Edgewater Homes with USDA Loan Terms

Welcome to Edgewater, a delightful subdivision nestled in the charming city of Bloomingdale, Georgia, within Effingham County. This picturesque community is known for its serene surroundings, friendly atmosphere, and convenient access to local amenities. Edgewater offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, young professionals, and retirees alike.

The homes in Edgewater are designed with quality and comfort in mind, featuring spacious layouts, modern finishes, and beautifully landscaped yards. With a variety of styles and sizes available, there’s something to suit every taste and budget. One of the standout benefits of this community is the availability of USDA loan terms, making homeownership more accessible for those who qualify. These loans are specifically designed for rural development, which means you can enjoy the charm of a suburban lifestyle without the burden of a hefty down payment.

Living in Edgewater means you’re just a short drive away from the vibrant city of Savannah, where you can explore its rich history, eclectic dining options, and beautiful waterfront. Closer to home, residents can enjoy local parks, schools, and shopping centers, all contributing to a strong sense of community.

If you’re looking for a place that combines the best of both worlds—peaceful living with easy access to urban conveniences—Edgewater is the perfect choice. Discover your dream home in this inviting subdivision today, and experience the warmth and charm that Bloomingdale has to offer!

Newest Edgewater Homes with USDA Loan Terms

$259,900

4 Beds ⋅ 2 Baths ⋅ 10803341 MLS

Welcome Home to Country Living Imagine coming home to a place where you can truly stretch out, breathe the fresh air, and leave the hustle of the day behind. Nestled on a generous 0.67-acre lot surrounded by mature trees, this beautifully updated property offers the perfect blend of quiet country freedom and modern convenience--all with no HOA fees. From the moment you step onto the expansive, covered front porch, you'll feel an immediate sense of comfort. Inside, the spacious layout flows effortlessly from a bright, welcoming living room into a dedicated dining area complete with a cozy stone fireplace. There's even a separate home office space, perfect for remote work or hobbies. Property Highlights: Updated Kitchen: The heart of the home features crisp white cabinetry with soft-close drawers and cabinets, a stylish geometric tile backsplash, and modern flooring. Room to Grow: 4 bedrooms and 2 full bathrooms ensure everyone has their own space. The primary suite serves as a private retreat, complete with a massive walk-in closet. Peace of Mind Financing: This manufactured home sits on a permanent foundation, making it fully eligible for VA, FHA, USDA, and conventional loans. Outdoor Freedom: The massive, level yard provides an open canvas for gardening, a play area, or storing your outdoor toys. Finding a home that checks every box--affordability, acreage, modern updates, and hassle-free financing--is no easy task. This property delivers it all. Don't let this rare opportunity pass you by. Schedule your private tour today and see just how perfect country living can be!

124 Edgewater Drive, Bloomingdale

Listing courtesy of Seabolt Real Estate.

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.