fair Oak is the perfect place to embark on your next chapter. Come discover the charm of Fair Oak, where your dream home awaits!

Newest Fair Oak Homes with FHA Terms

$253,900
3 Beds 2 Baths 10813367 MLS
Move-In Ready November! The Reynolds Plan by Smith Douglas Homes located in Fair Oak. Welcome to the Reynolds plan in the brand-new Fair Oak community, offering desirable single-level living with a modern open-concept layout designed for comfort, functionality, and style. This new construction ranch home features 3 bedrooms, 2 full bathrooms, and thoughtfully designed living spaces that maximize every square foot. Step inside to discover nine-foot ceilings and durable luxury vinyl plank flooring flowing throughout the main living areas, creating a bright and airy feel. The spacious family room is anchored by a sleek linear fireplace, making it the perfect gathering space for relaxing evenings or entertaining guests. The open dining area connects seamlessly to the kitchen, enhancing the home's natural flow and livability. The kitchen is a true highlight, with White cabinets with crown molding, granite countertops, tile backsplash, stainless steel appliances, and a large peninsula with bar seating. The private primary suite features a bedroom, walk-in closet, and en-suite bath w/ modern finishes. Two additional bedrooms and a full secondary bath provide flexibility for guests, a home office, or growing households. A laundry room with linen closet adds extra storage and everyday convenience. Enjoy outdoor living under the covered rear patio-ideal for relaxation. Photos are representative of the floor plan. Financing incentives are available with use of the preferred lender.

473 Fair Oak Lane, Calhoun

Listing courtesy of SDC Realty.

$279,900
3 Beds 3 Baths 10812324 MLS
Move-In Ready October! The Buford II floor plan by Smith Douglas Homes, located in the Fair Oak community. Discover exceptional new construction in Calhoun with this thoughtfully designed two-story home that offers an open and inviting layout ideal for today's lifestyle. The central family room with a sleek linear fireplace flows seamlessly into the covered rear patio, creating the perfect space for entertaining, relaxing, or enjoying outdoor living year-round. The open-concept kitchen is efficiently designed and features a peninsula with additional seating, beautifully wood stained cabinets, granite countertops, a tile backsplash, and a spacious breakfast nook, providing plenty of room for cooking, dining, and gathering. Luxury vinyl plank flooring throughout the first floor and nine-foot ceilings enhance the home's modern appeal and natural light. Upstairs, a versatile loft offers flexible space for a home office, fitness room, media room, or playroom. The primary suite is a true retreat, complete with a garden tub, separate shower, double vanities, and a large walk-in closet. Two generously sized secondary bedrooms, a full bath, and a convenient upstairs laundry room complete the second level. Located minutes from shopping, dining, and major highways, Fair Oak offers convenient access to everything Calhoun has to offer. Photos are representative of the plan and not actual home. Seller incentives available with use of preferred lender.

467 Fair Oak Lane, Calhoun

Listing courtesy of SDC Realty.

$261,400
3 Beds 2 Baths 10788357 MLS
Move-In Ready in September! The Blue Jay II Ranch plan by Smith Douglas Homes located in the desirable Fair Oak community. This brand-new construction home offers the perfect combination of single-level living, modern design, and everyday convenience. Featuring 3 spacious bedrooms, 2 full bathrooms, and a thoughtfully designed open-concept floor plan, this home is ideal for buyers seeking comfort, functionality, and low-maintenance living in Northwest Georgia. Step inside to discover a bright and inviting layout with durable luxury vinyl plank flooring throughout all main living areas and bathrooms, providing both style and long-lasting performance. The expansive kitchen serves as the heart of the home and is designed to impress with a large center island, upgraded Burlap wood stained cabinetry, granite countertops, and abundant prep and storage space. Whether you love cooking, entertaining, or hosting family gatherings, this open kitchen seamlessly flows into the dining area and spacious family room, creating a true open-concept living experience. The intimate family room features a stunning modern linear fireplace, perfect for relaxing evenings at home. Tucked privately at the rear of the home, the primary suite offers a peaceful retreat with a generous walk-in closet and spa-inspired ensuite bath complete with dual sinks, ample counter space, and an oversized shower. Two additional secondary bedrooms provide flexibility for guests, a home office, or growing households. This home features a 2-car garage and a relaxing covered rear patio where you can enjoy outdoor dining, entertaining, or simply unwinding in your backyard space. Located in Fair Oak, residents enjoy close proximity to local schools, shopping, dining, and quick access to I-75 for an easy commute to surrounding areas. Seller incentives are available with the use of a preferred lender. Photos are representative of the plan and not the actual home.

461 Fair Oak Lane, Calhoun

Listing courtesy of SDC Realty.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.