Bent Tree Homes with FHA Terms

Bent Tree Homes with FHA Terms

Welcome to Bent Tree, a picturesque subdivision nestled in the heart of Georgia, where southern charm meets modern living. This vibrant community offers an exceptional lifestyle, characterized by its serene surroundings and an array of amenities that cater to families, retirees, and everyone in between.

Bent Tree is renowned for its lush landscapes, tree-lined streets, and beautifully designed homes that reflect a variety of architectural styles. Each residence is thoughtfully crafted, providing spacious interiors and inviting outdoor spaces that are perfect for entertaining or simply relaxing with family. One of the standout features of this community is the accessibility of homes with FHA financing options, making it easier for first-time homebuyers and those looking to invest in their future to secure their dream home.

Residents of Bent Tree enjoy a wealth of amenities, including a community pool, walking trails, and parks that encourage an active lifestyle. The subdivision is conveniently located near shopping centers, schools, and recreational facilities, ensuring that everything you need is just a stone's throw away.

With its affordable housing options, including homes eligible for FHA terms, Bent Tree is not only an attractive choice for buyers but also a place where community spirit thrives. Experience the warmth of this welcoming neighborhood, where neighbors become friends and every day feels like a retreat. Come discover your future home in Bent Tree, where your dream lifestyle awaits!

Newest Bent Tree Homes with FHA Terms

$619,900
4 Beds ⋅ 3 Baths ⋅ 10813918 MLS
50+ MILE PANORAMIC VIEWS every day! Just 90 minutes from Atlanta. Set on 2.3 private acres, this custom home is defined by its unobstructed south-facing elevated vantage point, with nearly 900sf of decking. The landscape captures Stone Mountain, the Atlanta skyline, Kennesaw Mountain, Lost Mountain, and Bear Mountain in one sweeping scene. MAIN LEVEL: Filled with natural light, custom oak flooring runs across the open living, dining, and kitchen areas. French doors open to a fully-screened covered porch, leading to an open deck where sunsets are the star of the show. The kitchen offers abundant storage with custom cherry cabinets and a large walk-in pantry. A built-in, lighted China cabinet adds both function and character. The primary suite includes direct deck access and casement windows positioned to bring in fresh air and the sound of the creek. Walk-in closet with abundant storage; main bath features a double vanity, Jacuzzi brand tub, laundry pass-through, and cedar-lined bench box. TERRACE LEVEL: Anchored by a spacious second living area, highlighted by a wall of windows and direct access to a 12' x 48' lower deck. The deck is already equipped with electrical and reinforced to support a future hot tub. This level also includes three additional bedrooms and a kitchenette, making it well-suited for guests or extended stays. The unfinished area adds valuable workspace and storage, with two workbenches, sturdy wooden shelving, and an extra refrigerator. OTHER KEY FEATURES: Generac emergency generator; fully insulated oversized garage with 9' garage door and 10.5' ceiling; whole house central vacuum; HVAC with humidifier; roof (2023) with lifetime warranty; vent-free fireplace with remote; Pella Low-E windows throughout. Custom built with thoughtful details throughout! Bent Tree is a 3,500-acre gated mountain community offering privacy, security, and a fantastic range of amenities. At its core is the stunning 18-hole Joe Lee-designed golf course, offering scenic fairways and challenging play. A thriving tennis and pickleball community, both have indoor and outdoor courts for year-round play, and are located in the same Amenity area as two pools and the clubhouse. Outdoor enthusiasts will love the 110-acre private lake for fishing and boating, a beach area with picnic pavilion, volleyball, bocce, playground, dog park and hiking trails. Bent Tree's equestrian facilities offer stables, pastures, and riding trails and rings-making it one of the few horse-friendly communities in North Georgia. Bent Tree also features a clubhouse at Club Tamarack and dining at the Tavern at the 19th Hole. Bent Tree offers peace of mind alongside resort-style living. A full calendar of social events, clubs, fitness classes, and live music brings neighbors together, creating a vibrant lifestyle where mountain living meets modern convenience.

252 Oglethorpe Mountain Trail, Jasper

Listing courtesy of Atlanta Communities.

$585,000
4 Beds ⋅ 5 Baths ⋅ 10812760 MLS
Experience mountain living at its finest in this custom-built home with breathtaking mountain views, nestled convenient to the main gate in the sought-after Bent Tree community. Offering 4,096 sq ft of thoughtfully designed living space, this exceptional residence features 4 bedrooms and 3.5 bathrooms, all conveniently located on the main level, including two spacious owner suites-perfect for multi-generational living or hosting guests.The heart of the home is a gourmet kitchen that flows seamlessly into a warm and inviting keeping room with a cozy fireplace and a separate dining room. Expansive windows throughout provide abundant natural light and create an open, airy atmosphere while showcasing the surrounding scenery. Step outside to an expansive deck stretching the entire length of the home, complete with a pergola, provided the perfect setting for relaxing, entertaining, or simply enjoying the stunning mountain views. The partially finished terrace level offers a large cedar family room and a full bathroom. You'll also find a spacious unfinished storage area and an impressive 4 car garage. Situated on a unique lot with frontage on two roads, the property offers exceptional convenience with a circular front driveway and a separate rear driveway leading directly to the garage.

267 Starcross Lane, Jasper

Listing courtesy of Atlanta Communities.

$350,000
3 Beds ⋅ 2 Baths ⋅ 10808571 MLS
Welcome to your mountain retreat in the sought-after gated community of Bent Tree-where amenities and privacy come together in this well maintained one-level log home. Easy access with a circular, level driveway and just a couple of steps leading to the full-length front porch where you can relax, watch the wildlife and wave to the occasional neighbor. Step inside to a spacious great room featuring vaulted ceilings, warm wood finishes, and a stone fireplace with gas logs (wood-burning capable). The open flow leads into the kitchen and dining area, where you'll find maple cabinetry, real wood floors, and French doors with solid glass storm doors opening to the expansive back deck. The split-bedroom floor plan offers privacy and comfort. The owner's suite features a generous bedroom, walk-in closet, en suite bath, and double French doors that open directly onto the deck-your own private retreat. The master closet is set up for a stacking laundry set if you prefer laundry on the main level. On the opposite side, two spacious guest bedrooms share a full bath. The full, unfinished basement is stubbed for a full bath and offers multiple windows and two exterior doors-offering potential for future expansion, additional living space, great storage or a workshop. Situated on a private 1.05-acre lot, this property offers both space and privacy. A large fenced area provides an outdoor area for pets, easily accessible from the deck or basement level. This home has been well maintained and offers new carpet, 2023 AC, recently serviced HVAC system, termite bond to transfer, home was just soft washed, septic serviced July 2026, interior professionally cleaned. The Bent Tree community offers a 110-acre Lake Tamarack (fishing, paddle boarding, and more) with a beach-swimming area, pavilion, playground, bocce ball court, half-court basketball, two swimming pools, indoor and outdoor Tennis and Pickleball courts, an 18-hole golf course, restaurant/tavern, huge dog park, scenic hiking trails, and walk-in access to nearby Eagle's Rest Park for even more hiking. Gated access with a public safety department allows for a lock and leave type lifestyle if so desired. Shopping and charming Jasper downtown area are just 4-6 miles from the main gate.

415 Sunset Court, Jasper

Listing courtesy of BHHS Georgia Properties.

$379,500
4 Beds ⋅ 3 Baths ⋅ 10793592 MLS
Located in the gated Bent Tree community, this updated 4-bedroom, 3-bath home offers seasonal mountain views, two spacious decks, and a private hot tub. Inside, you'll find a stone fireplace with a Buck Stove insert, energy-efficient windows, and an updated kitchen with granite countertops, stainless steel appliances, and an open layout. The flexible floor plan includes two primary suites, one on the main level and one upstairs, plus a finished terrace level. Recent updates include a newly paved driveway, professional survey (Spring 2025), new furnace (Fall 2025), new microwave, new dishwasher, annual mini-split servicing, professional rodent exclusion, and professional hot tub winterization. Bent Tree offers gated mountain living with golf, tennis, pickleball, hiking trails, a 110-acre lake, dining, and more. Whether you're looking for a full-time home or a weekend getaway, this property is ready to enjoy.

1006 Chestnut Cove Trail, Jasper

Listing courtesy of BHHS Georgia Properties.

$439,000
4 Beds ⋅ 3 Baths ⋅ 10792415 MLS
Nestled in the beautiful North Georgia Mountains within the gated community of Bent Tree, this immaculate ranch home on a full finished basement offers the perfect combination of comfort, privacy, and versatility. Situated on private double corner lots, this well-maintained home features a bright and open floor plan with a stunning vaulted tongue-and-groove ceiling, floor-to-ceiling stone fireplace with gas logs, built-in bookcases, and beautiful pine hardwood flooring throughout the main living areas. Designed for convenient main-level living, the main floor offers three bedrooms and two full baths, along with a spacious kitchen featuring a large granite island, abundant cabinetry and counter space, an eat-in breakfast area, and custom plantation shutters. Wrap-around decks provide the perfect setting for outdoor dining, entertaining, or simply enjoying the peaceful mountain surroundings. The finished terrace level functions beautifully as a guest suite, in-law suite, or potential multi-generational living space. Complete with its own private entrance, fourth bedroom, full bath, kitchenette, den, office space, second laundry area, and additional flex room, this level can be easily separated from the main home for added privacy. A laundry hookup is also available on the main level. Accessibility is a standout feature, offering stepless entry from the garage, lower front entrance, and a ramp from the driveway to the rear entrance. The fenced yard provides a safe space for children and pets, while the oversized one-car garage offers ample room for storage, a workshop, golf cart, or outdoor recreation equipment. Located on a quiet street and within walking distance of the community lake, residents enjoy easy access to Bent Tree's exceptional amenities, including golf, tennis, hiking trails, equestrian facilities, swimming, dining, and more. Some furnishings will remain with the home, making this an even more attractive opportunity. Whether you're looking for a full-time residence, mountain retreat, or home with flexible living arrangements, this property offers endless possibilities in one of North Georgia's most desirable mountain communities.

434 Sunset Court, Jasper

Listing courtesy of Barn Owl Real Estate.

$385,000
3 Beds ⋅ 2 Baths ⋅ 10789679 MLS
Welcome to your mountain retreat in the highly sought-after gated community of Bent Tree! Ideally located near the front gate and just minutes from golf, dining, swimming pools, tennis courts, the lake, beach, and countless community amenities, this beautifully updated 3-bedroom, 2-bath ranch home offers the perfect blend of comfort, convenience, and mountain charm. A scenic walkway surrounded by native plants and wildlife leads to the inviting rocking chair front porch, while a stepless entry through the garage provides easy accessibility. The decorative half-light glass entry door welcomes abundant natural light while maintaining privacy. Inside, you'll immediately appreciate the bright, open-concept design featuring vaulted ceilings, a bay window, and seamless flow between the great room, dining area, sunroom, and kitchen. The spacious great room is anchored by a stunning stacked-stone fireplace with gas logs, a raised flagstone hearth, and a custom log mantel designed to securely accommodate a flat-screen television. Built-in shelving painted in a stylish decorator blue adds character, storage, and visual appeal. The thoughtfully designed galley kitchen has been beautifully renovated with new cabinetry, granite countertops, stainless steel appliances, stainless sink, updated lighting, and a generous pantry. A granite-topped peninsula with bar seating creates the perfect space for casual dining, meal preparation, or entertaining guests, while live-edge shelving adds a distinctive custom touch. The guest bathroom features updated flooring, vanity top, and toilet. The primary suite has been extensively renovated and offers new flooring, an updated vanity, mirror, lighting, paint, exhaust fan, and a luxurious soaking tub with a beautifully tiled surround and upgraded shower system. Major improvements throughout the home provide peace of mind, including a new roof, HVAC system, 50-gallon water heater, Generac whole-house generator, replacement of 7 windows, reinforced sunroom and deck structures, Trex decking and exterior stairs, fenced backyard with dual gates, and luxury vinyl plank flooring throughout most of the home. The laundry room and oversized double garage/workshop provide additional functionality and storage. Beyond the home itself, experience the unparalleled lifestyle of Bent Tree's private 3,500-acre mountain community. Residents enjoy 24/7 gated security, a 110-acre stocked lake, private beach, playground, 18-hole Joe Lee-designed golf course, five tennis courts including two indoor courts for year-round play, pickleball, two swimming pools, hiking trails, waterfalls, clubhouse, restaurant, equestrian center with stables and riding trails, private fire department, community water system, and a vibrant calendar of activities and events. This move-in ready mountain ranch offers exceptional updates, thoughtful design, and access to one of North Georgia's premier lifestyle communities. Come discover the beauty, tranquility, and adventure that await in Bent Tree.

80 Camelot Way, Jasper

Listing courtesy of Hester Group, REALTORS.

$349,900
3 Beds ⋅ 2 Baths ⋅ 1536901 MLS
Beautifully maintained home with TWO primary suites on the main level! You'll love how this home sits on almost half an acre, atop a small hill with a side load garage. Step inside the front door to an open, spacious living room and dining room, with the kitchen just off the dining area. The master suite is just off the kitchen and is oversized with a walk-in closet. On the opposite side of the home you'll find a second very large master bedroom with direct access to the second full bathroom, plus a third bedroom with vaulted ceilings. Upstairs you'll find a 4th bedroom or a great bonus room! Step outside onto a private deck with trex decking that overlooks the level back yard and a large storage shed/workshop that stays with the home! All of this located just minutes to I-75 in Ringgold and zoned for Heritage schools!

255 Bent Tree Drive, Ringgold

Listing courtesy of Keller Williams Realty.

$399,999
3 Beds ⋅ 3 Baths ⋅ 10772799 MLS
Tucked away at the end of a quiet cul-de-sac with only one other home on the street, this charming log cabin offers the perfect blend of rustic mountain living, privacy, and endless potential. NEW ROOF in 2026!! Situated on a private .98-acre lot with 45 feet of Pendley Creek frontage, this retreat welcomes you with a screened front porch and warm cabin character throughout, featuring exposed wood ceilings, walls, and floors, exposed beams, and a stunning stacked-stone fireplace in the cozy great room. The open-concept layout flows into the dining area and kitchen. The new roof adds value and peace of mind. Just off the dining area, the bright sunroom surrounded by glass offers beautiful year-round views of the woods and wildlife. The main-level primary suite includes a private attached bath, while upstairs features a spacious loft overlooking the natural surroundings along with a second bedroom suite and full bath. Above the two-car garage, a separate third bedroom suite provides incredible flexibility as a guest retreat, private office, or potential rental opportunity. The unfinished terrace level is already stubbed for a bathroom and offers excellent potential for additional living space, workshop, gym, storage, or future expansion, complete with walkout access to a concrete patio. Additional upgrades and extras include a one-year termite re-treatment and repair bond, Simplisafe security system, septic serviced and pumped in October 2025, Ruud 14 SEER heat pump/AC installed in 2019, exterior painted in 2024, and supplemental propane heat from two wall-mounted gas heaters. Furnishings are included, making this an easy move-in-ready mountain escape or investment opportunity. Enjoy all the incredible amenities of Bent Tree including an 18-hole golf course, 110-acre Lake Tamarack with beach and swimming area, pavilion and picnic areas, playground, bocce ball, basketball court, horse stables with riding and boarding, adult and family pools, indoor and outdoor tennis and pickleball courts, dog park, hiking trails, and direct walk-in access to Eagles Rest Trails Park.

78 Ripple Creek Court, Jasper

Listing courtesy of Unlock Realty Group.

$305,000
3 Beds ⋅ 3 Baths ⋅ 10762594 MLS
REDUCED!! Welcome to your mountain-lake retreat in Jasper! Nestled in a private HOA community surrounded by towering trees and scenic natural beauty, this charming 3-bedroom, 2.5-bathroom home offers the perfect blend of comfort, recreation, and peaceful living. Step onto the spacious front porch - the ideal place to enjoy your morning coffee while taking in the tranquil surroundings. Around back, a large deck provides plenty of room for entertaining, grilling, or simply relaxing under the canopy of mature trees. Inside, the home features a warm and inviting layout with generous living spaces, comfortable bedrooms, and plenty of natural light. A 2-car garage adds convenience and extra storage for all your outdoor gear. Located in one of North Georgia's most desirable lake communities, residents enjoy access to miles of walking and hiking trails, pickleball and tennis courts, and a beautiful golf course - all within the privacy and security of the HOA neighborhood. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this Jasper gem delivers the mountain lifestyle you've been dreaming of.

2523 Tamarack Drive, Jasper

Listing courtesy of Bennett Realty Partners.

$450,000
4 Beds ⋅ 4 Baths ⋅ 10735078 MLS
REDUCED! Multi-Generational or Income Producing Home! You have to see this home! Across 3,223 finished square feet, four bedrooms and four full baths, this home is built around the way people actually live in the mountains - main-level entertaining for the days when family arrives, a finished lower level that absorbs the overflow without rearranging the household, and quiet upper retreats for the hours that belong only to you. WHAT SETS THIS PROPERTY APART ~ A finished lower level adds working square footage that lives like a second home w/ private separate entrance - guest suite, media room, or home office without crossing into the family's primary floors. Bent Tree is one of the few gated North Georgia communities that permits short-term rentals, opening the door to lock-and-leave ownership with income potential when the owner is away. (Buyers should confirm current HOA and lot-specific rules before closing.) Resort-level amenities - golf, lake, equestrian center, indoor and outdoor pickleball, fitness center, hiking trails - are included with ownership, not assessed a la cart. Let's tour this home together!

25 Valley View Vista, Jasper

Listing courtesy of Harry Norman, REALTORS.

$675,000
4 Beds ⋅ 4 Baths ⋅ 10722281 MLS
Huge price reduction! Welcome to luxury living in the mountains! This home has been masterfully remodeled and is nestled in the heart of the exclusive Bent Tree Community. It is being sold fully furnished. Blending luxury with rustic charm, it is ready for immediate enjoyment. Whether you're seeking a peaceful full time residence or an idyllic weekend getaway this home delivers on all fronts. Inside you'll be greeted with an inviting foyer and then immediately be struck by the soaring two-story great room, where a stunning wall of windows offers ever changing views that evolve with the seasons. The space is anchored by tongue and groove cedar vaulted ceilings, a grand stacked stone fireplace surrounded by custom built-ins, and rich walnut beams that exude timeless elegance. The kitchen is nothing short of spectacular, with a custom made 11 foot live edge wood island that comfortably seats seven, perfect for gathering. A charming coffee bar with wood shelves adds to the home's character and offers the ideal spot to start your day. The expansive master suite is a true sanctuary, featuring a private covered porch for those cozy, relaxing nights. The spa like master bath is a work of art, with shiplap walls, custom tile flooring, a soaking tub, and a frameless glass tiled shower. His and hers vanities and walk in closets ensure ample space and functionality. Outdoors, the new 1,000-square foot upper deck is an entertainer's dream and is the perfect place to watch wildlife. Upstairs, two spacious bedrooms with accented walls, and brand-new carpet provide cozy retreats. A loft area with a built-in desk offers an ideal work from home space. Downstairs, you'll find a renovated entertainment zone and living area, two updated bedrooms and full bathroom. The sprawling lower deck boasts a brand new 7-person hot tub. Beyond the home's impressive interior, the exterior dazzles with fresh paint, retaining walls, and landscaping that enhances the large double lot. A long river rock bed and a charming walking bridge along with four new maple trees have been added. The home also includes a generator, new furnace and updated workshop. As part of the coveted Bent Tree Community, residents have access to a host of amenities, including a 110 acre lake for fishing, boating, and swimming, a championship golf course, a clubhouse with a restaurant & bar, pickleball and tennis courts, an equestrian center with riding trails, and miles of hiking trails and more, all just minutes from your door!

816 Alpine Drive, Jasper

Listing courtesy of Atlanta Communities.

$397,000
3 Beds ⋅ 2 Baths ⋅ 1529662 MLS
Welcome to 1286 Oglethorpe Mountain Road in the Bent Tree gated community of Jasper, GA. Nestled on a rare 2-acre assemblage of four combined lots, this updated mountain retreat offers exceptional privacy, comfort, and versatility! Built in 1972, then completely rebuilt from the studs in 1995, this home blends rustic mountain charm with modern updates and thoughtful improvements, including LeafFilter gutter guards for low maintenance living.A timber frame covered front porch welcomes you into a bright and inviting interior featuring vaulted ceilings, abundant natural light, hardwood and tile flooring, and an open concept layout designed for both everyday living and entertaining. The kitchen showcases granite countertops, a farmhouse sink, stainless steel appliances, and a skylight that fills the space with natural light. The spacious great room features a stunning stone fireplace and flows seamlessly into the sunroom, creating multiple areas to relax and gather.The primary suite offers a peaceful retreat with high ceilings, dual closets, and a private bath complete with a walk-in shower, stylish vanity, and skylight. Two additional bedrooms share an updated full bath, providing comfort for family and guests. Step outside to enjoy the tranquil wooded setting from the back porch or take advantage of the powered outbuilding, ideal for a workshop, studio, hobby space, or additional storage.Currently utilized as a successful STR and featured on Airbnb, this property presents an outstanding opportunity for buyers seeking a primary residence, second home, vacation getaway, or income producing investment. The combination of acreage, privacy, community amenities, and mountain location makes it highly appealing to both homeowners and vacation rental guests.Bent Tree is a premier 3,500-acre gated mountain community offering 24/7 security, a private 110-acre lake, championship golf course, clubhouse,dining, swimming and much more! Don't miss this opportunity!

1286 Oglethorpe Mountain Road, Jasper

Listing courtesy of simpliHOM.

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